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Author Ashton

Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Informal Economy

What is the Informal Economy?

28 June 2025

The informal economy makes up a large part of South Africa’s economic activity. It includes small businesses and individuals earning a living outside of formal ...
Food Shortages and Rising Unemployment

South Africa Faces Threat of Food Shortages and Rising Unemployment

27 June 2025

Hopes were briefly raised among South African meat producers when it appeared that the government would ease import restrictions on chicken from Brazil, potentially helping ...
Government Grants Qualification

Who Qualifies for Government Grants in South Africa?

27 June 2025

Government grants in South Africa offer financial support to individuals, households, and businesses facing hardship or working towards development goals. These grants assist those unable ...
Good news for anyone earning a salary

Encouraging News for South Africans Receiving a Salary

26 June 2025

Average monthly earnings in South Africa have shown a stronger increase than the rate of inflation, even though the country has seen a decline in ...
Grants Available for Unemployed

Top Grants Available for Unemployed South Africans

26 June 2025

The number of unemployed South Africans remains very high, leaving many people without a steady income. For many, government and private grants provide a much-needed ...
Renting vs Owning a Home in South Africa

Renting vs Owning a Home in South Africa

25 June 2025

Choosing between renting and buying a home is a major financial decision for many South Africans. While buying is often linked to stability and long-term ...
Petrol Price

Petrol Price Relief in South Africa Comes with a Major Downside

25 June 2025

Oil markets experienced considerable volatility on Tuesday, 24 June, after reports emerged regarding a ceasefire agreement between Israel and Iran. However, analysts have cautioned that ...
South Africa still faces a major budget threat

Ongoing Risks Weigh on South Africa’s Budget

24 June 2025

The National Treasury has expressed confidence that both the National Assembly and the National Council of Provinces will approve the Division of Revenues Bill before ...
Why July 2025 Is the Perfect Time to Borrow

Why July 2025 Is the Perfect Time to Borrow

24 June 2025

July 2025 presents a unique window for South African consumers to consider taking out credit. With interest rates showing signs of softening, inflation slowing, and banks ...
Economic Pressures From Load Shedding

Economic Pressures From Load Shedding Surpass Covid-19 Levels

23 June 2025

The rand experienced a decline on Thursday as investor sentiment turned risk-averse, driven by the ongoing conflict between Israel and Iran, which had entered its ...
Confirmed SASSA Grants & Payment Schedule for July 2025

Confirmed SASSA Grants & Payment Schedule for July 2025

23 June 2025

The South African Social Security Agency (SASSA) provides monthly financial support to millions of citizens across the country. These grants help pensioners, people living with ...
Overspending

What is Overspending?

21 June 2025

Overspending means spending more money than you can afford, whether on purpose or without realising it. In South Africa, rising living costs, easy access to ...
Bad news for South African passport holders

South African Passport Holders Face New Setback

20 June 2025

South Africa’s passport has fallen again in the most recent Henley and Partners World Passport Index, with the country now losing its previous visa-free access ...
Credit Card Interest

What is Credit Card Interest?

20 June 2025

Understanding how credit card interest works in South Africa is essential for anyone using or considering a credit card. Interest charges can significantly increase the ...
Watch Out for Interest Rate Changes in South Africa

Watch Out for Interest Rate Changes in South Africa

19 June 2025

While current inflation levels in South Africa appear to be relatively low, the recent escalation in tensions between Iran and Israel may prompt the South ...
Grace Period on a Credit Card

What is a Grace Period on a Credit Card?

19 June 2025

Credit cards can be a helpful way to manage monthly spending, but interest charges quickly add up if balances aren’t settled in full. One key ...
Financial Literacy

What is Financial Literacy?

