Ashton

Credit card statement: What you need to be aware of

5 September 2023

In the world of credit cards, it’s a realm brimming with opportunities and potential pitfalls, much like the African savanna. Whether you’re a seasoned cardholder ...

Expiry date of credit cards: What you should look out for

5 September 2023

We’ve all been there, a quick look at our wallet, and we come to the realization that our credit card has seen better days. The ...

Credit Card: What It Is, How It Works, and How to Get One

5 September 2023

Navigating the world of personal finance usually leads us to the indispensable tool known as the credit card—a small piece of plastic that packs a ...

Watch Out For Scams: Fraud Targeting Arcadia Finance Customers

4 September 2023

Arcadia Finance South Africa has picked up on a surge in scams misusing our name and logo. These scammers prey on folks in need of ...

What’s the Best Way to Finance a Car?

4 September 2023

The journey towards owning a car in South Africa often feels exciting and, sometimes, a tad overwhelming. Understanding the varied car financing options is akin to setting ...

When Is the Best Time to Buy a Car in South Africa?

4 September 2023

Every car buyer’s dream is to walk into a dealership, point to a car and say, “I’ll take it,” without feeling the weight of the ...

Calculate: How Much Car Can I Afford? – Auto Loans

4 September 2023

When buying a car, everyone’s dream is to get behind the wheel of a shiny new ride. However, for most people, owning a car isn’t ...

How much does my car depreciate in value each year?

3 September 2023

The depreciation of a vehicle is the difference between the money that you pay to get the car and the amount that you are able ...

Eleven Questions To Ask Your Financial Adviser

3 September 2023

Navigating the complexity of financial management can be complex, particularly in a diverse economic landscape like South Africa. To this end, financial advisers play a ...

This Is How A Financial Advisor Can Help You

3 September 2023

Financial health isn’t just about how much money you have in your bank account. It’s about understanding your financial situation at its core, being equipped ...

What Does a Financial Adviser Do?

3 September 2023

When you begin to traverse the world of finance, it may feel like navigating a maze without a map. Enter the Financial Adviser — a ...

Leasing with Purchase Option

3 September 2023

In the realm of personal and commercial finance, several pathways lead to owning an asset, and one such route, often overlooked, is leasing with a ...

Buying vs. Leasing a Car

3 September 2023

Deciding between buying and leasing a car is like standing at a crossroads. It’s a choice that goes beyond mere transportation; it touches upon one’s ...

Affordable No Deposit Car Leasing Options

3 September 2023

The landscape of vehicle ownership is undergoing a significant transformation. In today’s dynamic environment, a growing number of individuals and businesses are embracing leasing arrangements, ...

Understanding Your Credit Score: A Beginner’s Guide

2 September 2023

The world of finance can often seem like a network, but knowing your credit score and understanding how it works can serve as a compass, ...

How Part Payments and Installments Work

2 September 2023

Part payment refers to the practice of paying for a product or service in smaller, regular increments rather than a lump sum. Installments, on the ...

Is Installment Payment always a profitable payment method?

2 September 2023

Installment payments have become a high in demand method of payment in many countries, including South Africa. In this article, we will discuss the definition ...

How does installment payment work?

2 September 2023

Understanding the mechanics of financial systems is crucial in today’s world. One of the most common payment methods you might encounter is the ‘installment payment’. ...

How to Pay Off a Loan Fast

2 September 2023

In the vibrant fabric of South African society, where diverse cultures unite, and life pulsates with rhythm, there is a silent tune that often goes ...

Leasing without down payment: Zero-Down Lease

1 September 2023

Embarking on the journey of vehicle ownership can prove to be a perplexing endeavor, especially when confronted with the intricate choices between purchasing and leasing. ...

What Is a Lease Option? Requirements, Benefits, and Example

1 September 2023

Ah, the realm of real estate – vast, intricate, and in a constant state of evolution. This is especially true in the diverse nation of ...

International payments: how to receive international payment

1 September 2023

In our ever-changing global economy, international payments have become an integral part of the intricate web of worldwide trade. When a business in China supplies ...

Guide to Sending Money Abroad

1 September 2023

South Africa is a country with a high level of immigration and emigration, making it a hub for cross-border transactions. Many South Africans have family ...

Guide to Payments From abroad

1 September 2023

In an increasingly globalized world, managing financial transactions across borders is becoming not just general, but important. Whether you’re a multinational corporation, a small business ...

Debt waiver: Options for paying off your debts

31 August 2023

Navigating the complex world of financial obligations can be daunting, especially when debts begin to pile up. Debt waiver might sound like a lifeline for ...

Credit counselor vs debt settlement vs debt relief

31 August 2023

Navigating the world of debt can feel like you’re lost in a dense jungle with no map. But fear not! We’re here to help you ...

Debt counseling: How It Can Help You

31 August 2023

Debt Counselling is a systematic process that assists individuals who struggle with debt management. Introduced by the South African National Credit Act in 2007, it ...

