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Author Ashton

Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Fraud in SASSA Grants

Exposed: Deep-Rooted Fraud in SASSA Grants

19 December 2024

Two first-year computer science students at Stellenbosch University have been actively searching for vulnerabilities in both governmental and private-sector systems, utilising publicly available internet resources ...
Personal Loan to Buy a Car

Can I Use a Personal Loan to Buy a Car?

19 December 2024

If you are unable to purchase a vehicle outright with cash, you are likely among the majority of buyers who require financing to make the ...
Personal Loan

What Can a Personal Loan Be Used For?

18 December 2024

A personal loan provides a flexible financing option that can be utilised for various needs, such as covering unforeseen expenses, making significant purchases, or consolidating ...
Interest Rate Cuts

South Africans Brace for Relief with 2025 Interest Rate Cuts, Yet Challenges Persist

18 December 2024

The South African Reserve Bank (SARB) is expected to resume its cycle of interest rate cuts in January, following two consecutive months where inflation dipped ...
Don’t Use a Personal Loan for Hollywoodbets and Betway

Don’t Use a Personal Loan for Hollywoodbets and Betway

17 December 2024

Gambling can be an exciting pastime, especially with the rise of platforms like Hollywoodbets and Betway in South Africa. However, the idea of funding this ...
South Africans relying on credit

Lifestyle Costs Push South Africans Toward More Credit

17 December 2024

The year 2024 has proven to be one of the most financially challenging periods for South Africans. Persistently high interest rates have dominated most of ...
Old South African Coins

Most Wanted Old South African Coins For Cash

16 December 2024

Coins are generally perceived to hold lower monetary value compared to paper currency, which has become the predominant form of legal tender over the years. ...
Average Salary in South Africa

The Average Salary in South Africa Climbs: Find Out the New Figures!

16 December 2024

The average salary in South Africa experienced a notable increase during the third quarter (Q3) of 2024, rising from R27 511 in May 2024 to ...
Bank Overdraft

What is a Bank Overdraft?

15 December 2024

An overdraft happens when there are insufficient funds in a bank account to complete a transaction or withdrawal, yet the bank permits the transaction to ...
Financial Impact Of Load Shedding

What is the Financial Impact Of Load Shedding

14 December 2024

Load shedding, a term now deeply ingrained in the daily lives of South Africans, no longer sparks as much surprise as it once did. What ...
Financial Indicators

Financial Indicators: What are They and Why They Matter

13 December 2024

Financial indicators are measurable metrics used by businesses to monitor and evaluate their financial outcomes and overall performance during a specific timeframe or project. These ...
South Africa’s Betting Industry

You Won’t Believe How Much South Africa’s Betting Industry is Worth in 2024!

13 December 2024

The South African betting industry is experiencing unprecedented growth in 2024, with staggering figures highlighting its rapid expansion. The National Gambling Board (NGB), responsible for ...
Age to Get a Personal Loan

How Old Do You Have to Be to Get a Personal Loan

11 December 2024

A personal loan serves as a practical financial solution, offering access to credit for larger expenses that may be difficult to cover immediately. It can ...
Steps to Avoid Januworry

Holiday Cheer Without Fear: 10 Steps to Avoid Januworry

11 December 2024

As the festive season unfolds and the New Year approaches, individuals are reminded to plan ahead for impending expenses. The arrival of January often brings ...
How Much is the Rand Worth

How Much is the Rand Worth?

10 December 2024

As South Africa’s official currency, the Rand (ZAR) holds a pivotal role in the nation’s economy. Beyond its domestic use, it is also recognized as ...
The Best Banks in South Africa

The Best Banks in South Africa: What the Survey Says

10 December 2024

The South African Banking Sentiment Index, produced by DataEQ, has unveiled an in-depth comparison of how major banks in South Africa are perceived by the ...
Negative Bank Balance

Negative Bank Balance: What Happens to Your Account?

9 December 2024

A negative bank balance, commonly known as overdrafting, occurs when you spend more money than you have available in your account. This can happen for ...
Avoid Costly Spending Mistakes

Protect Your Wallet This Festive Season: Avoid Costly Spending Mistakes

9 December 2024

The holiday season is rapidly approaching, and many individuals find themselves making poor financial choices, often spending money on items that are not truly necessary. ...
Loan Without Bank Account

Can You Get a Loan Without Bank Account?