18 June 2025

Financial literacy is a vital skill for South Africans of all income levels and backgrounds. It involves understanding how to manage money, make informed decisions, ...
Petrol Price Forecast for July 2025

The Harsh Petrol Price Forecast for July 2025

18 June 2025

Motorists across South Africa appear to be heading for more expensive fuel in July 2025, according to the latest official data now available. This follows ...
SARS warns South Africans to check their banking details

South Africans Warned by SARS to Double-Check Their Bank Details

17 June 2025

The South African Revenue Service (SARS) has issued a formal reminder to all taxpayers to thoroughly review and confirm the accuracy of their registered banking ...
How to Become a Homeowner

How to Become a Homeowner in South Africa

17 June 2025

Buying a home in South Africa is a major financial step that requires careful preparation, reliable information, and a clear understanding of the process. For ...
Eskom Targets South Africans Using Rooftop Solar Power

Eskom Targets South Africans Using Rooftop Solar Power

16 June 2025

Eskom has officially announced that it will begin making use of advanced satellite surveillance technology to identify solar systems that have not been registered in ...
Good Monthly Income

What Is a Good Monthly Income in South Africa

16 June 2025

What qualifies as a good monthly income in South Africa depends on several factors, such as where you live, your household needs, and your type ...

Income-Based Loans: What They Are and How to Qualify

15 June 2025

Income-based loans are a type of credit where your earnings determine if you qualify and how much you can borrow. Many South Africans use these ...
Loan to Pay Rent

Loan to Pay Rent: Can You Really Do That?

14 June 2025

In South Africa, many people struggle to pay rent on time due to irregular income or unexpected expenses. This can happen because of job loss, ...
Unemployment Rate in South Africa

What is the Unemployment Rate in South Africa?

13 June 2025

South Africa’s unemployment rate is one of the most discussed issues in the country today, especially for people looking for work and businesses trying to ...
South Africa’s Economy

South Africa’s Economy Faces Serious Challenges

13 June 2025

Following an already disappointing start to the year with flatlining economic growth in the first quarter, the latest figures released on Tuesday, 10 June, indicate ...
Cost of Living in South Africa

What is the Cost of Living in South Africa?

12 June 2025

The cost of living in South Africa depends on your location, lifestyle, and income. In 2025, rising prices for housing, groceries, transport, and utilities have ...
Key Change Announced by SARS Ahead of 2025 Tax Season

Key Change Announced by SARS Ahead of 2025 Tax Season

12 June 2025

The South African Revenue Service (SARS) has officially discontinued the use of printed and posted system-generated letters, marking a permanent shift to fully digital engagement ...
Future Finance Review

Future Finance Lender Review

11 June 2025

Future Finance is a South African financial services provider offering short-term credit solutions tailored to individuals and businesses needing fast access to funds. The company ...
Smartphone Access for SASSA Grants in 2025

Concerns Raised About Smartphone Access for SASSA Grants in 2025

11 June 2025

The introduction of new smartphone verification protocols for the 2025 Social Relief of Distress (SRD) grant has triggered significant criticism from both opposition political parties ...
Branch Reductions and Closures Hit Major South African Banks

Branch Reductions and Closures Hit Major South African Banks

10 June 2025

The South African retail banking sector continues to reduce its physical footprint across the country, responding to an increasing shift by customers towards digital and ...
Metropolitan Review

Metropolitan Review

10 June 2025

Metropolitan [Metropolitan.co.za] is a well-established financial services company in South Africa, offering a range of products including funeral cover, life insurance, and retirement savings plans. ...
SARS warning to taxpayers

Taxpayers in South Africa Face Steep Fines or Jail for Non-Payment

9 June 2025

South African taxpayers have been strongly urged to comply in full with the South African Revenue Service’s (SARS) directives or risk facing harsh consequences. These ...
Car Repair Loans

Car Repair Loans: Get Back on the Road Without the Stress

9 June 2025

Car repair loans offer quick financial relief when your vehicle needs urgent repairs. These loans provide fast access to funds, helping you get back on ...
Pay Off Credit Card Debt

How To Pay Off Credit Card Debt

8 June 2025

Paying off credit card debt is a common financial goal for many South Africans. With interest rates on credit cards often being higher than other ...
Budget Calculator

What is a Budget Calculator?

7 June 2025

Managing your money has become more necessary for many South Africans due to rising living costs and household expenses. A budget calculator is a simple ...
Credit Score Calculator

What is a Credit Score Calculator?

