Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Vehicle Recalls Hit 7 Major Car Brands in South Africa

Vehicle Recalls Hit 7 Major Car Brands in South Africa

14 May 2025

The National Consumer Commission (NCC) has issued an urgent recall affecting several vehicle brands and models that were sold in South Africa. This action follows ...

FLISP Subsidy

What is a FLISP Subsidy?

14 May 2025

Buying a home in South Africa can be difficult for low- to middle-income earners, especially when it comes to upfront costs. The First Home Finance ...

Banks Face Scrutiny Over Fees

Major South African Banks Face Scrutiny Over Fees

13 May 2025

Finance Minister Enoch Godongwana has officially confirmed that the Financial Sector Conduct Authority (FSCA) is currently carrying out a formal investigation into how major South ...

What is a Loan Shark

What is a Loan Shark? Legal vs. Illegal Lending in SA

13 May 2025

In South Africa, the need for quick access to cash has left many individuals vulnerable to unlawful lenders known as loan sharks. These lenders operate ...

Loan Admin Fee

What is an Admin Fee on a Loan?

12 May 2025

When applying for a personal loan in South Africa, many people focus mainly on the interest rate and monthly instalment. However, there are other charges ...

Phase Out Traditional Travel Documents

South African Airports Set to Phase Out Traditional Travel Documents

12 May 2025

Airports around the world, including those in South Africa, may soon see a major shift in how passengers travel. A new set of international regulations ...

Credit Limit

What is a Credit Limit?

11 May 2025

A credit limit might seem like a simple number on your statement, but it holds more power over your financial life than you might think. ...

Formal vs. Informal Business in South Africa

Formal vs. Informal Business in South Africa

11 May 2025

In South Africa, many people earn a living by running their own businesses. Some register their businesses officially with the government, while others operate informally ...

Lula Lender Review

10 May 2025

Lula [Lula.co.za], previously known as Lulalend, is a South African financial service provider focused on helping Small and Medium-sized Enterprises (SMEs) access funding and manage ...

Tax Residency Certificate

What is a Tax Residency Certificate?

10 May 2025

Understanding how tax works across countries can be confusing, especially if you earn income from more than one place or are living abroad. One of ...

Banking Scam in South Africa

Warning Issued Over Widespread Banking Scam in South Africa

9 May 2025

The Southern African Fraud Prevention Service (SAFPS) has issued a fresh warning to the South African public regarding a highly deceptive scam currently circulating across ...

What is an IRP5

What is an IRP5?

9 May 2025

When working in South Africa, understanding your tax documents can help you manage your finances better and avoid issues with SARS. One of the main ...

Buying Property in Security Estates

Caution for South Africans Buying Property in Security Estates

8 May 2025

There has been a noticeable increase in demand for homes located within security estates and sectional title developments across South Africa. Industry professionals have cautioned ...

Mortgage Term

What is a Mortgage Term?

8 May 2025

Buying a home is one of the biggest financial steps you’ll ever take, and it often involves getting a home loan, also known as a ...

Fixed vs. Variable for Your South African Home Loan

Fixed vs. Variable Interest Rate for Your Home Loan

7 May 2025

Interest rates play a significant role in shaping the cost and structure of home loans in South Africa. If you’re applying for a new bond ...

Budget 3.0 Ends VAT Deadlock

Budget 3.0 Ends VAT Deadlock, Earning Market Approval

7 May 2025

South Africa’s currency continued to gain ground, trading below the R18.50 mark following confirmation from the National Treasury that it would present a revised version ...

Payment Delays for Certain SASSA Grants

Payment Delays for Certain SASSA Grants in May During Verification Checks

6 May 2025

The South African Social Security Agency (SASSA) has confirmed that there will be a delay in the disbursement of May 2025 social grant payments for ...

Unsecured Loans

What Exactly Is an Unsecured Loan?

6 May 2025

When seeking financial assistance, many South Africans turn to personal loans as a flexible and accessible option. These loans generally fall into two categories: secured ...