7 December 2024

Having access to a bank account is often considered a prerequisite for securing a loan, as it provides lenders with a way to assess your ...
Typical Personal Loan Requirements

Typical Personal Loan Requirements: Are You Eligible?

6 December 2024

A personal loan serves as a practical financial solution, offering access to funds that enable you to cover significant expenses that may be challenging to ...
Economic Downturn

Economic Downturn: SA Faces Third Quarter Decline

6 December 2024

The South African economy experienced an unforeseen contraction of 0.3% when measured from the second quarter to the third quarter of the current year. Key ...
Choose a Bank in South Africa

How to Choose a Bank in South Africa

5 December 2024

South Africa’s banking sector has grown steadily, offering diverse options through major and smaller banks. Advances like online and mobile banking have enhanced convenience, but ...
The Black Friday Rush

The Black Friday Rush: Where South Africans Spent Their Money

5 December 2024

Discovery Bank’s 2024 SpendTrend analysis revealed that e-commerce platforms gained greater popularity compared to physical stores during the Black Friday shopping frenzy. The findings underscored ...
Standard Bank

Standard Bank Outage Leaves Customers Stunned by Zero Balances

4 December 2024

Many customers of Standard Bank expressed frustration on Monday morning due to technical issues with the bank’s app, which led to some users seeing their ...
How Long Does a Loan Take to Approve

How Long Does a Loan Take to Approve?

4 December 2024

Applying for a loan can be an exciting yet nerve-wracking experience, especially when you’re unsure how long it will take to get approved. Whether you’re ...
SASSA Childcare Grants

SASSA Childcare Grants December 2024: All the Latest Changes

3 December 2024

For December 2024, the administration of all three childcare grants falls under the jurisdiction of the South African Social Security Agency. Each month, billions of ...
South African Industries

Want to Maximize Your Paycheck? These South African Industries are Leading the Way

2 December 2024

Electrical engineers have been highlighted in recent research as some of the professionals seeing notable increases in their salary packages. Compensation for professionals in logistics ...
YourLoan24

YourLoan24 Loan Comparison Review

2 December 2024

YourLoan24 is a South African lender that provides quick and accessible personal loans to meet a range of financial needs. With a simplified application process ...
Save on Your Home Loan

Save Nearly R500,000 on Your Home Loan with the New Interest Rate: Here’s How!

29 November 2024

Homeowners could potentially save over R480,000 in interest repayments on a R1.4 million property loan simply by contributing an additional R1,000 to their monthly instalments ...
South Africa Startups

South Africa’s Startup Scene Attracts Growing Investor Interest

28 November 2024

The country is brimming with innovative business concepts, yet it remains crucial to cultivate a more robust support framework for these entrepreneurial ventures, as emphasized ...
How To Ask For Money

How To Ask For Money Politely and Successfully

28 November 2024

Requesting financial assistance requires a thoughtful and considerate approach. Such conversations can feel awkward for both parties, so handling the matter with respect and transparency ...
Fuel price hike

Bad News on Fuel Prices Expected to Hit Next Week

27 November 2024

South African motorists are bracing for disappointing news as early projections for December 2024 fuel prices suggest increases across the board. Diesel costs are expected ...
FairBanker Loan Review

FairBanker Loan Comparison Review

27 November 2024

FairBanker [Fairbanker.co.za] is a reputable loan comparison service in South Africa, providing a variety of loan products to help individuals and businesses address their financial ...
Economic Situation Survey

How are South Africans coping? Insights from a 2024 Economic Survey

27 November 2024

Arcadia Finance conducted a 2024 survey on the financial situation of South Africans, revealing insights into household finances and expectations that influence both daily decisions ...
Creditum Loan Review

Creditum Loan Comparison Review

26 November 2024

Creditum [Creditum.co.za] is a South African financial services provider offering personal loans tailored to various needs, including debt consolidation, managing unforeseen expenses, or financing major ...
SA Reserve Bank Cuts Interest Rates by 0.25%

SA Reserve Bank Cuts Interest Rates by 0.25%

26 November 2024

South Africans have been granted some relief as the Reserve Bank cuts interest rates by 0.25%, offering a small break from years of financial strain ...
How Much Cash Can You Deposit in the Bank

How Much Cash Can You Deposit in the Bank?

