Ashton

Best Credit Cards for Travel

9 November 2023

South Africa, a nation teeming with scenic beauty, wildlife, and diverse cultures, has experienced a noteworthy upsurge in its residents seeking the thrill of both domestic and ...

How Much Does a Private Jet Cost?

7 November 2023

Private jets are a luxurious mode of transportation often associated with wealthy individuals and business executives. This type of aircraft provides convenience, flexibility, and privacy ...

Finance for New and Used Trucks in South Africa

7 November 2023

The trucking industry in South Africa plays a pivotal role in the nation’s economy. Given the vast expanse of our country, road transport emerges as ...

How much does a Pilot earn?

7 November 2023

Pilots are skilled professionals who play a crucial role in the aviation industry. Their responsibilities range from ensuring the safety of passengers to operating complex ...

Countries with the highest debt

5 November 2023

When you think about debt, you probably think about personal or business obligations – home loans, student loans, credit cards or company loans. However, debt ...

Mezzanine Debt: What It Is, How It Works, and Examples

5 November 2023

A realm within the world of corporate finance that often bewilders the unacquainted, mezzanine debt is an intriguing financing strategy used by businesses globally. For ...

Pros and Cons of Consolidating Your Debt

5 November 2023

Navigating the financial landscape in any country can be tricky, and South Africa is no exception. Among the many tools at our disposal to manage ...

What is technical debt and how to pay it off

5 November 2023

Welcome to this broad guide on technical debt, a concept that’s as important to the tech industry as financial debt is to economics. By understanding ...

How Net Debt Is Calculated and Why It Matters to a Company

5 November 2023

In the realm of finance and business, understanding different financial metrics is paramount for strategic planning and informed decision-making. A particularly compelling metric in the ...

What Is Sovereign Debt and What Are Its Unique Features?

5 November 2023

We’ve all heard of debt. It’s a common term in our day-to-day lives. However, when we scale that concept up to the level of an ...

Subordinated Debt: What It Is, How It Works, Risks

4 November 2023

Subordinated debt is one such term that demands our attention. By drawing back the curtain on this financial instrument, elucidating what subordinated debt is, how ...

Debt Restructuring vs. Debt Refinancing

4 November 2023

Understanding the different approaches to managing your debt can be as impactful as your business strategy itself. In today’s volatile economic landscape, specifically in South ...

Public Debt of South Africa

4 November 2023

Public debt is an integral facet of global economies – a tool often used for financing public expenditures when tax revenues fall short. However, when ...

Most Valuable South African Startups

2 November 2023

Startups play a big role in driving innovation, job creation, and economic growth in South Africa. They contribute to the development of new industries, products, ...

Are Loans for Debt Review Clients Legal?

2 November 2023

Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial ...

Section 129 Letter

2 November 2023

In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a ...

How to cancel Debt Review or Debt Counselling

2 November 2023

South Africa has experienced its fair share of economic challenges over the years. With currency values that tend to fluctuate and employment rates that vary, ...

What happens if you skip a debt review payment?

2 November 2023

Debt review, commonly referred to as debt counselling in South Africa, offers assistance to those grappling with overwhelming debt. Individuals can seek guidance from a ...

What are the advantages and disadvantages of debt counselling?

2 November 2023

Debt can be a big burden for many South Africans. With the cost of living on the rise, more and more people are finding themselves ...

Dreaming of getting out of debt faster? Find out the solution here

1 November 2023

In recent years, the economic landscape in South Africa has grown increasingly intricate resulting in escalating debt levels amongst ordinary citizens. A broad overview reveals ...

What is refinance debt?

1 November 2023

When we speak about refinance debt, we refer to the process where a person or entity obtains a new loan or credit to pay off ...

What is Outstanding debt?

31 October 2023

Outstanding Debt, in its simplest form, is the total amount of debt that remains unpaid by the borrower. This can refer to individuals (like you ...

I’m Blacklisted – Can I Purchase A Vehicle?

31 October 2023

In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can significantly impact ...

Can I Get Car Finance With A Bad Credit Record?

31 October 2023

The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, ...

How vehicle finance with a balloon payment works

31 October 2023

Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it ...

Survive your debts with debt consolidation

30 October 2023

Debt consolidation up to R250 000 – Fill in application and get several loan offers Stop overpaying for your loans Do you have several different ...

How to get rid of credit card debts

30 October 2023

Debt consolidation up to R250 000 – Fill in application and get several loan offers Understanding credit card debt In today’s fast-paced financial world, many ...

