Ashton

Credit Card Interest Rate Explained

2 March 2025

Credit card providers generate revenue through two primary methods. Firstly, they impose transaction fees on businesses such as retailers, restaurants, and other merchants whenever a ...

How Much Should You Save in Your 20s to Retire Comfortably in South Africa?

1 March 2025

A crucial aspect of preparing for retirement is determining the amount of savings required to maintain financial stability after leaving the workforce. The exact figure ...

Potential VAT Increase Could Deepen South Africans’ Financial Struggles

28 February 2025

The unexpected delay of Finance Minister Enoch Godongwana’s Budget Speech last week sent shockwaves throughout South Africa. The postponement fuelled widespread speculation, particularly after reports ...

Nedbank Credit Cards Review

28 February 2025

Nedbank is one of South Africa’s leading banks, offering a variety of credit cards tailored to different financial needs. Whether you need a basic credit ...

South Africa’s Unemployment Rate Drops to Lowest in Over a Year as Key Sectors Strengthen

27 February 2025

South Africa’s unemployment rate showed a slight decline in the final quarter of 2024, reflecting a modest increase in employment within key sectors such as ...

South Africa Provinces Ranked By Education

27 February 2025

South Africa’s education system varies across provinces, with some regions performing significantly better than others. Factors such as matric pass rates, school infrastructure, literacy levels, ...

Poll Suggests South Africa Will Reduce Inflation Target in 2026

26 February 2025

South Africa is expected to hold off on revising its inflation target until at least 2026, prioritising urgent economic challenges such as slow growth and ...

Essential Factors to Consider When Planning Your Retirement Income

26 February 2025

Regular contributions to both investments and savings across different financial instruments enable the benefits of compound growth over time. Maintaining a well-balanced approach between the ...

Confirmed SASSA Grants & Payment Schedule for March 2025

25 February 2025

The South African Social Security Agency (SASSA) has released the official payment timetable for social grants for March 2025. Recipients should take note of these ...

Lower Rates, Better Deals: Why March 2025 Favours South African Borrowers

25 February 2025

As South Africa moves through 2025, interest rates are a key factor for anyone planning to take out a loan. With economic conditions steadying and ...

Stage 6 Load Shedding Leave South Africans in the Dark

24 February 2025

South Africa has once again been plunged into severe power cuts as Eskom escalated load shedding to Stage 6 in the early hours of Sunday, ...

Woolworths Credit Cards Review

24 February 2025

Woolworths Financial Services (WFS) offers credit cards designed to provide exclusive shopping benefits, rewards, and flexible repayment options for South African consumers. Whether you frequently ...

Richest Provinces in South Africa

23 February 2025

South Africa has a diverse economy, with some provinces contributing more to the country’s wealth than others. These economic differences are shaped by factors such ...

Standard Bank Credit Cards Review

22 February 2025

Standard Bank offers a range of credit cards designed to suit different financial needs, whether for everyday purchases, travel, or business expenses. These credit cards ...

How Payments Are Becoming Faster, Smarter, and More Secure

21 February 2025

The financial landscape is undergoing a profound transformation as digital transactions redefine the way businesses and consumers interact. At the core of this shift are ...

How to Cancel a Credit Card

21 February 2025

Getting rid of a credit card isn’t as simple as cutting it in half and tossing it aside, despite what films might suggest. The process ...

SASSA Gold Cards Will No Longer Work After 28 February 2025

20 February 2025

The South African Social Security Agency (SASSA) and Postbank have issued a strong appeal to all social grant beneficiaries, advising them to replace their existing ...

Happiest Provinces in South Africa

20 February 2025

Various elements contribute to human happiness, such as feeling secure, maintaining strong family bonds, and achieving personal goals. However, the surroundings in which people live, ...

South Africans Using Banking Apps Warned of Security Risks

19 February 2025

A new study has revealed a worrying surge in fraud linked to banking apps in South Africa, as financial services continue shifting towards mobile platforms. ...

Best South African Gift Cards

19 February 2025

The South African gift card industry is extensive, with two primary categories: physical gift cards and electronic (E-gift) cards. These cards cater to both personal ...

How a Strong Credit Score Can Help Your Small Business Grow in South Africa

18 February 2025

Owners of Small, Micro, and Medium-sized Enterprises (SMMEs) in South Africa recognise that securing business funding is an essential component of achieving sustainable growth. However, ...

Best South African Cities To Live In

18 February 2025

South Africa offers a diverse range of living environments, from bustling urban centres to peaceful coastal regions. With a population exceeding 57 million, the country ...

Massive Spending Surge Among South African Shoppers

17 February 2025

Consumer spending surged throughout December 2024 in South Africa, driving an enormous increase in retail transactions and contributing to a total of nearly R88 billion ...

Capitec Credit Card Review

17 February 2025

The Capitec Credit Card is a widely used credit solution in South Africa, offering competitive fees, straightforward eligibility criteria, and easy management through Capitec’s banking ...

Top 10 African Countries With The Strongest Currency Exchange Rates In 2025

16 February 2025

Africa possesses an abundance of natural resources, yet it is often characterised by economic challenges, particularly in the wake of the COVID-19 pandemic, internal conflicts ...

Financial Planning With Life Insurance

15 February 2025

Strategic financial management entails defining monetary objectives and implementing effective methods to attain them. This requires a thorough evaluation of your present financial standing, determining ...

How Falling Interest Rates Are Influencing SA’s Rental Market in 2025

14 February 2025

Despite ongoing economic challenges and persistently high inflation, South Africa’s rental property sector demonstrated remarkable resilience throughout 2024. However, a series of rapid interest rate ...

