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Author Ashton

Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Role of the Deeds Office in SA

What is the Role of the Deeds Office in SA?

2 June 2025

The Deeds Office is a government department that records and manages all property ownership in South Africa. When a property is bought, sold, or transferred, ...
Loan With No Fees

Loans With No Fees

1 June 2025

For many South Africans, personal loans offer a practical way to manage expenses such as education, emergencies, or home improvements. However, the true cost of ...
Inflation

What is Inflation?

31 May 2025

Inflation affects the daily cost of living for every South African. If you’re buying groceries, filling up your car, or paying down a home loan, ...
Old Mutual Rewards

Old Mutual Rewards

30 May 2025

Old Mutual Rewards is a free programme available to South Africans, offering points for taking steps towards better money management. Anyone can join, whether they’re ...
50-30-20 Rule

What is the 50/30/20 Rule?

30 May 2025

Managing your money effectively starts with knowing where your income goes each month. For many South Africans, sticking to a clear budget is the key ...
Why Your SASSA Grant Might Not Arrive on Time This June

Why Your SASSA Grant Might Not Arrive on Time This June

30 May 2025

The South African Social Security Agency (SASSA) has confirmed that more than 210,000 grant recipients will experience payment delays in June. This disruption will affect ...
Jobs Slashed in Critical South African Sector

More Than 440,000 Jobs Slashed in Critical South African Sector

29 May 2025

Gold mining was once the foundation of South Africa’s economic growth, powering national development for much of the 20th century. Over the last several decades, ...
Zero-Based Budgeting

What is Zero-Based Budgeting?

29 May 2025

Zero-based budgeting (ZBB) is a financial planning method where every rand must be accounted for from scratch at the start of each budgeting cycle. Rather ...
Petrol Costs in South Africa

Double Trouble Ahead for Petrol Costs in South Africa

28 May 2025

South African drivers are facing increased financial pressure after the National Treasury announced a hike in fuel taxes this week. This announcement comes at a ...

What Is Online Banking? How It Works in South Africa

28 May 2025

Online banking is widely used in South Africa, offering a convenient way to manage finances without visiting a branch. Through secure bank websites or mobile ...
SASSA Old-Age Grant

What to Expect from the June 2025 SASSA Old-Age Grant

27 May 2025

The payment schedule for the June 2025 SASSA Old-Age Grants has now been confirmed, with disbursements set to begin on Tuesday 6 June 2025. This ...
Building Loan vs. Home Loan

What is a Building Loan vs. Home Loan?

27 May 2025

If you’re looking to finance a home in South Africa, you’ll likely need to choose between a home loan and a building loan. A home ...
Taxpayers Exempt from Filing a Return

Taxpayers Exempt from Filing a Return in 2025

26 May 2025

The South African Revenue Service (SARS) has officially published details regarding the upcoming 2025 tax season, including comprehensive guidance on final submission deadlines and the ...

What is a Title Deed? Property Ownership in South Africa

26 May 2025

When buying or selling property in South Africa, the title deed is the official document that proves who owns the property. It includes key details ...
Checking Account With No Fees

Cheque Account With No Fees

25 May 2025

A cheque account with no monthly fees can help South Africans cut unnecessary banking costs. These accounts are designed for people who want basic banking ...
Stop Order

What is a Stop Order?

25 May 2025

A stop order is a financial instruction commonly used in South Africa to authorise regular deductions from a bank account, typically to pay off loans, ...
Why June 2025 Could Be the Right Time to Take a Loan

Why June 2025 Could Be the Right Time to Take a Loan

24 May 2025

June marks the halfway point of the year, making it a practical time for South Africans to reassess finances and plan ahead. Whether you need ...
Branch Code

What is a Branch Code?

