Ashton

Do You Have to Pay Back a Grant in South Africa?

24 July 2025

Grants in South Africa offer essential financial support across sectors such as education, welfare, and small business. Whether issued through NSFAS, SASSA, or private and ...

New Benefits for South Africans Travelling Abroad

23 July 2025

South Africa has made a notable return to the upper half of the global passport rankings, reclaiming a spot among the world’s 50 strongest passports ...

How Property Ownership Works in South Africa

23 July 2025

Property ownership in South Africa follows a well-defined legal framework that protects owners’ rights and ensures transparency in all transactions. Whether purchasing a full-title home, ...

South Africans Warned of Possible Interest Rate Increase

22 July 2025

While there is broad consensus among economists that the South African Reserve Bank (SARB) is likely to keep interest rates on hold or possibly implement ...

Why It’s Wise to Borrow Money This August

22 July 2025

Borrowing money is a significant financial decision, and the timing of that decision can affect both the cost of borrowing and your ability to repay. ...

Why South Africa’s 2025 Budget Still Faces Major Risks

21 July 2025

South Africa’s turbulent 2025 Budget process is far from resolved, as escalating political tensions place the passage of critical public expenditure legislation at risk. The ...

Confirmed SASSA Grants & Payment Schedule for August 2025

21 July 2025

The South African Social Security Agency (SASSA) continues to provide essential financial support to millions of South Africans through its monthly grant system. With confirmed ...

How to Switch Insurance Providers in South Africa Without Penalties

20 July 2025

Switching insurance providers in South Africa can be straightforward if done with proper planning and attention to detail. Whether driven by rising premiums, changing life ...

What to Do If Your Insurance Claim Is Rejected in South Africa

20 July 2025

Receiving notice that your insurance claim has been declined can be frustrating and financially distressing, especially if you were counting on the payout to cover ...

ETFs vs Unit Trusts in South Africa

19 July 2025

In South Africa, exchange-traded funds (ETFs) and unit trusts are two common ways to invest in diversified portfolios. ETFs track a market index and trade ...

SARS Makes Changes to eFiling Ahead of 2025 Tax Season

18 July 2025

The South African Revenue Service (SARS) has confirmed the introduction of a virtual waiting room system that will be implemented during the upcoming manual tax ...

What is the Budget Speech?

18 July 2025

The Budget Speech is a key annual event where South Africa’s Finance Minister outlines the government’s income and spending plans for the year. It explains ...

One Avoidable Mistake That Keeps South Africans Unemployed

17 July 2025

South African employees should not assume that their online activity is protected simply because it occurs outside working hours, during personal time, or on private ...

How Compound Interest Works and Why It’s the Key to Wealth in South Africa

17 July 2025

Compound interest refers to interest calculated on both the original amount and any interest already earned or charged. This effect causes savings to grow faster ...

Encouraging News for South Africans Using Eskom

16 July 2025

South Africans may take some comfort in the recent performance of Eskom’s electricity generation, which has shown signs of greater consistency and reliability. According to ...

What is the National Treasury of South Africa?

16 July 2025

The National Treasury of South Africa is responsible for managing the country’s public finances. It oversees the national budget, monitors government spending, and helps keep ...

What is a BRICS Economy? South Africa’s Role

15 July 2025

BRICS is a group of emerging economies working to shift global influence by strengthening cooperation among developing nations. Since joining in 2010, South Africa’s role ...

What South Africans Can Expect to Pay for Petrol in August

15 July 2025

Motorists across South Africa could experience some relief at petrol stations in August, as early indicators point towards a slight decrease in petrol prices. However, ...

South Africa to Introduce New Laws Targeting Spam Calls

14 July 2025

South Africa is grappling with a growing surge in spam calls, and authorities are now responding through specific changes to the Protection of Personal Information ...

How to Teach Kids About Money in South Africa

14 July 2025

Raising financially responsible children starts with open conversations and practical examples at home. In South Africa, where many families face rising living costs and financial ...

How to Turn Your Hobby into Income in South Africa

13 July 2025

Turning a personal interest into a stream of income is an increasingly practical option for many South Africans seeking financial flexibility. Whether you enjoy baking, ...

First-Time Homeowner Checklist

13 July 2025

Becoming a homeowner for the first time is a major step that involves more than simply securing a bond and collecting the keys. From understanding ...

How Much Should You Save Before Buying a Home in South Africa?

12 July 2025

Saving for a home in South Africa involves more than just setting money aside for the deposit. Buyers need to account for various upfront costs, ...

Average Salaries in South Africa by Profession

12 July 2025

Understanding how much people earn in South Africa can help you make better career choices, negotiate pay, or decide where to work. Salaries differ depending ...

Top Grants for Single Mothers in South Africa

11 July 2025

Raising a child alone can be financially and emotionally demanding, especially in a country where the cost of living continues to rise faster than most ...

Higher Till Prices Add to Cost Pressures for South Africans

11 July 2025

South African families are likely to face further financial strain at retail checkouts following the recent increase in fuel levies. The rise is anticipated to ...

South Africa’s Property Sector Undergoes Major Changes

10 July 2025

South Africa’s property market is beginning to show clear signs of a movement away from renting and towards property ownership, as declining interest rates begin ...

Do You Really Need Funeral Insurance in South Africa?

