27 November 2023
RCS Loan Review
In today’s fast-paced world, financial flexibility is not just a luxury; it’s a necessity. Whether you’re planning a family vacation, renovating your home, or facing …
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Arcadia Finance Blog
27 November 2023
Nedbank Loan Review
Nedbank is one of South Africa’s leading banking institutions, with a rich history and a strong presence in the financial landscape. When it comes to …
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27 November 2023
Old Mutual Loan Review
When it comes to personal loans, there’s a sea of options available. One name that often pops up in South Africa is Old Mutual. But …
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17 November 2023
Finchoice Loan Review
In a world where financial uncertainties abound, having a reliable lender is like having a sturdy umbrella in a storm. FinChoice emerges as such a …
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15 November 2023
First National Bank Loan Review
FNB, a well-established financial institution, offers a range of personal loans tailored to meet diverse needs. Whether you are looking to cover unexpected medical bills, …
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12 November 2023
PayPal app: Sending and receiving money
PayPal is a digital payment platform that allows users to send and receive money online. It was founded in 1998 and has grown to become …
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10 November 2023
Debt Review in South Africa
Debt Review, often referred to as debt counselling, is a process created to assist individuals who are struggling financially. It’s a way to help people …
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10 November 2023
What is a Debt Review Clearance Certificate?
The Debt Review Clearance Certificate, commonly referred to as the DRCC, is a legal document you receive once you’ve successfully completed the debt review process. …
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10 November 2023
Prescribed Debt: A Complete Guide
Prescribed debt may sound intricate, but it’s relatively simple when dissected. In South Africa, if you have outstanding debt and fail to repay it within …
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9 November 2023
Questions and answers on non-compete agreements
In the vibrant corporate landscape of South Africa, a subtle yet powerful tool shapes the dynamics between employers and employees. This tool, known as the …
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9 November 2023
Non-Compete Agreement Template
Welcome to the bustling world of South African business, where every move you make can potentially pivot the trajectory of your company. In this evolving …
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9 November 2023
Best Credit Cards for Travel
South Africa, a nation teeming with scenic beauty, wildlife, and diverse cultures, has experienced a noteworthy upsurge in its residents seeking the thrill of both domestic and …
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7 November 2023
How much does a private jet cost?
Private jets are a luxurious mode of transportation often associated with wealthy individuals and business executives. This type of aircraft provides convenience, flexibility, and privacy …
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7 November 2023
Finance for New and Used Trucks in South Africa
The trucking industry in South Africa plays a pivotal role in the nation’s economy. Given the vast expanse of our country, road transport emerges as …
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7 November 2023
How much does a Pilot earn?
Pilots are skilled professionals who play a crucial role in the aviation industry. Their responsibilities range from ensuring the safety of passengers to operating complex …
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5 November 2023
Countries with the highest debt
When you think about debt, you probably think about personal or business obligations – home loans, student loans, credit cards or company loans. However, debt …
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5 November 2023
Mezzanine Debt: What It Is, How It Works, and Examples
A realm within the world of corporate finance that often bewilders the unacquainted, mezzanine debt is an intriguing financing strategy used by businesses globally. For …
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5 November 2023
Pros and Cons of Consolidating Your Debt
Navigating the financial landscape in any country can be tricky, and South Africa is no exception. Among the many tools at our disposal to manage …
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5 November 2023
What is technical debt and how to pay it off
Welcome to this broad guide on technical debt, a concept that’s as important to the tech industry as financial debt is to economics. By understanding …
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5 November 2023
How Net Debt Is Calculated and Why It Matters to a Company
In the realm of finance and business, understanding different financial metrics is paramount for strategic planning and informed decision-making. A particularly compelling metric in the …
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5 November 2023
What Is Sovereign Debt and What Are Its Unique Features?
We’ve all heard of debt. It’s a common term in our day-to-day lives. However, when we scale that concept up to the level of an …
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4 November 2023
Subordinated Debt: What It Is, How It Works, Risks
Subordinated debt is one such term that demands our attention. By drawing back the curtain on this financial instrument, this blog post aims to provide …
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4 November 2023
Debt Restructuring vs. Debt Refinancing
Understanding the different approaches to managing your debt can be as impactful as your business strategy itself. In today’s volatile economic landscape, specifically in South …
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4 November 2023
Public Debt of South Africa
Public debt is an integral facet of global economies – a tool often used for financing public expenditures when tax revenues fall short. However, when …
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2 November 2023
Most Valuable South African Startups
Startups play a big role in driving innovation, job creation, and economic growth in South Africa. They contribute to the development of new industries, products, …
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2 November 2023
Are Loans for Debt Review Clients Legal?
Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial …
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2 November 2023
Section 129 Letter
In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a …
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2 November 2023
How to cancel Debt Review or Debt Counselling
South Africa has experienced its fair share of economic challenges over the years. With currency values that tend to fluctuate and employment rates that vary, …
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2 November 2023
What happens if you skip a debt review payment?
Debt review, commonly referred to as debt counselling in South Africa, offers assistance to those grappling with overwhelming debt. Individuals can seek guidance from a …
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2 November 2023
What are the advantages and disadvantages of debt counselling?
Debt can be a big burden for many South Africans. With the cost of living on the rise, more and more people are finding themselves …
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1 November 2023
Dreaming of getting out of debt faster? Find out the solution here
In recent years, the economic landscape in South Africa has grown increasingly intricate resulting in escalating debt levels amongst ordinary citizens. A broad overview reveals …
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4 November 2023
What is refinance debt?
When we speak about refinance debt, we refer to the process where a person or entity obtains a new loan or credit to pay off …
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1 November 2023
What is Outstanding debt?
Outstanding Debt, in its simplest form, is the total amount of debt that remains unpaid by the borrower. This can refer to individuals (like you …
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31 October 2023
I’m Blacklisted – Can I Purchase A Vehicle?
In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can significantly impact …
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2 November 2023
Can I Get Car Finance With A Bad Credit Record?
The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, …
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31 October 2023
How vehicle finance with a balloon payment works
Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it …
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30 October 2023
Survive your debts with debt consolidation
Debt consolidation up to R250 000 – Fill in application and get several loan offers Stop overpaying for your loans Do you have several different …
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30 October 2023
How to get rid of credit card debts
Debt consolidation up to R250 000 – Fill in application and get several loan offers Understanding credit card debt In today’s fast-paced financial world, many …
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29 October 2023
Types of debt
Debt, a term familiar to all, shapes economies, influences personal finances and often dictates life choices. However, its relevance and context go much deeper than …
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29 October 2023
What is senior debt?
Senior debt pertains to the primary layer of a company’s financial obligations. In the event of bankruptcy or liquidation, holders of senior debt are the …
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29 October 2023
What is debt purchase?
In the intricate world of finance, one term that often emerges is debt purchase. But what does it really mean? A debt purchase, in essence, …
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29 October 2023
National Credit Act
The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate …
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29 October 2023
Loan Against Property
A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from a bank …
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29 October 2023
What is a Credit Agreement?
When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, yet they …
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26 October 2023
The Richest Athletes in South Africa and Their Net Worth
South Africa has a rich history of sports, with talented athletes who have represented the country on the global stage. Many of these athletes have …
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26 October 2023
Most Valuable South African Companies
South Africa is home to numerous successful and valuable companies that span various industries, including technology, mining, telecommunications, energy, and financial services. This article provides …
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26 October 2023
Tips to Teach Your Child to Save Money
Every parent hopes to witness their child thrive. However, in today’s constantly changing global economy, prosperity extends beyond academic accomplishments. It is deeply rooted in …
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26 October 2023
Taking out a loan as a student – What you need to know
Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need to understand …
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26 October 2023
Who is eligible for student financial aid?
Student financial aid refers to the financial assistance provided to students to help fund their education. This can take the form of scholarships, grants, loans, …
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26 October 2023
Surviving Debt: How to Get Out of Debt Fast
Debts are like shadows – they follow us, at times looming large and dark, other times small and faint, but always there. In recent years, …
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25 October 2023
15 Reliable Strategies to Pay Off Debts
South Africa, often described as the “rainbow nation” due to its multi-ethnic society, is rich in cultural diversity and has a complex economic landscape. Despite …
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26 October 2023
How to write off debt?
In a climate of economic uncertainty, many South Africans grapple with the heavy debt burden. Such financial challenges can seem insurmountable, whether it’s credit card …
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24 October 2023
Does a person’s debt go away when they die?
When life ceases, does the weight of debt follow suit? The question becomes all the more pertinent in the rainbow nation of South Africa, with …
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29 October 2023
What is Bridging Finance?
Bridging finance, simply put, is a short-term financing solution that acts as a bridge between two financial transactions. The idea was to help buyers purchase …
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