Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Taxpayer's benefits

South African Taxpayers to Benefit from Positive Changes

18 March 2025

Finance Minister Enoch Godongwana tabled the revised 2025 Budget on Wednesday, 12 March, presenting a more favourable outcome for South African taxpayers than the initial ...

Finwell Legal Services Review

18 March 2025

Finwell Legal Services provides debt mediation and financial relief solutions to South African consumers struggling with debt. The company focuses on negotiating with creditors on ...

Mashonisa on WhatsApp

Mashonisa on WhatsApp: Easy Money or Dangerous Debt?

18 March 2025

Mashonisas, or informal lenders, play a significant role in South Africa’s lending market, particularly in low-income areas where access to formal credit is limited. With ...

Financial Strain on South African Homeowners with Bonds

Financial Strain on South African Homeowners with Bonds

17 March 2025

Despite the easing of inflation and reductions in interest rates, many South African homeowners with bonded properties remain under significant financial pressure. This is reflected ...

AFRICAN BANK credit card review

African Bank Credit Card Review

16 March 2025

The African Bank Credit Card is a flexible financial tool designed for South Africans looking for a convenient way to manage everyday spending while enjoying ...

Sassa Pension Increase

All You Need To Know About The Sassa Pension Increase

15 March 2025

Starting next month, South African Social Security Agency (Sassa) old-age grant recipients will receive an additional R90 as part of an approved increase aimed at ...

Risks of Earning More Than R400 000

The Financial Risks of Earning More Than R400 000 in South Africa

14 March 2025

A recent analysis has revealed that while South Africans earning more than R420 000 annually enjoy a more stable income, they are burdened with substantial ...

RCS Group credit card review

RCS Group Credit Card Review

14 March 2025

The RCS Group Credit Card is a financial product designed to provide South Africans with flexible spending power and access to a wide network of ...

Solar Installer

Experts Warn That Picking the Wrong Solar Installer Could Cost You

13 March 2025

As South Africans face ongoing load shedding and escalating electricity costs, many households are turning to solar energy as a more reliable and sustainable alternative. ...

SASSA SRD Grant Status Meanings

SASSA SRD Grant Status Meanings and What Recipients Should Do

13 March 2025

The South African Social Security Agency (SASSA) SRD grant status indicates whether an applicant will receive their monthly payment. Beneficiaries must understand the meaning of ...

Uncertainty Over April 2025 SASSA Child Support Grants

Uncertainty Over April 2025 SASSA Child Support Grants

12 March 2025

More than 13 million South African beneficiaries who rely on the SASSA Child Support Grant remain in limbo as uncertainty surrounds the April 2025 payments. ...

Free Things To Do On Your Birthday in South Africa

Free Things To Do On Your Birthday in South Africa

12 March 2025

A birthday is a special occasion, and there’s no better way to celebrate than by taking advantage of free entry to some of South Africa’s ...

Petrol and Diesel Price Update

April 2025 Petrol and Diesel Price Update Brings Great News

11 March 2025

Early indicators suggest that South African motorists could see a welcome reduction in petrol and diesel prices next month. The latest projections indicate a significant ...

New SASSA Payment Methods

How To Receive Your Grant Using The New SASSA Payment Methods

11 March 2025

With the SASSA Gold Cards expected to stop functioning after 20 March, beneficiaries of the South African Social Security Agency (SASSA) now have two alternative ...

Take-Home Pay in South Africa

Take-Home Pay in South Africa Recovers Significantly in 2025

10 March 2025

South Africa’s take-home pay has shown significant growth at the beginning of 2025, with approximately four million salary earners benefiting from an upward trend. BankservAfrica’s ...

SASSA ID Verification Link Online

SASSA ID Verification Link Online

10 March 2025

Various governments, including South Africa, are introducing stricter regulations for issuing and verifying digital identities within social protection programmes. Authorities argue that these changes will ...

Retirement Annuity vs Tax-Free Savings Account vs Bond

Retirement Annuity vs Tax-Free Savings Account vs Bond

9 March 2025

You now have some extra flexibility in your budget. Perhaps you’ve received a salary increase, finished paying off your vehicle, or managed to get significant ...

SANLAM credit card review

Sanlam Credit Card Review

8 March 2025

Sanlam is a well-known financial services provider in South Africa, offering a range of banking and credit solutions. The Sanlam Money Saver Credit Card is ...