Official Petrol Price for May Announced

Official Petrol Price for May Announced

5 May 2025

The Department of Mineral Resources and Energy (DMRE) has released the official adjustments to South Africa’s fuel prices, which will take effect from Wednesday, 7 ...

Loan For Bad Credit

Loan For Bad Credit: Is it Possible?

5 May 2025

Accessing credit in South Africa can be difficult if you have a low credit score, but it’s not impossible. A poor credit rating often limits ...

Rand Is in for a Rough Ride

Brace Yourself: The Rand Is in for a Rough Ride

2 May 2025

South Africa’s currency, the rand, has been making notable gains after recently plummeting to a historic low earlier in the month. However, financial analysts caution ...

Shein South Africa Review

2 May 2025

Shein [za.shein.com] has quickly gained popularity in South Africa, offering a wide range of affordable fashion options for men, women and children. Many South Africans ...

Tossing Your Expired Licence

Think Twice Before Tossing Your Expired Licence in 2025

1 May 2025

South African motorists are being strongly advised by traffic authorities to retain their expired driving licences during 2025 to avoid facing avoidable penalties. This advice ...

Register A Company Online

How To Register A Company Online In South Africa

1 May 2025

Registering a company online in South Africa has become a far more accessible and streamlined process in recent years, allowing entrepreneurs to establish their businesses ...

True Impact of the VAT Hike

The True Impact of the VAT Hike Is Greater Than Expected

30 April 2025

A 0.5 percentage point increase in Value-Added Tax (VAT) has an immediate and noticeable negative effect on South African households, as the prices of goods, ...

Provisional Tax

What is Provisional Tax in South Africa?

30 April 2025

Provisional tax in South Africa is a structured method designed to ensure that taxpayers who do not earn a regular salary still meet their tax ...

Inflation Hits Lowest Point

Inflation Hits Lowest Point in Nearly Five Years

29 April 2025

The rate of inflation in South Africa moderated significantly in March, reaching its slowest pace in almost five years, and slipping below the lower threshold ...

deposit on a Home Loan

What is a Deposit on a Home Loan?

29 April 2025

Even with a 100% home loan approval, setting money aside for a deposit remains beneficial. While some refer to a full home loan as a ...

Arcadia Finance on HelloPeter

Arcadia Finance on HelloPeter – Here’s What You Should Know

29 April 2025

If you’ve been searching for Arcadia Finance HelloPeter, chances are you’re doing your homework before making a financial decision, and that’s always a wise move. ...

Major Change in Interest Rate Forecasts

Major Change in Interest Rate Forecasts for South Africa

28 April 2025

A growing number of economists are now altering their projections for South Africa’s interest rate trajectory, moving towards the expectation of an extended holding pattern. ...

What is a Guarantor

What is a Guarantor?

28 April 2025

Acting as a guarantor is a serious financial commitment that carries legal obligations and potential risks. In South Africa, guarantors are often required to help ...

PAYE (Pay As You Earn)

What is PAYE (Pay As You Earn) in South Africa?

27 April 2025

Pay-As-You-Earn (PAYE) is South Africa’s system for collecting income tax directly from employees’ salaries or wages. Employers deduct the required tax amount each month and ...

Loan Without Documents

27 April 2025

Getting a loan without submitting a lot of documents is something many South Africans are interested in, especially when money is needed urgently. Sometimes, people ...

Pre-Approval for a Home Loan

What is Pre-Approval When it Comes to a Mortgage?

26 April 2025

Are you getting ready to search for your ideal home? An increasing number of South Africans are recognising the value of securing home loan pre-approval, ...

Loan Without a Cosigner

Loan Without a Cosigner

26 April 2025

Finding a loan without a cosigner is an important option for many South Africans who wish to manage their borrowing independently. While cosigners can help ...

What Are Business Grants

What Are Business Grants?