24 May 2025

When sending money through a bank in South Africa, one of the most common requirements is a branch code. This short numeric code plays a ...
5 Crucial Insights from Budget 3.0

5 Crucial Insights from Budget 3.0

23 May 2025

On Wednesday, 21 May, South Africa’s Finance Minister, Enoch Godongwana, presented the third revision of the 2025 National Budget Speech. This updated address introduced several ...
Confirmed SASSA Grants & Payment Schedule for June 2025

Confirmed SASSA Grants & Payment Schedule for June 2025

23 May 2025

South African Social Security Agency (SASSA) grants provide monthly financial assistance to millions of citizens who rely on this support for daily living costs, including ...
Gross Domestic Product

What is GDP? Gross Domestic Product in South Africa

22 May 2025

Gross Domestic Product (GDP) is a core measure used to assess the economic performance of a country, including South Africa. It reflects the total value ...
South African Social Grants Set for Major Update

South African Social Grants Set for Major Update

22 May 2025

Finance Minister Enoch Godongwana has introduced a revised approach to the Social Relief of Distress (SRD) grant, with a renewed focus on aligning the grant ...
Tax Practitioner

What is a Tax Practitioner in South Africa?

22 May 2025

As the South African Revenue Service (SARS) enhances its ability to detect non-compliance through advanced technology, artificial intelligence, and data analytics, businesses are under growing ...
Unclaimed South African Benefits

How to Claim Your Share of R89 Billion in Unclaimed South African Benefits

21 May 2025

Although the Financial Sector Conduct Authority (FSCA) has not released an updated figure for the estimated R89 billion in unclaimed financial assets, professionals in the ...

What is a UIF Contribution in South Africa?

21 May 2025

A UIF contribution in South Africa is a compulsory payment made by both employers and employees to the Unemployment Insurance Fund. This fund provides short-term ...
No Double Grants in June

No Double Grants in June, Says SASSA

20 May 2025

The South African Social Security Agency (SASSA) has firmly dismissed widespread claims circulating that grant beneficiaries will receive double payments in June, firmly labelling such ...
Affordability Assessment for a Home Loan

What is Affordability Assessment for a Home Loan?

20 May 2025

Buying a home is a significant step for many South Africans, and securing a home loan is often a crucial part of this journey. Before ...
Interest Rate Cut Amid Falling Inflation

South Africa May See Interest Rate Cut Amid Falling Inflation

19 May 2025

With the ongoing decrease in the cost of living, many analysts are now predicting that an interest rate reduction could be on the horizon. This ...
Loan-to-Value for Home Loans

What is Loan-to-Value LTV for Home Loans?

19 May 2025

When applying for a home loan in South Africa, one of the key figures considered by lenders is the loan-to-value (LTV) ratio. This ratio compares ...
Tax Records and Transcripts

How To Get Tax Records and Transcripts

18 May 2025

Getting your tax records and transcripts from the South African Revenue Service (SARS) is a common requirement for many people. Whether you need them for ...
Skuldhulp Review

Skuldhulp Review

18 May 2025

Dealing with debt in South Africa can be overwhelming, especially when monthly payments start to feel unmanageable. Skuldhulp [Skuldhulp.co.za] is a registered debt counselling provider ...
My Financial Help Review

My Financial Help Review

17 May 2025

Managing debt in South Africa can be challenging, especially when dealing with multiple loans, high interest rates, and mounting monthly repayments. Many people are looking ...
SARS Auto-Assessment

What is a SARS Auto-Assessment?

17 May 2025

Each year, the South African Revenue Service (SARS) issues auto-assessments to selected taxpayers as part of its effort to streamline the annual income tax filing ...
Employment Setbacks

South Africa Faces New Employment Setbacks

16 May 2025

South Africa’s upcoming employment figures are expected to reflect unfavourable trends, according to economists who caution that continued economic underperformance and a surge of new ...
Travel Allowance

What is a Travel Allowance? (SARS Guidelines)

16 May 2025

When employees in South Africa use their own vehicles for work-related travel, they may receive a travel allowance from their employer. This allowance is meant ...
Crisis Facing Domestic Workers in South Africa

Crisis Facing Domestic Workers in South Africa

15 May 2025

During the first quarter of 2025, the employment situation for domestic workers in South Africa worsened notably, as recent labour statistics from Statistics South Africa ...
Access Bond in South Africa

What is an Access Bond in South Africa?

