Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

R4.5 Billion Unclaimed,

R4.5 Billion Left Unclaimed – Check If You’re Entitled to a Share

17 September 2025

The Johannesburg Stock Exchange (JSE) has once again drawn attention to the immense sum of approximately R4.5 billion in unclaimed dividends that continue to remain ...

Gender Disparities Still Exist in Africa

Pay Equity Improving in Africa, Though Gender Disparities Still Exist

16 September 2025

There has been notable progress towards achieving pay equality across the African continent, with 2024 marking a particularly important year for improvements in compensation fairness. ...

Interest Rate Cuts

South Africa Sees Renewed Push for Interest Rate Cuts

15 September 2025

Inflation expectations across South Africa have dropped to an unprecedented low, yet the prospect of a much-anticipated interest rate cut still appears to be out ...

South African Housing Market

South African Housing Market

14 September 2025

The South African housing market faces significant challenges, with rising property prices outpacing wage growth and making home ownership increasingly difficult for many households. Limited ...

Top 100 Brands in South Africa

Top 100 Brands in South Africa

13 September 2025

South Africa’s leading brands play a central role in the economy and in shaping consumer choices, with top performers spanning telecommunications, banking, retail, healthcare, mining, ...

South Africans Brace for Higher Mortgage and Car Loan Costs

South Africans Brace for Higher Mortgage and Car Loan Costs

12 September 2025

Absa’s senior economist has cautioned that any significant reductions in interest rates are unlikely to materialise before 2027. This outlook signals that South Africans may ...

How Much Wealth Does The Top 10 Percent Have In South Africa

How Much Wealth Does The Top 10 Percent Have In South Africa

12 September 2025

Wealth in South Africa remains highly concentrated, with the top ten percent of households controlling the vast majority of assets and financial resources. This group ...

Rising Electricity Prices

Two Major Wins for South Africa Overshadowed by Rising Electricity Prices

11 September 2025

South Africa has taken important steps forward in reforming its labour market and improving its logistics network, yet the nation continues to grapple with significant ...

Gold In South Africa

How Much Gold Is There In South Africa

11 September 2025

South Africa has long been a major source of gold, with deposits that have shaped both its economy and global supply. Although production has declined ...

South Africans Are Falling Further Behind Financially

South Africans Are Falling Further Behind Financially

10 September 2025

South Africa has experienced an increase in gross domestic product during the second quarter of 2025, yet the upturn has not been large enough to ...

Where Do Rich People Live In South Africa

Where Do Rich People Live In South Africa

10 September 2025

South Africa remains the wealthiest nation in Africa, with tens of thousands of millionaires and a rising number of ultra-wealthy residents. While Johannesburg still has ...

Is October a Good Month to Take Out a Loan

Is October a Good Month to Take Out a Loan?

9 September 2025

The timing of a loan application can influence how much it costs to borrow. In October 2025, interest rates are lower, inflation is stable, and ...

New Group of South African Taxpayers

SARS Explains Its Focus on New Group of South African Taxpayers

9 September 2025

The South African Revenue Service (SARS) has taken steps to provide greater clarity regarding its position on social media influencers within the country, explaining in ...

South Africa’s Interest Rates and Currency

Encouraging News on South Africa’s Interest Rates and Currency

8 September 2025

The latest employment figures from the United States delivered a notable surprise to global markets, as weak payroll data placed the US Federal Reserve on ...

ASSA Grants & Payment Schedule for October 2025

Confirmed SASSA Grants & Payment Schedule for October 2025

8 September 2025

The South African Social Security Agency (SASSA) provides millions of South Africans with monthly financial support through various social grants. These payments are a crucial ...

Top 10 Mobile Companies in South Africa

Top 10 Mobile Companies in South Africa

7 September 2025

South Africa has one of the most competitive mobile markets in Africa, with several established providers offering a wide range of voice, data, and value-added ...

Most Stolen Cars in South Africa

Most Stolen Cars in South Africa

7 September 2025

Vehicle-related crime continues to be a significant safety concern across South Africa, with certain makes and models being targeted far more frequently than others. Criminal ...

Strongest Passports in the World

Strongest Passports in the World and Where Does South African Passport Stand

6 September 2025

Passport strength is a key measure of a country’s global position, influencing how easily its citizens can travel, work, and connect internationally. The Henley Passport ...

