Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

South Africa's GDP

South Africa’s GDP Overshadowed by Elon Musk’s Wealth

22 January 2025

South Africa-born entrepreneur Elon Musk, renowned for his leadership of Tesla and SpaceX, has seen his wealth climb to an astonishing $426 billion (equivalent to ...

Housing Subsidy Status Check

Housing Subsidy Status Check Online

22 January 2025

Housing subsidies in South Africa are a vital form of support for citizens needing financial assistance to access affordable housing. If you’ve applied for a ...

Petrol Costs

Petrol Costs Set to Climb Higher in February 2025

21 January 2025

The latest projections indicate that South African motorists are set to face even more challenging times with steep increases in petrol and diesel prices expected ...

Building a House Costs in South Africa

How Much Does It Cost to Build a House in South Africa

21 January 2025

The cost of building a house in South Africa is influenced by various aspects, such as the location of the property, the quality of materials ...

South Africa’s Economy

South Africa’s Economy Poised for Recovery After a Decade of Challenges

20 January 2025

South Africa’s economic prospects appear to be improving after more than a decade of sluggish growth. This renewed momentum is supported by a combination of ...

Credit Score Needed for a Credit Card

What Credit Score is Needed for a Credit Card in South Africa?

20 January 2025

Your credit score is influenced by factors such as your payment history, total outstanding debt, recent credit inquiries, the types of credit accounts you hold, ...

New Vehicle Sales Slowdown

2024 Sees New Vehicle Sales Slowdown, Optimism for 2025 Growth

19 January 2025

The South African new vehicle market continues to grapple with the challenges of returning to pre-pandemic sales levels. Data for 2024 reveals a 3.0% year-on-year ...

Best Credit Cards in South Africa

Best Credit Cards in South Africa

19 January 2025

South Africans are constantly seeking opportunities to maximise the value of their income. One effective method is selecting a credit card that provides excellent rewards. ...

Tax-Free Savings Account

Is Your Tax-Free Savings Account Realising Its Maximum Potential?

18 January 2025

As the tax year-end on 28 February approaches, individuals still have the chance to optimise their tax-free savings and take full advantage of the benefits ...

Minimum Credit Score to Buy a House

What is the Minimum Credit Score to Buy a House in South Africa

18 January 2025

When evaluating a home loan application, lenders review various factors, including your income, savings, employment status, age, and credit history. A significant aspect of this ...

Gap Cover

What is Gap Cover?

17 January 2025

Gap cover is designed to provide extra financial protection for individuals who already have medical aid. It covers the shortfall between the fees charged by ...

Weak Rand in Investors' Favour

How a Weak Rand in 2025 Could Work in Investors’ Favour

17 January 2025

The rand has recently been hovering near a nine-month low, primarily due to the continued strength of the US dollar. This raises questions about whether ...

SARB’s Interest Rate Announcement

Will January Bring Relief? SARB’s Interest Rate Announcement Awaits

16 January 2025

South Africans are eagerly awaiting the Monetary Policy Committee’s (MPC) interest rate decision, to be announced on 30 January 2025 by South African Reserve Bank ...

Rent-to-Own Cars

How Does Rent-to-Own Cars Work?

16 January 2025

Rent-to-own vehicles, also referred to as lease-to-own rent-to-buy, or hire-purchase options, provide a financing solution where individuals can rent a car with the opportunity to ...

Bank for Car Finance

Which Bank is Best for Car Finance in South Africa

15 January 2025

Purchasing a vehicle is a significant decision. With an array of car loan options available, it can be challenging to determine the right choice. However, ...

Budget App South Africa

The Best Budget Apps Available in South Africa

14 January 2025

Managing finances can be difficult in today’s challenging economy, particularly when burdened by excessive debt. A practical first step towards financial improvement is creating a ...

Best bank for Personal Loan

Which Bank is Best for Personal Loans in South Africa

13 January 2025

Selecting an appropriate loan provider is crucial for ensuring financial stability, whether your aim is to manage debt, achieve a personal milestone, or expand your ...

Practical Money-Saving Tips

How to Survive Januworry: 10 Practical Money-Saving Tips

12 January 2025

The holiday season has come to an end, and with it comes “Januworry,” that dreaded month when finances are under more pressure than ever. After ...

