Survive your debts with debt consolidation

Debt consolidation up to R250 000 – Fill in application and get several loan offers

How much do you need?
*Representative example: Estimated repayments of a loan of R30,000 over 36 months at a maximum interest rate including fees of 27,5% APR would be R1,232.82 per month. Arcadia Finance is an online loan broker and not a lender. Our service is free, and we work with NCR licensed lenders in South Africa. Interest rates charged by lenders can start as low as 20% APR, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicants' credit score and other factors at the lender's discretion.

Loan amount R100 - R250,000. Repayment terms can range from 3 - 72 months. Minimum APR is 5% and maximum APR is 60%.

Stop overpaying for your loans

Do you have several different loans, installments or credit card debts to pay off every month? If you answered yes, refinancing your loan may be the right solution for you.

Many may be surprised how much money is spent on loan costs and interest in addition to the loan taken out. Don’t let the loans roll under their own weight, but take control of your finances by refinance your loans.

Pay off your loans smarter with the help of Arcadia Finance

Arcadia Finance helps you compare up to 10 lenders with one free application, which means that you can very likely get a more favorable offer than your current loan. Using the service is safe, 100% free of charge, and sending a loan application does not bind you to take out a loan and safe, and sending a loan application does not bind you to take out a loan.

Debt consolidation is worthwhile if:

  • You have several loans, credits and installments
  • You want to save on loan costs, such as interest and account management fees
  • You want clarity in your own finances
  • You wish for a longer repayment period for your loan
  • You want to get rid of extra account management fees
  • You want to check the interest rates on your current loans and bid them again

Obtain your loan hassle-free via Arcadia Finance. No application fees, and you can select from 10 reputable lenders, each adhering to South Africa’s National Credit Regulator regulations.