Instant loans with low interest

You will receive your loan offers immediately after filling up the loan application. Check what kind of loan offers you will get!

  • Low interest rates
  • Quick loan offers
  • Free application without commitment

In life’s unpredictable journey, you might encounter moments where finances run thin unexpectedly. Perhaps an urgent medical bill arises, or an essential home repair is needed immediately. In such times, an instant loan offers fast financial support when you need it most.

Arcadia Finance helps you in the search of instant loans from different banks and lenders. Fill in a free application and get loan offers from up to 10 lenders. We work with well-known, trusted and NCR licensed lenders in South Africa.

How much do you need?
*Representative example: Estimated repayments of a loan of R30,000 over 36 months at a maximum interest rate including fees of 27,5% APR would be R1,232.82 per month.

Loan amount R100 - R250,000. Repayment terms can range from 3 - 72 months. Minimum APR is 5% and maximum APR is 60%.
  • You are over 18 years old
  • You are employed and employment has lasted for more than 6 months
  • Your loan should not be more than 8 times larger than your monthly income

What is Arcadia Finance?

Arcadia Finance is a free service that helps you in the search of loans by connecting you to a variety of different banks and lenders with one loan application. By filling up the loan application you will get multiple loan offers, which you can compare and select the most suitable offer. The service we offer is completely free of charge and you will not commit to anything by requesting for loan offers via Arcadia Finance.

Send your application now!

Arcadia Finance Compare Loans
Choose your loan amount



How much do you need and for how many months? Choose your desired loan amount, repayment time and insert your email and cellphone number (you will receive your offers on these).

Fill in the loan application



We need to know a little bit on you in order to find the most suitable loan offers for you. Fill in all application details with care as we will send it over to a number of different banks and lenders for review.

Receive your loan offers



You will receive most of your loan offers immediately after applying. Compare the loan offers by interest rate, cost and terms. You are free to accept or decline the offers as you please.

Get your loan hassle-free through Arcadia Finance. There’s no application fee, and you can pick from a variety of 10 respected lenders. Each lender follows the regulations enforced by the National Credit Regulator in South Africa.

Frequently Asked Questions

What is an instant loan?

An instant loan is a type of loan that offers immediate approval and quick disbursement of funds, often within hours or the same day.

Will I be accepted for an instant loan?

This totally depends on the lenders. If you have a good credit history and earn enough to cover the repayment terms, there shouldn’t be any problem getting a loan.

How much can I borrow?

You can apply for up to R250 000 through Arcadia Finance.

How long can I borrow for?

Our current partners offer a maximum tenure of 72 months for an unsecured loan.