Eskom's Caution

Eskom Cautions South Africans Amid Growing Concerns

5 September 2025

Eskom has issued a strong warning to South Africans, stating that tampering with electricity meters is a criminal offence that will bring about serious and ...

Middle Class Income in South Africa

What Is the Middle Class Income in South Africa?

5 September 2025

Defining middle-class income in South Africa is complex, with thresholds ranging from R5 000 to R29 000 per month depending on the source. Persistent unemployment, ...

October Petrol Prices in South Africa

October Petrol Prices in South Africa Off to a Poor Start

4 September 2025

At the start of September, petrol price recoveries have slipped into the negative, placing motorists in a disadvantageous position as they look ahead to the ...

How to Retire Early in South Africa

How to Retire Early in South Africa – Is it Really Possible?

4 September 2025

Retiring early in South Africa is an appealing goal for many, but it comes with significant financial and lifestyle considerations. While the idea of having ...

Medical Aid Holders

Medical Aid Holders in South Africa Face Bad News

3 September 2025

The Council for Medical Schemes (CMS) has officially released its recommendations regarding medical aid contribution increases for 2026. In its advisory, the regulator has strongly ...

Biggest Banks in South Africa

Biggest Banks in South Africa

3 September 2025

The South African banking sector is among the most advanced in Africa, supported by strong regulation, modern technology, and a competitive market led by a ...

South Africa Faces Potential Job Losses

South Africa Faces Potential Job Losses Exceeding 250,000 Workers

2 September 2025

The Department of Employment and Labour has issued a strong warning regarding the growing number of retrenchment notices being issued at major corporations in South ...

13th Cheque or Bonus

Smart Ways to Spend Your 13th Cheque or Bonus in South Africa

2 September 2025

Receiving a 13th cheque or year-end bonus can provide a valuable opportunity to improve your financial position and plan ahead for the year to come. ...

Pension Holders Face R500 Million Loss

Pension Holders Face R500 Million Loss and Possible Legal Shake-Up

1 September 2025

The South African rand displayed very limited movement on Friday following the release of a significant inflation report from the United States as well as ...

Can’t Save Money

What to Do When You Can’t Save Money

1 September 2025

Many South Africans face the reality of struggling to save, even when they want to improve their financial situation. Rising living costs, debt repayments, and ...

Budget for Monthly Homeownership Costs

How Much Should You Budget for Monthly Homeownership Costs?

31 August 2025

Buying a home is one of the biggest financial commitments South Africans make, and the costs extend well beyond the bond repayment. Alongside monthly instalments ...

Save for Retirement in South Africa

What Happens If You Don’t Save for Retirement in South Africa?

31 August 2025

Planning for retirement is often delayed or overlooked entirely, yet the consequences of not saving can be severe, especially in South Africa where state support ...

What Is a Good ROI on Investment

What Is a Good ROI on Investment in South Africa?

30 August 2025

South African investors have access to a wide range of asset classes, including equities, property, fixed-income products and emerging alternatives such as cryptocurrencies. Each of ...

South Africa Hit With a R50 Billion Eskom Burden

South Africa Hit With a R50 Billion Eskom Burden

29 August 2025

South Africa’s energy regulator has agreed to permit Eskom to increase electricity tariffs at a higher rate than what was originally allowed, following a settlement ...

Loan for December Expenses

Should You Take a Loan for December Expenses? Pros and Cons

29 August 2025

The festive season often brings a sharp rise in household spending, from gifts and special meals to travel and entertainment. For many South Africans, these ...

Buying A Second Property in South Africa

Tips for Buying Your Second Property in South Africa

29 August 2025

Buying a second property in South Africa is a practical way to build wealth, support lifestyle changes, or secure future housing. While the legal process ...

Financially Prepare for Load Shedding

How to Financially Prepare for Load Shedding in South Africa

28 August 2025

Load shedding has become a persistent and disruptive feature of everyday life in South Africa, affecting households, businesses, and public infrastructure alike. With electricity demand ...

New Law Might Prevent You from Selling Your Car in SA

Why a New Law Might Prevent You from Selling Your Car in South Africa

28 August 2025

The introduction of the Administrative Adjudication of Road Traffic Offences (AARTO) Act in South Africa could make it extremely difficult for motorists to sell their ...

Right Time to Retire in South Africa

When is the Right Time to Retire in South Africa?