Emotional Spending Habits and How to Break the Cycle

14 February 2025

Emotional spending occurs when individuals make purchases based on their emotions rather than genuine financial necessities. While almost everyone engages in emotional spending at some ...

Can South African Banks Really Lock You Out of Your Home?

13 February 2025

South African banks possess extensive powers that enable them to protect their financial interests, but these measures can sometimes have serious and unforeseen consequences for ...

Discovery Credit Card Review

13 February 2025

Discovery Bank offers a range of credit cards designed for South African consumers looking for rewards, financial flexibility, and seamless banking integration. With options ranging ...

Expect Higher Insurance Premiums in South Africa

12 February 2025

The increasing frequency and severity of climate-related disasters are expected to push up insurance premiums for South African policyholders. While natural disasters were previously considered ...

Credit Card Application Requirements

12 February 2025

Whether you’re aiming for a short-term goal, such as funding a holiday, or working towards a long-term objective, like purchasing a property, having immediate access ...

Institute Calls for More Certified Financial Planners in South Africa

11 February 2025

South Africa’s financial planning sector has reached a significant milestone, with over 5,000 professionals now qualified to use the Certified Financial Planner (CFP®) designation. This ...

Top 10 Oldest African Countries

11 February 2025

Africa has a long and complex historical legacy, with several of its nations tracing their roots back to some of the earliest known civilisations. Many ...

What Increased Credit Demand Means for Consumers in South Africa

10 February 2025

With increasing optimism about financial stability, many South Africans view access to credit as a vital tool for achieving their personal and economic goals. The ...

Best Credit Card For Cashback In South Africa

10 February 2025

Maximising your spending power is a priority for many South Africans. Selecting a credit card with strong rewards is one way to achieve this, but ...

Best Way To Invest Money In South Africa

9 February 2025

Accumulating and maintaining wealth is challenging without making sound financial investments. Failing to invest means that inflation gradually reduces the purchasing power of your money. ...

FNB Credit Cards Review

8 February 2025

First National Bank (FNB) offers a range of credit cards designed to suit different financial needs, from everyday transactions to premium banking benefits. Whether you ...

SRD Grants Suspended for Suspicious Beneficiaries, Says SASSA

7 February 2025

The South African Social Security Agency (SASSA) has taken decisive action to address concerns over fraudulent activities linked to the Covid-19 Social Relief of Distress ...

Best Credit Card For Bad Credit In South Africa

7 February 2025

Getting a credit card with a bad credit rating (bad credit) in South Africa can be difficult, but it is possible. Many banks and financial ...

Court Decision Paves Way for Easier SRD Grant Applications

6 February 2025

The North Gauteng High Court situated in Pretoria delivered a significant judgment on Thursday, which could improve access to the Social Relief of Distress (SRD) ...

How To Overcome Unemployment in South Africa

6 February 2025

Joblessness is a widespread issue globally, particularly in South Africa, where many struggle to secure stable employment. The impact goes beyond financial hardship, affecting households ...

Why February Is the Ideal Time to Take Out Your Loan

5 February 2025

Interest rates in South Africa fluctuate throughout the year, influenced by economic conditions, inflation, and decisions made by the South African Reserve Bank (SARB). For ...

Approved SRD Grants & SASSA Payment Dates for February 2025

5 February 2025

The South African Social Security Agency (SASSA) has officially released the payment dates for the Social Relief of Distress (SRD) grant and other social grants ...

Absa Credit Cards Review

4 February 2025

Absa is one of South Africa’s largest banks, offering a range of financial products, including credit cards tailored for different needs. Whether you want a ...

Why Debt Review Isn’t Always the Ideal Solution

4 February 2025

Persistent worries about debt and financial struggles can significantly harm your overall quality of life, health, and mental well-being. The constant stress of managing debt, ...

How Cryptocurrency Is Shaping the Future of Retirement Savings

3 February 2025

Pension funds are crucial investment vehicles designed to manage individuals’ retirement savings. Their primary objective is to promote long-term financial planning, ensuring retirees have a ...

Approved SRD Grants & SASSA Payment Dates for January 2025

3 February 2025

SASSA officially announced the disbursement timeline for the January 2025 Social Relief of Distress (SRD) grants, confirming key payment dates. Beneficiaries who had received approval ...

Where Can I Apply for a South African ID Online?

2 February 2025

Applying for a South African ID is now more convenient than ever with the availability of online services. Instead of spending hours at a Home ...

What Does My Housing Application Status Mean?

1 February 2025

Understanding your housing application status is crucial for navigating the often complex process of securing housing in South Africa. Each status, whether it’s pending, approved, ...

Struggling with February Bills? Practical Solutions Ahead

31 January 2025

Financial education specialist, Salem Nyati, provides practical strategies for South Africans facing the financial strain of February, a month often fraught with economic challenges. Key ...

Property Investment In South Africa

31 January 2025

Falling interest rates and growing demand have created favourable conditions for investing in property. If you’re aiming to purchase your first property, here are some ...

Higher Prices in South Africa – And Experts Predict More to Come

30 January 2025

Inflation experienced a slight increase in December 2024, aligning with market expectations. Despite the uptick, inflation continues to rest at the lowest level within the ...

Best Credit Card for Students in South Africa

30 January 2025

Managing finances as a student can be challenging, especially when unexpected expenses arise. For instance, you might urgently need to purchase an essential textbook only ...