7 June 2025

A credit score plays a major role when applying for loans, store accounts, or even mobile phone contracts in South Africa. Many people want to ...
Rand Holds Below R18 Despite Marginal 0.1% GDP Growth in Q1

Rand Holds Below R18 Despite Marginal 0.1% GDP Growth in Q1

6 June 2025

By midday on Wednesday, the South African rand was holding its ground at approximately R17.83 to the US dollar. It continued to trade within a ...

What is Living Paycheque to Paycheque?

6 June 2025

Living paycheque to paycheque is a daily reality for many South Africans. It means depending fully on your next salary to cover basic needs, with ...
Sinking Fund

What is a Sinking Fund?

5 June 2025

If you have a major expense coming up, like a car repair or home upgrade, and want to avoid last-minute financial stress, a sinking fund ...
South Africans Celebrate R2.90 Petrol Price Drop

South Africans Celebrate R2.90 Petrol Price Drop

5 June 2025

Over the past year, motorists in South Africa have experienced ongoing relief at the fuel pumps, as petrol prices have cumulatively dropped by a total ...
Use a Personal Loan to Pay Outstanding Taxes

Can You Use a Personal Loan to Pay Outstanding Taxes?

4 June 2025

In South Africa, many individuals and businesses face challenges when it comes to settling their tax obligations with the South African Revenue Service (SARS). Whether ...
Job Loss Threat Looms for 111,000 Women and 70,000 White Men in SA

Job Loss Threat Looms for 111,000 Women and 70,000 White Men in SA

4 June 2025

The Solidarity Research Institute (SRI) has issued a warning that recently introduced legislative changes may result in the loss of employment for an estimated 111,000 ...
June SASSA Child Grants

June 2025 SASSA Child Grants to be Paid Out This Week

3 June 2025

All the essential information concerning the SASSA Children’s grants for June 2025 has now been made available, with payments scheduled to begin on Thursday, 5 ...
Payment Reversal

Payment Reversals in South African Banks

3 June 2025

Sending money electronically is a common practice in South Africa, whether it’s paying bills, shopping online, or transferring funds to friends and family. However, mistakes ...
New Fuel Levies Kick In While Major State Company Bleeds Funds

New Fuel Taxes Take Hold as State Company Faces Major Financial Crisis

2 June 2025

After a period of relative strength and gains, the South African rand saw a drop in value by the end of trading on Friday. Despite ...
Role of the Deeds Office in SA

What is the Role of the Deeds Office in SA?

2 June 2025

The Deeds Office is a government department that records and manages all property ownership in South Africa. When a property is bought, sold, or transferred, ...
Loan With No Fees

Loans With No Fees

1 June 2025

For many South Africans, personal loans offer a practical way to manage expenses such as education, emergencies, or home improvements. However, the true cost of ...
Inflation

What is Inflation?

31 May 2025

Inflation affects the daily cost of living for every South African. If you’re buying groceries, filling up your car, or paying down a home loan, ...
Old Mutual Rewards

Old Mutual Rewards

30 May 2025

Old Mutual Rewards is a free programme available to South Africans, offering points for taking steps towards better money management. Anyone can join, whether they’re ...
50-30-20 Rule

What is the 50/30/20 Rule?

30 May 2025

Managing your money effectively starts with knowing where your income goes each month. For many South Africans, sticking to a clear budget is the key ...
Why Your SASSA Grant Might Not Arrive on Time This June

Why Your SASSA Grant Might Not Arrive on Time This June

30 May 2025

The South African Social Security Agency (SASSA) has confirmed that more than 210,000 grant recipients will experience payment delays in June. This disruption will affect ...
Jobs Slashed in Critical South African Sector

More Than 440,000 Jobs Slashed in Critical South African Sector

29 May 2025

Gold mining was once the foundation of South Africa’s economic growth, powering national development for much of the 20th century. Over the last several decades, ...
Zero-Based Budgeting

What is Zero-Based Budgeting?

29 May 2025

Zero-based budgeting (ZBB) is a financial planning method where every rand must be accounted for from scratch at the start of each budgeting cycle. Rather ...

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