28 August 2025

Retirement in South Africa is a highly personal decision influenced by health, lifestyle goals, financial readiness, and the specific rules of retirement funds. While there ...

Can Foreigners Own Property in South Africa?

Can Foreigners Own Property in South Africa?

27 August 2025

Foreign nationals can legally buy and own residential and commercial property in South Africa without needing residency or citizenship. While most property types are available, ...

Good News on Passports, Visas, and Smart IDs

South Africans Get Good News on Passports, Visas, and Smart IDs

27 August 2025

The Department of Home Affairs is undergoing a far-reaching transformation, with officials committed to significantly improving the delivery of core services. For many South Africans, ...

Compare Insurance Quotes Online

How to Compare Insurance Quotes Online in South Africa and Avoid Scams

26 August 2025

Comparing insurance quotes online is a common step for South Africans seeking the right cover, but choosing wisely involves more than selecting the lowest price. ...

Domestic workers in South Africa are in serious trouble

The Struggles Confronting South Africa’s Domestic Workers

26 August 2025

The most recent labour statistics released by Statistics South Africa indicate that employment for domestic workers continues to contract, even as many of these workers ...

New Tax Changes Over South Africa’s Private Schools

New Tax Changes Loom Over South Africa’s Private Schools

25 August 2025

Educational institutions across South Africa are bracing for a significant financial adjustment as government prepares to alter the tax treatment of schools. Authorities have confirmed ...

Insurance for Small Business Owners in South Africa and Their Must-Have Policies

Insurance for Small Business Owners in South Africa and Their Must-Have Policies

25 August 2025

Running a small business in South Africa involves a number of financial and operational risks, many of which can be unpredictable or outside your control. ...

Invest If You’re Blacklisted in SA

Can You Invest If You’re Blacklisted in South Africa?

17 August 2025

Investing is often seen as a step towards financial growth, but many South Africans wonder if this option is still available to them when they’ve ...

Investment Mistakes

Common Investment Mistakes South Africans Make

16 August 2025

Even with the best intentions, many South African investors make costly errors that can limit the growth of their portfolios or expose them to unnecessary ...

Personal Finance Mistakes

Top Personal Finance Mistakes South Africans Make and How to Avoid Them

15 August 2025

Managing money effectively is not always straightforward, and many South Africans unintentionally make decisions that weaken their financial position over time. From carrying high-interest debt ...

South Africa Poised for Economic Boost

South Africa Poised for Economic Boost in the Coming Month

15 August 2025

South Africa’s economy is believed to have recorded growth for the third consecutive quarter, supported largely by renewed strength in the critical manufacturing and mining ...

Job Losses Expected Across South Africa

Large-Scale Job Losses Expected Across South Africa

14 August 2025

The South African government is currently engaged in urgent and high-stakes crisis negotiations with the local subsidiary of ArcelorMittal South Africa (AMSA) to determine the ...

Save Money on a Low Income

How to Save Money on a Low Income in South Africa

14 August 2025

For many South Africans, managing money on a low income can be challenging, especially with rising everyday costs. However, with the right strategies and consistent ...

Hidden Risks of a Load Shedding-Free South Africa

Hidden Risks of a Load Shedding-Free South Africa

13 August 2025

Eskom is currently depending heavily on burning diesel worth billions of rand in order to prevent the reintroduction of load shedding. While this strategy has ...

Norraco Transact

What Is Norraco Transact?

13 August 2025

Norraco Transact is a student-focused financial platform designed to handle direct National Student Financial Aid Scheme (NSFAS) payments quickly and securely. Developed for South African ...

US Tariffs Pose Challenges for Farmers

US Tariffs Pose Fresh Challenges for South African Farmers

12 August 2025

South Africa is actively pursuing opportunities to open up fresh markets across Asia and other global regions for its agricultural produce, which has recently been ...

Public Holidays South Africa

Public Holidays in South Africa

12 August 2025

Public holidays in South Africa reflect the country’s history, cultural diversity, and focus on national unity. Governed by the Public Holidays Act (Act No. 36 ...

Warning Issued Over South Africa’s Risk of State Failure

Warning Issued Over South Africa’s Risk of State Failure

11 August 2025

The chief executive of Business Leadership South Africa (BLSA), Busi Mavuso, emphasised that businesses cannot operate effectively in an environment where the state is failing. ...