Debt advice: Help with debt problems

31 August 2023

Today, debt is an unquestionable reality for many South Africans. From Johannesburg to Cape Town, Durban to Pretoria, and beyond, individuals and families across the ...

Debt management plans – what you need to know

31 August 2023

In the complex realm of modern financial systems, Debt Management Plans (DMPs) often emerge as beacons of hope, guiding individuals trapped in the depths of ...

What Is Debt Collection And How Does It Work?

30 August 2023

Debt, a monetary obligation that weighs heavily on many, may sometimes go unattended, leading to the necessity of third-party involvement. This is where the concept ...

Debt guide: Need advice on finances and debt?

30 August 2023

Understanding your financial obligations and commitments is not solely about numbers; it also encompasses the impact they have on your overall quality of life. In ...

Debt Repayment Strategy – Prioritize Paying Off Debts

30 August 2023

From the coast of the Western Cape to the bustling streets of Johannesburg, we find ourselves embroiled in a battle against a shared adversary – ...

Are you facing a mountain of debt?

30 August 2023

South Africa is a land of breathtaking landscapes and vibrant culture. It is also known for its extraordinary diversity. Yet beneath this rich tapestry, a ...

Debt: What It Is, How It Works, Types, and Ways to Pay Back

30 August 2023

If one were to ask, “What ties individuals, households, businesses, and even nations together?” the answer might be something intangible, yet omnipresent – debt. Key ...

Loan protection

29 August 2023

Loan protection, also commonly known as payment protection insurance (“PPI”), is a form of insurance coverage designed to assist borrowers in the event they are ...

Loan Promise

29 August 2023

In the realm of financial lending, a loan promise is an assurance made by a lender to a potential borrower, stating that they are provisionally ...

Can You Go to Court if You Don’t Pay Back a Loan?

29 August 2023

When you take out a loan, you enter into a legally binding agreement to repay the borrowed amount along with any agreed-upon interest. However, life’s ...

Can I apply for a loan in South Africa if I am a foreigner?

29 August 2023

Foreigners who live or work in South Africa may need access to financing for different reasons, such as purchasing property, starting a business, or managing ...

How many private loans can you have at the same time

29 August 2023

Private loans, also known as personal loans, are a type of loan that individuals can apply for to meet their personal financial needs in South ...

Are Wedding Loans a Good Way to Cover Costs?

27 August 2023

Wedding loans, a growingly popular way of financing, are merely personal loans taken out explicitly to cover wedding expenses. Whether it’s settling the caterer’s bill, ...

Wedding Budget Checklist

27 August 2023

Stepping into a new phase of life, your wedding day is one of the most treasured events in a lifetime. As you exchange vows amid ...

How to Budget For a Wedding

27 August 2023

Planning a wedding is a journey filled with a lot of emotions – exhilaration, love, excitement, and even a little bit of stress. This journey, ...

Tips for a Cheaper Wedding

27 August 2023

In the vibrant heart of South Africa, planning your dream wedding can certainly come with a hefty price tag. From the picturesque landscapes of Cape ...

Credit report – For private individuals

27 August 2023

In an era where data reigns supreme, your financial DNA is encapsulated within a numerical expression, your credit report. Within South Africa’s economic landscape, these ...

How to get a loan when you are not creditworthy?

27 August 2023

Securing a loan, particularly in South Africa, can seem daunting if your creditworthiness isn’t up to scratch. It can feel like your financial past is ...

Can you get a loan without a credit check?

26 August 2023

The global economic climate has consistently proven its volatility, and South Africa hasn’t been left unscathed. Recent years have seen economic uncertainty driving people to ...

How to Check Your Credit Score for Free

26 August 2023

Navigating the world of finance and credit can often feel like you are navigating a maze. From credit cards and loans to bonds and more, ...

Check if Your Credit Rating is High or Low

25 August 2023

The world of credit ratings might seem like a complex maze. Yet, understanding this concept can provide numerous financial opportunities. Whether you are applying for ...

How to Improve Your Credit Rating in South Africa

25 August 2023

Navigating your financial life can often feel like you are navigating a complex maze. With countless decisions to make and factors to consider, understanding how ...

What Affects My Credit Rating?

25 August 2023

Particularly, when considered within the context of South Africa, the implications of a good or bad credit rating can significantly influence your financial life. From ...

Credit rating: How your creditworthiness is checked

24 August 2023

In today’s fast-paced economic environment, understanding one’s financial standing, specifically a credit rating, is a critical factor that influences various aspects of our lives. A ...

How is my credit score determined?

24 August 2023

As we embark on the journey of understanding credit scores, especially within the South African context, it’s imperative that we set the stage by first ...

What is a credit score?

24 August 2023

Understanding the role and influence of your credit score is paramount for anyone seeking financial security, and it holds particular significance in the South African ...

What is creditworthiness?

24 August 2023

Welcome to our exploration of creditworthiness, a key aspect that underpins the complex machinery of our financial systems, especially here in South Africa. At its ...