25 November 2024

Depositing cash into a bank in South Africa is a common practice, but there are specific rules and limits in place to comply with financial ...
Debt.co.za Review

Debt.co.za Review

22 November 2024

When financial difficulties arise, finding the right solution is essential for managing personal finances effectively. Debt.co.za provides a variety of debt relief solutions customized to ...
PEP Loan Review

PEP Loan Review

21 November 2024

PEP Loans [Pepstores.com] offer a practical financial solution for South Africans who need to manage short-term financial needs. Available through PEP Stores, these loans provide ...
Average Salary in South Africa

Average Salary in South Africa

20 November 2024

Salaries in South Africa are influenced by various factors, including the industry, region, level of education, skills, and years of experience. The country’s economic conditions ...
Average Grocery Cost Per Month

Average Grocery Cost Per Month in South Africa

19 November 2024

South Africa is a culturally diverse nation with a wide range of experiences, from its three capital cities to its stunning national parks. For expatriates, ...
Pros And Cons Of Personal Loans

Pros And Cons Of Personal Loans

18 November 2024

Personal loans have gained popularity as a financing choice for individuals needing to cover various expenses, from debt consolidation to large purchases. Unlike credit cards, ...
refinance a loan

When to Refinance a Loan?

16 November 2024

Refinancing a personal loan allows you to replace your existing loan with a new one, often at a lower interest rate and with reduced monthly ...
Get Approved For A Personal Loan

How To Get Approved For A Personal Loan? 9 Ways

15 November 2024

Securing a personal loan can be a valuable option for South Africans looking to cover urgent expenses or finance essential purchases. Whether it’s for home ...
Ways to catch up on loan payments

Behind On Loan Payments? 7 Ways To Catch Up

14 November 2024

A missed payment sends a significant warning to both credit bureaus and lenders, often indicating that you may be facing financial difficulties. This alert can ...
Things Not to Use a Personal Loan For

8 Things Not to Use a Personal Loan For

13 November 2024

Personal loans can be a useful financial tool for consolidating high-interest debts, funding home improvements, or achieving other goals. However, while they offer fixed payments ...
Minimum Credit Score for a Personal Loan

What is the Minimum Credit Score for a Personal Loan?

12 November 2024

When considering a personal loan, understanding your credit score’s impact on eligibility and loan terms is crucial. Personal loans can provide quick access to funds ...
Loan Principal

What is the Principal of a Loan?

11 November 2024

When you make loan payments, a portion goes towards reducing the principal, while the rest covers interest and other charges. But how exactly does the ...
Vodacom Loan Review

Vodacom Loan Review

8 November 2024

Vodacom [Vodacom.co.za] stands out as one of South Africa’s leading mobile network providers. Beyond its core mobile services, Vodacom has ventured into financial services with ...
Ackermans Loan Review

Ackermans Loan Review

7 November 2024

Ackermans [Ackermans.co.za], a prominent retail store in South Africa, expands its offerings beyond clothing and home goods by providing financial products, including personal loans. These ...

How to Get Money for Free in South Africa?

6 November 2024

Many individuals in South Africa are looking for ways to supplement their income or access funds without the burden of repayment. The concept of “free ...
Personal Loan Glossary

Personal Loan Glossary

5 November 2024

Many people feel uncertain when it comes to financial terms, and you are not alone. Loan contracts and the language used within them are not ...
Main Advantages Of An Unsecured Loan

What are the Main Advantages of an Unsecured Loan?

4 November 2024

An unsecured loan provides a flexible and accessible way to borrow money without needing to offer assets like property or a car as collateral. Ideal ...
Compare Loan Offers

How to Compare Loan Offers from Different Lenders

1 November 2024

When considering a loan in South Africa, comparing offers is essential to finding the best deal that suits your budget and financial needs. This process ...

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ARCADIA FINANCE
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South Africa (mailing address only)
Business ID: FI-24645516

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