Types of debt

29 October 2023

Debt, a term familiar to all, shapes economies, influences personal finances and often dictates life choices. However, its relevance and context go much deeper than ...

What is senior debt?

29 October 2023

Senior debt pertains to the primary layer of a company’s financial obligations. In the event of bankruptcy or liquidation, holders of senior debt are the ...

What is debt purchase?

29 October 2023

In the intricate world of finance, one term that often emerges is debt purchase. But what does it really mean? A debt purchase, in essence, ...

National Credit Act

29 October 2023

The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate ...

Loan Against Property

29 October 2023

A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from a bank ...

What is a Credit Agreement?

29 October 2023

When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, yet they ...

South Africa’s Highest-Paid Athletes 2024

26 October 2023

South Africa has a rich history of sports, with talented athletes who have represented the country on the global stage. Many of these athletes have ...

Most Valuable South African Companies

26 October 2023

South Africa is home to numerous successful and valuable companies that span various industries, including technology, mining, telecommunications, energy, and financial services. This article provides ...

Tips to Teach Your Child to Save Money

26 October 2023

Every parent hopes to witness their child thrive. However, in today’s constantly changing global economy, prosperity extends beyond academic accomplishments. It is deeply rooted in ...

Taking out a loan as a student – What you need to know

26 October 2023

Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need to understand ...

Who is eligible for student financial aid?

26 October 2023

Student financial aid refers to the financial assistance provided to students to help fund their education. This can take the form of scholarships, grants, loans, ...

Surviving Debt: How to Get Out of Debt Fast

26 October 2023

Debts are like shadows – they follow us, at times looming large and dark, other times small and faint, but always there. In recent years, ...

15 Reliable Strategies to Pay Off Debts

24 October 2023

South Africa, often described as the “rainbow nation” due to its multi-ethnic society, is rich in cultural diversity and has a complex economic landscape. Despite ...

How to write off debt?

24 October 2023

In a climate of economic uncertainty, many South Africans grapple with the heavy debt burden. Such financial challenges can seem insurmountable, whether it’s credit card ...

Does a person’s debt go away when they die?

24 October 2023

When life ceases, does the weight of debt follow suit? The question becomes all the more pertinent in the rainbow nation of South Africa, with ...

What is Bridging Finance?

24 October 2023

Bridging finance, simply put, is a short-term financing solution that acts as a bridge between two financial transactions. The idea was to help buyers purchase ...

What is credit insurance?

24 October 2023

Credit insurance is a safety net for businesses and individuals. It’s like having a reliable friend who steps in to help when things get tough ...

What is a Credit Provider?

23 October 2023

In South Africa, the financial landscape is as diverse as it is dynamic. It’s a mix of traditional banking institutions, innovative fintech startups, and a ...

The 4% Rule: A Retirement Withdrawal & Spending Strategy

22 October 2023

The 4% Rule is a financial guideline used to determine the amount of funds to withdraw from a retirement account each year. This rule aims ...

A Beginner’s Guide To Flipping Houses

22 October 2023

House flipping refers to the process of purchasing a property, renovating it, and selling it at a profit. This concept has gained popularity in South ...

How to Create a Budget in 6 Simple Steps

22 October 2023

Have you ever wondered why some people seem to have a natural knack for handling their finances, making their money work for them instead of ...

What Happens to Your Debt When You Die?

11 October 2023

The moment the question, “What happens to your debt when you die?”, pops up, many find themselves in a grey area, wrestling with the intricacies ...

Need help clearing up debt?

11 October 2023

The Republic of South Africa, renowned for its awe-inspiring landscapes and diverse culture, is facing a less picturesque reality – an escalating debt crisis. According ...

Plastic Surgery Loans and Financing Options

10 October 2023

Plastic surgery is a type of surgical procedure that involves altering the appearance of a person’s body through cosmetic or reconstructive surgery. In South Africa, ...

How much does hair removal cost?

10 October 2023

In the evolving landscape of beauty and self-care, few treatments have surged in demand as markedly as hair removal. Once a luxury reserved for affluent ...

Money Management Tips to Improve Your Finances

10 October 2023

Imagine finding a roadmap to a treasure, where every twist and turn directs you toward greater financial stability. Money management, in essence, serves as this ...

What is a joint account?

10 October 2023

South Africa showcases a robust banking system that proudly ranks high among its African counterparts. With a multitude of banking institutions, including the Big Four ...