10 July 2025

Funeral costs in South Africa can range from R12 000 to over R50 000, making them difficult for many families to manage without some form of financial ...

SARS Tax Filing Alert for South Africans Earning Over R500 000 Annually

9 July 2025

All taxpayers in South Africa are legally obligated to file their tax returns with the South African Revenue Service (SARS), and failure to comply with ...

Car Insurance in South Africa: What You Need to Know Before You Buy

9 July 2025

Car insurance is a vital tool for South African motorists to manage the financial risks linked to owning and driving a vehicle. With many cars ...

Top Investment Apps for South Africans

8 July 2025

Investing through mobile apps has become a practical and accessible way for many South Africans to grow their money. With more financial services now available ...

Tax Tips for South Africans Working from Home

8 July 2025

Tax professionals have clarified the circumstances under which South Africans may qualify for home office deductions during the 2025 tax filing season, though they caution ...

Fraudsters Attacking Banking Apps and Wallets on South African Phones

7 July 2025

Discovery Bank has raised concerns over the increasing number of fraud cases affecting South Africans, highlighting how criminals are now deliberately focusing on smartphones to ...

How to Start Investing in South Africa with Little Money

7 July 2025

Starting to invest does not require a large amount of money. Many South Africans are under the impression that investing is only for people with ...

What is a Virtual Credit Card?

6 July 2025

With online payments on the rise in South Africa, more people are turning to virtual credit cards for safer and more flexible transactions. These digital ...

Top 10 Financial Mistakes South Africans Make in Their 20s and 30s

6 July 2025

Your twenties and thirties are often filled with major life changes that can either lay the groundwork for financial stability or lead to long-term setbacks ...

The Difference Between Loans, Grants, and Bursaries in South Africa

5 July 2025

Paying for tertiary education in South Africa can be costly, with expenses like fees, textbooks, and accommodation placing a burden on many families. For those ...

Saving vs Investing: Which One Makes More Sense in South Africa?

5 July 2025

Many South Africans are looking for ways to grow their money, especially with the rising cost of living and changing interest rates. If you’re setting ...

Debate Ignites Over Proposal to Rename South Africa

4 July 2025

The African Transformation Movement (ATM), in collaboration with several other political organisations, has announced its intention to approach both Parliament and the Constitutional Review Committee ...

How to Apply for NSFAS: Student Funding in South Africa Explained

4 July 2025

NSFAS helps South African students pay for studies at public universities or TVET colleges. It covers tuition, registration, accommodation (within limits), books, food, travel, and ...

South Africa Enters a Month of Hard Decisions

3 July 2025

Recent data indicates that inflation expectations in South Africa have declined to their lowest level in nearly four years, potentially reinforcing the case for policymakers ...

Is It Better to Buy a House or Build One in South Africa?

3 July 2025

Deciding whether to build a house or purchase an existing one in South Africa is a personal matter, with each option offering distinct advantages depending ...

Hidden Costs of Buying a House in South Africa

2 July 2025

Buying a home in South Africa is one of the biggest financial steps that most people will take. Many focus on saving for a deposit ...

SARS Highlights Fraud Threats Ahead of 2025 Tax Season

2 July 2025

The South African Revenue Service (SARS) has issued a fresh alert about fraudulent schemes surfacing ahead of the 2025 tax season. Standard Bank has also ...

The Insurance Scam That’s Getting South Africans Blacklisted

1 July 2025

South Africa’s insurance sector is becoming increasingly aware of the growing threat posed by artificial intelligence in the hands of fraudsters, and is actively enhancing ...

Health Insurance vs Medical Aid: What’s the Difference in South Africa?

1 July 2025

Choosing between health insurance and medical aid can be confusing for many South Africans. Both options help cover healthcare expenses, but they work differently, offer ...

Brace for a Petrol Price Hike This Week

30 June 2025

Although international oil prices have recently eased and the South African rand has shown notable stability amid geopolitical unrest, the outlook for fuel prices in ...

Top Pet Insurance Providers in South Africa: Is Worth It or Not?

30 June 2025

More South Africans are choosing to own pets, often treating them as part of the family. At the same time, veterinary care has become more ...

What is a Secured Credit Card?

29 June 2025

Secured credit cards are becoming a useful tool for many South Africans who want to build or repair their credit profile. These types of cards ...

How to Build an Emergency Fund in South Africa: Step-by-Step Guide

29 June 2025

Building an emergency fund is one of the most reliable ways to improve personal financial security in South Africa. Many South Africans live month-to-month without ...

How Much Money Should You Be Saving Each Month in South Africa?

28 June 2025

Saving money each month can be challenging for many South Africans, especially with the rising cost of living and high debt levels. However, building a ...

What is the Informal Economy?

28 June 2025

The informal economy makes up a large part of South Africa’s economic activity. It includes small businesses and individuals earning a living outside of formal ...

South Africa Faces Threat of Food Shortages and Rising Unemployment

27 June 2025

Hopes were briefly raised among South African meat producers when it appeared that the government would ease import restrictions on chicken from Brazil, potentially helping ...

Who Qualifies for Government Grants in South Africa?

27 June 2025

Government grants in South Africa offer financial support to individuals, households, and businesses facing hardship or working towards development goals. These grants assist those unable ...