Emergency Help

Emergency Help if You Have No Money or Food

11 January 2025

South Africa has allocated substantial resources to social enrichment programmes, aimed at addressing inequality and mitigating the most severe impacts of poverty. These initiatives encompass ...

South Africa Q4 2024

What Drives Consumer Spending and Debt Decisions in Modern Households? South Africa Q4 2024

10 January 2025

The quarterly Consumer Pulse Study conducted by TransUnion examines the evolving financial habits, perceptions, and behaviours of South African consumers. It sheds light on how ...

Easiest Credit Card to Get

Easiest Credit Card to Get in South Africa

10 January 2025

Credit cards have become a convenient financial tool for managing day-to-day expenses, building credit, and accessing emergency funds. However, for many South Africans, especially first-time ...

High Yield Savings Account

High Yield Savings Account in South Africa

9 January 2025

Saving plays a crucial role in ensuring financial stability and accumulating wealth, but it involves more than merely setting money aside. Instead of leaving your ...

Africa’s 10 Most Expensive Cities to Live In

Africa’s 10 Most Expensive Cities to Live In

9 January 2025

The cost-of-living index provides a critical measure of how much people need to spend on essentials like food, transportation, utilities, and healthcare. When these costs ...

Get out of Debt When Broke

How To Get out of Debt When You are Broke

8 January 2025

Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet, and you’re just one car ...

South African Flag

South Africa’s Economic Future Looks Bright, Says KPMG

8 January 2025

KPMG South Africa has projected that the country’s economy is on track for moderate growth over the coming years, with an anticipated expansion of 1.5% ...

Pay More on Personal Loan or Car Payment

Can You Pay More on Your Personal Loan or Car Payment?

7 January 2025

Making additional contributions towards your personal loan or car repayments each month can offer substantial financial benefits. This approach may help reduce the total interest ...

How Much Loan Do I Qualify for with My Salary

How Much Loan Do I Qualify for with My Salary?

6 January 2025

When considering a loan, understanding how much you qualify for based on your salary is essential for making informed decisions. If you’re planning to buy ...

How Quickly Can You Really Get a Loan

How Quickly Can You Get Personal Loan?

5 January 2025

Unexpected circumstances arise in everyone’s life. Perhaps a family emergency required you to borrow money at high interest rates to address urgent needs. However, you ...

Easypay Loans

EasyPay Lender Review

4 January 2025

When financial needs arise unexpectedly, finding a reliable lender with straightforward terms can make all the difference. EasyPay Loans [Epe-online.co.za] has established itself as a ...

Lower Your Car Payments

7 Best Strategies to Lower Your Car Payments in South Africa

3 January 2025

In South Africa, where reliable transportation plays a crucial role in accessing job opportunities and essential services, owning a vehicle is frequently regarded as a ...

Applying For A Personal Loan

What to Know When Applying for a Personal Loan

2 January 2025

A personal loan is a practical way to access funds for significant expenses beyond your immediate budget. It can also simplify finances by consolidating multiple ...

Secure Funding

How to Secure Funding for Your 2025 Startup

1 January 2025

Small and medium-sized enterprises (SMEs) in South Africa continue to struggle with obtaining the necessary funding to elevate their operations and scale their businesses effectively. ...

Debt or Investment

Debt or Investment: Making the Most of Your Year-End Bonus

30 December 2024

For those living in South Africa, December is more than just the final month of the year – it’s a season of celebration, joy, and ...

South Africans Embrace Simpler Holidays to Cope with Rising Costs

South Africans Embrace Simpler Holidays to Cope with Rising Costs

28 December 2024

As the much-anticipated festive season approaches, a recent survey by Debt Rescue has painted a sobering portrait of a nation struggling under the weight of ...

Creating a Will

Why Creating a Will Should Top Your Financial Checklist

27 December 2024

A paradigm shift is currently underway in how people are thinking about their financial futures. Unlike traditional approaches that focus predominantly on income and expenses, ...

Wage Hike

Minimum Wage Hike Proposed by National Commission for 2025

25 December 2024

The National Minimum Wage Commission has proposed a substantial increase to the national minimum wage (NMW) for 2025. The recommended adjustment, outlined in a statement ...