Climate Change Puts South African Retirement Savings at Risk

How Climate Change Puts South African Retirement Savings at Risk

7 March 2025

As global warming continues to accelerate at an alarming rate, the impact on economies and financial markets is becoming increasingly apparent. Extreme weather events, such ...

Maximise Your Retirement Annuity And Tax-Free Savings Account Contributions

Why You Should Maximise Your Retirement Annuity and Tax-Free Savings Account Contributions in South Africa

7 March 2025

Securing a stable retirement is a crucial financial goal, yet many South Africans postpone saving due to uncertainty or a lack of urgency. Starting early ...

Overdraft Data to Be Reported to Credit Bureaus

Overdraft Data to Be Reported to Credit Bureaus from March 2025

6 March 2025

Effective 1 March 2025, credit providers offering overdraft facilities are now obligated to submit consumer overdraft data to credit bureaus, a move designed to enhance ...

Revised SASSA Children’s Grants

Revised SASSA March 2025 Children’s Grants

6 March 2025

Despite ongoing issues such as frozen accounts and contentious High Court rulings, the SASSA March 2025 Children’s Grants will continue as scheduled next month. The ...

SASSA Pension Grant

SASSA Pension Grant Raised! Find Out the New Payment Amounts

5 March 2025

With the upcoming increase in South African Social Security Agency (Sassa) old-age grants set to take effect in April 2024, many pensioners may be wondering ...

Drivers Licence Renewal Online

Drivers Licence Renewal Online

5 March 2025

Possessing a valid driver’s licence is highly beneficial for anyone residing in South Africa. Beyond the convenience of being able to drive whenever necessary, it ...

Solar Rule Changes by Eskom

Major Solar Rule Changes by Eskom – What Homeowners Must Know

4 March 2025

As South Africa continues to navigate its energy crisis, an increasing number of households and businesses have turned to solar power to mitigate the impact ...

Change SASSA Pension Payment Method

How to Change SASSA Pension Payment Method in 2025

4 March 2025

As South Africa’s primary social grant administrator, the South African Social Security Agency (SASSA) plays a crucial role in distributing financial assistance to millions of ...

South Africans on a R20 000 Income

R20 000 Monthly Income? Important Warning for South Africans!

3 March 2025

A recent warning from Standard Bank highlights the deepening financial crisis among South Africa’s working-class population, who remain burdened by debt and unable to transition ...

Revise Home Insurance

Revise Your Home Insurance: A Comprehensive Checklist

3 March 2025

When you think back to the state of your home when you first bought it, it is likely that it has undergone considerable changes over ...

Credit Card Interest Rate

Credit Card Interest Rate Explained

2 March 2025

Credit card providers generate revenue through two primary methods. Firstly, they impose transaction fees on businesses such as retailers, restaurants, and other merchants whenever a ...

Save in Your 20s to Retire Comfortably

How Much Should You Save in Your 20s to Retire Comfortably in South Africa?

1 March 2025

A crucial aspect of preparing for retirement is determining the amount of savings required to maintain financial stability after leaving the workforce. The exact figure ...

VAT Increase

Potential VAT Increase Could Deepen South Africans’ Financial Struggles

28 February 2025

The unexpected delay of Finance Minister Enoch Godongwana’s Budget Speech last week sent shockwaves throughout South Africa. The postponement fuelled widespread speculation, particularly after reports ...

Capitec credit card review

Nedbank Credit Cards Review

28 February 2025

Nedbank is one of South Africa’s leading banks, offering a variety of credit cards tailored to different financial needs. Whether you need a basic credit ...

South Africa’s Unemployment Rate Drops

South Africa’s Unemployment Rate Drops to Lowest in Over a Year as Key Sectors Strengthen

27 February 2025

South Africa’s unemployment rate showed a slight decline in the final quarter of 2024, reflecting a modest increase in employment within key sectors such as ...

South Africa Provinces Ranked By Education

South Africa Provinces Ranked By Education

27 February 2025

South Africa’s education system varies across provinces, with some regions performing significantly better than others. Factors such as matric pass rates, school infrastructure, literacy levels, ...

Reduced Inflation Target in 2026

Poll Suggests South Africa Will Reduce Inflation Target in 2026

26 February 2025

South Africa is expected to hold off on revising its inflation target until at least 2026, prioritising urgent economic challenges such as slow growth and ...