15 May 2025

An access bond is a home loan facility offered by South African banks that allows homeowners to pay extra into their bond account and withdraw ...
Vehicle Recalls Hit 7 Major Car Brands in South Africa

Vehicle Recalls Hit 7 Major Car Brands in South Africa

14 May 2025

The National Consumer Commission (NCC) has issued an urgent recall affecting several vehicle brands and models that were sold in South Africa. This action follows ...
FLISP Subsidy

What is a FLISP Subsidy?

14 May 2025

Buying a home in South Africa can be difficult for low- to middle-income earners, especially when it comes to upfront costs. The First Home Finance ...
Banks Face Scrutiny Over Fees

Major South African Banks Face Scrutiny Over Fees

13 May 2025

Finance Minister Enoch Godongwana has officially confirmed that the Financial Sector Conduct Authority (FSCA) is currently carrying out a formal investigation into how major South ...
What is a Loan Shark

What is a Loan Shark? Legal vs. Illegal Lending in SA

13 May 2025

In South Africa, the need for quick access to cash has left many individuals vulnerable to unlawful lenders known as loan sharks. These lenders operate ...
Loan Admin Fee

What is an Admin Fee on a Loan?

12 May 2025

When applying for a personal loan in South Africa, many people focus mainly on the interest rate and monthly instalment. However, there are other charges ...
Phase Out Traditional Travel Documents

South African Airports Set to Phase Out Traditional Travel Documents

12 May 2025

Airports around the world, including those in South Africa, may soon see a major shift in how passengers travel. A new set of international regulations ...
Credit Limit

What is a Credit Limit?

11 May 2025

A credit limit might seem like a simple number on your statement, but it holds more power over your financial life than you might think. ...
Formal vs. Informal Business in South Africa

Formal vs. Informal Business in South Africa

11 May 2025

In South Africa, many people earn a living by running their own businesses. Some register their businesses officially with the government, while others operate informally ...
Lula Logo

Lula Lender Review

10 May 2025

Lula [Lula.co.za], previously known as Lulalend, is a South African financial service provider focused on helping Small and Medium-sized Enterprises (SMEs) access funding and manage ...
Tax Residency Certificate

What is a Tax Residency Certificate?

10 May 2025

Understanding how tax works across countries can be confusing, especially if you earn income from more than one place or are living abroad. One of ...
Banking Scam in South Africa

Warning Issued Over Widespread Banking Scam in South Africa

9 May 2025

The Southern African Fraud Prevention Service (SAFPS) has issued a fresh warning to the South African public regarding a highly deceptive scam currently circulating across ...
What is an IRP5

What is an IRP5?

9 May 2025

When working in South Africa, understanding your tax documents can help you manage your finances better and avoid issues with SARS. One of the main ...
Buying Property in Security Estates

Caution for South Africans Buying Property in Security Estates

8 May 2025

There has been a noticeable increase in demand for homes located within security estates and sectional title developments across South Africa. Industry professionals have cautioned ...
Mortgage Term

What is a Mortgage Term?

8 May 2025

Buying a home is one of the biggest financial steps you’ll ever take, and it often involves getting a home loan, also known as a ...
Fixed vs. Variable for Your South African Home Loan

Fixed vs. Variable Interest Rate for Your Home Loan

7 May 2025

Interest rates play a significant role in shaping the cost and structure of home loans in South Africa. If you’re applying for a new bond ...
Budget 3.0 Ends VAT Deadlock

Budget 3.0 Ends VAT Deadlock, Earning Market Approval

7 May 2025

South Africa’s currency continued to gain ground, trading below the R18.50 mark following confirmation from the National Treasury that it would present a revised version ...
Payment Delays for Certain SASSA Grants

Payment Delays for Certain SASSA Grants in May During Verification Checks

6 May 2025

The South African Social Security Agency (SASSA) has confirmed that there will be a delay in the disbursement of May 2025 social grant payments for ...

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