Solar Panel

Solar Panel Prices

23 December 2024

In South Africa, companies across various sectors, including commercial and corporate entities, often contend with inconsistent electricity supply. A viable and long-term solution to this ...

WeBuyCars Vs Autotrader

We Buy Cars or Auto Trader: Financial Comparison

22 December 2024

Selling a car in South Africa can feel like a daunting task, especially when it comes to choosing the right platform to get the best ...

We Buy Cars Review

21 December 2024

WeBuyCars [Webuycars.co.za] has established itself as one of South Africa’s most recognisable names in the car buying and selling industry. Known for offering a seamless ...

Dollar to Rand

Dollar to Rand

20 December 2024

The Dollar to Rand exchange rate is a subject of interest for many South Africans, whether it’s for personal transactions, international travel, or business purposes. ...

Tariffs on Shein and Temu

Tariffs on Shein and Temu: Protecting Jobs or Costing Consumers?

20 December 2024

A multitude of individuals have appended their signatures to a petition challenging the decision by the South African Revenue Service (SARS) to abolish a previously ...

Personal Loan to Buy a Car

Can I Use a Personal Loan to Buy a Car?

19 December 2024

If you are unable to purchase a vehicle outright with cash, you are likely among the majority of buyers who require financing to make the ...

Fraud in SASSA Grants

Exposed: Deep-Rooted Fraud in SASSA Grants

19 December 2024

Two first-year computer science students at Stellenbosch University have been actively searching for vulnerabilities in both governmental and private-sector systems, utilising publicly available internet resources ...

Interest Rate Cuts

South Africans Brace for Relief with 2025 Interest Rate Cuts, Yet Challenges Persist

18 December 2024

The South African Reserve Bank (SARB) is expected to resume its cycle of interest rate cuts in January, following two consecutive months where inflation dipped ...

Personal Loan

What Can a Personal Loan Be Used For?

18 December 2024

A personal loan provides a flexible financing option that can be utilised for various needs, such as covering unforeseen expenses, making significant purchases, or consolidating ...

Don’t Use a Personal Loan for Hollywoodbets and Betway

Don’t Use a Personal Loan for Hollywoodbets and Betway

17 December 2024

Gambling can be an exciting pastime, especially with the rise of platforms like Hollywoodbets and Betway in South Africa. However, the idea of funding this ...

South Africans relying on credit

Lifestyle Costs Push South Africans Toward More Credit

17 December 2024

The year 2024 has proven to be one of the most financially challenging periods for South Africans. Persistently high interest rates have dominated most of ...

Old South African Coins

Most Wanted Old South African Coins For Cash

16 December 2024

Coins are generally perceived to hold lower monetary value compared to paper currency, which has become the predominant form of legal tender over the years. ...

Average Salary in South Africa

The Average Salary in South Africa Climbs: Find Out the New Figures!

16 December 2024

The average salary in South Africa experienced a notable increase during the third quarter (Q3) of 2024, rising from R27 511 in May 2024 to ...

Bank Overdraft

What is a Bank Overdraft?

15 December 2024

An overdraft happens when there are insufficient funds in a bank account to complete a transaction or withdrawal, yet the bank permits the transaction to ...

Financial Impact Of Load Shedding

What is the Financial Impact Of Load Shedding

14 December 2024

Load shedding, a term now deeply ingrained in the daily lives of South Africans, no longer sparks as much surprise as it once did. What ...

Financial Indicators

Financial Indicators: What are They and Why They Matter

13 December 2024

Financial indicators are measurable metrics used by businesses to monitor and evaluate their financial outcomes and overall performance during a specific timeframe or project. These ...

South Africa’s Betting Industry

You Won’t Believe How Much South Africa’s Betting Industry is Worth in 2024!

13 December 2024

The South African betting industry is experiencing unprecedented growth in 2024, with staggering figures highlighting its rapid expansion. The National Gambling Board (NGB), responsible for ...

Age to Get a Personal Loan

How Old Do You Have to Be to Get a Personal Loan

11 December 2024

A personal loan serves as a practical financial solution, offering access to credit for larger expenses that may be difficult to cover immediately. It can ...