Retirement Income

Essential Factors to Consider When Planning Your Retirement Income

26 February 2025

Regular contributions to both investments and savings across different financial instruments enable the benefits of compound growth over time. Maintaining a well-balanced approach between the ...

SASSA Payment Schedule for March 2025

Confirmed SASSA Grants & Payment Schedule for March 2025

25 February 2025

The South African Social Security Agency (SASSA) has released the official payment timetable for social grants for March 2025. Recipients should take note of these ...

Loan in March

Lower Rates, Better Deals: Why March 2025 Favours South African Borrowers

25 February 2025

As South Africa moves through 2025, interest rates are a key factor for anyone planning to take out a loan. With economic conditions steadying and ...

Stage 6 Load Shedding

Stage 6 Load Shedding Leave South Africans in the Dark

24 February 2025

South Africa has once again been plunged into severe power cuts as Eskom escalated load shedding to Stage 6 in the early hours of Sunday, ...

Woolworths credit cards

Woolworths Credit Cards Review

24 February 2025

Woolworths Financial Services (WFS) offers credit cards designed to provide exclusive shopping benefits, rewards, and flexible repayment options for South African consumers. Whether you frequently ...

Richest Provinces In South Africa

Richest Provinces in South Africa

23 February 2025

South Africa has a diverse economy, with some provinces contributing more to the country’s wealth than others. These economic differences are shaped by factors such ...

Standard Bank credit cards review

Standard Bank Credit Cards Review

22 February 2025

Standard Bank offers a range of credit cards designed to suit different financial needs, whether for everyday purchases, travel, or business expenses. These credit cards ...

Faster payments

How Payments Are Becoming Faster, Smarter, and More Secure

21 February 2025

The financial landscape is undergoing a profound transformation as digital transactions redefine the way businesses and consumers interact. At the core of this shift are ...

Cancel a Credit Card

How to Cancel a Credit Card

21 February 2025

Getting rid of a credit card isn’t as simple as cutting it in half and tossing it aside, despite what films might suggest. The process ...

SASSA Gold Cards No Longer Work

SASSA Gold Cards Will No Longer Work After 28 February 2025

20 February 2025

The South African Social Security Agency (SASSA) and Postbank have issued a strong appeal to all social grant beneficiaries, advising them to replace their existing ...

Happiest Provinces in South Africa

Happiest Provinces in South Africa

20 February 2025

Various elements contribute to human happiness, such as feeling secure, maintaining strong family bonds, and achieving personal goals. However, the surroundings in which people live, ...

Banking Apps Security Risks

South Africans Using Banking Apps Warned of Security Risks

19 February 2025

A new study has revealed a worrying surge in fraud linked to banking apps in South Africa, as financial services continue shifting towards mobile platforms. ...

Gift Cards

Best South African Gift Cards

19 February 2025

The South African gift card industry is extensive, with two primary categories: physical gift cards and electronic (E-gift) cards. These cards cater to both personal ...

Small Business

How a Strong Credit Score Can Help Your Small Business Grow in South Africa

18 February 2025

Owners of Small, Micro, and Medium-sized Enterprises (SMMEs) in South Africa recognise that securing business funding is an essential component of achieving sustainable growth. However, ...

Johannesburg

Best South African Cities To Live In

18 February 2025

South Africa offers a diverse range of living environments, from bustling urban centres to peaceful coastal regions. With a population exceeding 57 million, the country ...

Massive Spending Surge Among South African Shoppers

Massive Spending Surge Among South African Shoppers

17 February 2025

Consumer spending surged throughout December 2024 in South Africa, driving an enormous increase in retail transactions and contributing to a total of nearly R88 billion ...

Capitec credit card review

Capitec Credit Card Review

17 February 2025

The Capitec Credit Card is a widely used credit solution in South Africa, offering competitive fees, straightforward eligibility criteria, and easy management through Capitec’s banking ...

African Countries With The Strongest Currency Exchange Rates

Top 10 African Countries With The Strongest Currency Exchange Rates In 2025

16 February 2025

Africa possesses an abundance of natural resources, yet it is often characterised by economic challenges, particularly in the wake of the COVID-19 pandemic, internal conflicts ...

Life Insurance

Financial Planning With Life Insurance

15 February 2025

Strategic financial management entails defining monetary objectives and implementing effective methods to attain them. This requires a thorough evaluation of your present financial standing, determining ...