26 April 2025

Business grants offer South African entrepreneurs a valuable opportunity to access funding without the obligation of repayment. Whether used to expand operations, invest in equipment, ...

Tax Refund

Where’s My Tax Refund?

25 April 2025

When tax season arrives in South Africa, many people hope to receive a refund after submitting their returns to the South African Revenue Service (SARS). ...

Blacklisted in South Africa

What Does Being Blacklisted Mean in South Africa?

25 April 2025

Blacklisting occurs when an individual or business is flagged as a high-risk borrower due to poor financial behaviour, such as missed payments or defaults. This ...

SA Reserve Bank Cautions on Extended High Interest Rates

SA Reserve Bank Cautions on Extended High Interest Rates

25 April 2025

The South African Reserve Bank (SARB) has issued a warning that borrowing costs globally are likely to remain elevated for a longer period than previously ...

Loan With Low Credit Score

Loan With Low Credit Score

24 April 2025

If you are thinking about applying for a personal loan, you might be concerned that a poor credit history will affect your chances of being ...

What is a Bond Originator?

24 April 2025

Finding the right home loan is one of the most important steps when purchasing a property in South Africa, and many buyers choose to work ...

SARS

What is SARS? (South African Revenue Service)

24 April 2025

The South African Revenue Service (SARS) is the government agency responsible for collecting taxes and customs duties in South Africa. The money collected by SARS ...

Fast-Track Your Smart ID Application at These 30 South African Banks

24 April 2025

The Department of Home Affairs (DHA) is intensifying its efforts to phase out the traditional green barcoded ID book, promoting the more secure and modern ...

South Africa’s Interest Rates Next Month

Predictions for South Africa’s Interest Rates Next Month

23 April 2025

The South African Reserve Bank’s Monetary Policy Committee (MPC), which is scheduled to convene towards the end of May, is widely expected to maintain interest ...

Poor vs. Good Credit Score

Poor vs. Good Credit Score: What’s the Difference?

23 April 2025

If you are aiming to establish or sustain strong credit health, understanding what qualifies as a “good” credit score can provide valuable guidance. Generally, a ...

SASSA Advises Banking Shift After Black Card Suspension

22 April 2025

Grant recipients who have not yet transitioned from their South African Social Security Agency (SASSA) gold cards to the newly introduced black Postbank cards are ...

Simple vs. Compound Interest

Simple vs. Compound Interest in South Africa

22 April 2025

Understanding how interest is calculated is essential for anyone managing savings, investments, or loans in South Africa. Whether you are growing your money or borrowing, ...

SASSA Old Age Grants Discontinued This May

Are SASSA Old Age Grants Being Discontinued This May?

21 April 2025

The South African Social Security Agency (SASSA) has firmly rejected widespread false social media posts suggesting that the Old Age Grant will be discontinued in ...

Just Money Review

JustMoney Review

21 April 2025

When it comes to managing your money, having the right tools and advice can make a big difference. JustMoney [JustMoney.co.za] is a South African online ...

Biggest House in South Africa

20 April 2025

South Africa is home to some of the largest and most luxurious houses on the continent, attracting local buyers and international investors alike. These homes ...

Borrow in May

Make the Most of May 2025: Smart Reasons to Borrow

19 April 2025

May 2025 presents a good time for many South Africans to look at borrowing money for specific, practical reasons. With the economy showing signs of ...

Ithala Bank Review

Ithala Bank Review

19 April 2025

Ithala Bank has served communities in KwaZulu-Natal for years, offering financial services aimed at individuals and businesses often overlooked by larger banks. Operating under the ...

Investec Lender Review

Investec Lender Review

18 April 2025

Investec [Investec.com/en_za] is a well-known financial services company in South Africa that offers a wide range of lending options for both individuals and businesses. This ...

Discovery Bank Review

Discovery Bank Review

18 April 2025

Discovery Bank is one of South Africa’s newer banking options, launched by the well-known Discovery Group. It operates fully online and offers a mix of ...