Loan consolidation up to R250 000
- Loan offers from over 10 banks
- Quick application and payment
- Offers are non-binding and free of charge
10+ NCR certified banks and lenders
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Loan amount R100 - R250,000. Repayment terms can range from 3 - 72 months. Minimum APR is 5% and maximum APR is 60%.
How to apply for a loan?
1.
Fill in our short loan application in minutes. Just enter your details and choose your desired loan amount.
2.
We will send your application over to a number of different banks and lenders for review.
3.
You’ll receive personalized offers based on your responses, giving you a variety of choices. You are free to accept or decline the offers as you please.
Who can apply for a loan?
- You are over 18 years old
- You are employed and employment has lasted for more than 6 months
- Your loan should not be more than 8 times larger than your monthly income
Why use Arcadia Finance?
- 100% online: The whole application process is done online.
- Fast: Apply and get approved within minutes.
- Convenient: Compare over 10 banks with one application.
- Non-binding: You decide if you want to accept or decline your offers.
- Safe: Your personal data is safe with us – read more here.
About Arcadia Finance
Obtain your loan hassle-free via Arcadia Finance. There’s no application fee, and you can pick from a variety of 10 trusted lenders. Each lender complies with the regulations enforced by the National Credit Regulator in South Africa.
Frequently Asked Questions
Arcadia Finance is an online loan broker and not a lender. We help you to find loans from various banks and lenders, offering a service that connects users to multiple lenders with one application, enabling you to compare and select the most suitable loan offers.
Loan or debt consolidation simply means combining all small debts together and taking one larger loan to pay them off. The goal with debt consolidation is to take all your loans and repayments and group them into a single payment. Ideally, this will result in a lower interest rate than you were paying before consolidation but it will depend on your credit score.
Most banks and lenders only offer loans to full-time employed people whose employment has lasted at least 3 (three) months. You should also take into consideration that your loan should not be more than 8 times larger than your monthly income. You are required to have a South African ID to apply and you should not be under any debt review.
Loan amount R100 – R250,000. Repayment terms can range from 3 – 72 months. Minimum APR is 5% and maximum APR is 60%.
Unfortunately, you cannot apply if under debt review and we do not provide loans to clients who are blacklisted at any place.
How comparing loans work?
After submitting your loan application to us, we will send it over to a number of different banks and lenders for review.
Within minutes, you’ll receive a variety of loan options that are available for you. Select the one that best fits your needs.
Remember, all offers are no-binding, so if you don’t find what you’re looking for, you’re free to decline.
