Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Tax Refund

Where’s My Tax Refund?

25 April 2025

When tax season arrives in South Africa, many people hope to receive a refund after submitting their returns to the South African Revenue Service (SARS). ...

Blacklisted in South Africa

What Does Being Blacklisted Mean in South Africa?

25 April 2025

Blacklisting occurs when an individual or business is flagged as a high-risk borrower due to poor financial behaviour, such as missed payments or defaults. This ...

SA Reserve Bank Cautions on Extended High Interest Rates

SA Reserve Bank Cautions on Extended High Interest Rates

25 April 2025

The South African Reserve Bank (SARB) has issued a warning that borrowing costs globally are likely to remain elevated for a longer period than previously ...

Loan With Low Credit Score

Loan With Low Credit Score

24 April 2025

If you are thinking about applying for a personal loan, you might be concerned that a poor credit history will affect your chances of being ...

What is a Bond Originator?

24 April 2025

Finding the right home loan is one of the most important steps when purchasing a property in South Africa, and many buyers choose to work ...

SARS

What is SARS? (South African Revenue Service)

24 April 2025

The South African Revenue Service (SARS) is the government agency responsible for collecting taxes and customs duties in South Africa. The money collected by SARS ...

Fast-Track Your Smart ID Application at These 30 South African Banks

24 April 2025

The Department of Home Affairs (DHA) is intensifying its efforts to phase out the traditional green barcoded ID book, promoting the more secure and modern ...

South Africa’s Interest Rates Next Month

Predictions for South Africa’s Interest Rates Next Month

23 April 2025

The South African Reserve Bank’s Monetary Policy Committee (MPC), which is scheduled to convene towards the end of May, is widely expected to maintain interest ...

Poor vs. Good Credit Score

Poor vs. Good Credit Score: What’s the Difference?

23 April 2025

If you are aiming to establish or sustain strong credit health, understanding what qualifies as a “good” credit score can provide valuable guidance. Generally, a ...

SASSA Advises Banking Shift After Black Card Suspension

22 April 2025

Grant recipients who have not yet transitioned from their South African Social Security Agency (SASSA) gold cards to the newly introduced black Postbank cards are ...

Simple vs. Compound Interest

Simple vs. Compound Interest in South Africa

22 April 2025

Understanding how interest is calculated is essential for anyone managing savings, investments, or loans in South Africa. Whether you are growing your money or borrowing, ...

SASSA Old Age Grants Discontinued This May

Are SASSA Old Age Grants Being Discontinued This May?

21 April 2025

The South African Social Security Agency (SASSA) has firmly rejected widespread false social media posts suggesting that the Old Age Grant will be discontinued in ...

Just Money Review

JustMoney Review

21 April 2025

When it comes to managing your money, having the right tools and advice can make a big difference. JustMoney [JustMoney.co.za] is a South African online ...

Biggest House in South Africa

20 April 2025

South Africa is home to some of the largest and most luxurious houses on the continent, attracting local buyers and international investors alike. These homes ...

Borrow in May

Make the Most of May 2025: Smart Reasons to Borrow

19 April 2025

May 2025 presents a good time for many South Africans to look at borrowing money for specific, practical reasons. With the economy showing signs of ...

Ithala Bank Review

Ithala Bank Review

19 April 2025

Ithala Bank has served communities in KwaZulu-Natal for years, offering financial services aimed at individuals and businesses often overlooked by larger banks. Operating under the ...

Investec Lender Review

Investec Lender Review

18 April 2025

Investec [Investec.com/en_za] is a well-known financial services company in South Africa that offers a wide range of lending options for both individuals and businesses. This ...

Discovery Bank Review

Discovery Bank Review

18 April 2025

Discovery Bank is one of South Africa’s newer banking options, launched by the well-known Discovery Group. It operates fully online and offers a mix of ...

South Africa Sees Spike in Arrivals from These 5 Countries

South Africa Sees Spike in Arrivals from These 5 Countries

18 April 2025

Recent findings from a collaborative analysis by Discovery Bank and Visa indicate that growing numbers of foreign nationals from the United Arab Emirates (UAE), Canada, ...

Another disaster for South Africa enters view

Fresh Trouble on the Horizon for South Africa

17 April 2025

Several economists have raised serious doubts about the South African government’s economic growth projections for the year 2025, cautioning that both international and domestic economic ...

Confirmed May 2025 Sassa Payments

Confirmed SASSA Grants & Payment Schedule for May 2025

17 April 2025

The South African Social Security Agency (SASSA) provides monthly social grants to millions of people who lack steady income or face financial hardship. As May ...

Credit Card Use

Credit Card Use Sees Sharp 43% Rise in South Africa

16 April 2025

Standard Bank has revealed that it experienced a substantial 43% year-on-year increase in new credit card acquisitions over the past 12 months. This sharp rise ...

Woolworths Lender Review

16 April 2025

Woolworths is a well-known name in South Africa, mainly recognised for its high-quality food, clothing, and home goods. However, Woolworths Financial Services (WFS) [Woolworths.wfs.co.za] also ...

Franchise costs in South Africa

Franchise Costs in South Africa

15 April 2025

If you are considering buying a franchise, a wide range of options are available across different investment brackets. Start-up costs differ not only between franchise ...

Arcadia Finance Truspilot Review

Arcadia Finance: Trustpilot Glows Green with Positive Reviews

15 April 2025

Arcadia Finance, a leading South African loan comparison platform, is celebrating a significant customer service milestone this week, as its Trustpilot rating reaches green status. ...

Rand Decline

Analysts Predict Potential Rand Decline to R22 to the Dollar

14 April 2025

The South African rand has come under significant pressure, with concerns over the stability of the Government of National Unity (GNU) undermining the local currency. ...

Debt Rescue Review

Debt Rescue Review

14 April 2025

Debt Rescue is one of the most well-known debt counselling companies in South Africa. They offer a structured way to help South Africans who are ...

24-Hour Pharmacies in Durban

24-Hour Pharmacies in Durban

13 April 2025

Finding a pharmacy that is open at any time of the day or night can be a real help when you need medication outside of ...

Zerodebt Review

Zerodebt Review

13 April 2025

Zerodebt is a registered debt counselling company based in South Africa that offers help to individuals who are struggling with high levels of debt. With ...

Mashonisa Loan

Mashonisa Loan

12 April 2025

Unregistered credit providers, commonly referred to as loan sharks or mashonisas, continue to exploit South Africans facing financial hardship. It is estimated that there are ...

Falsified Credentials in South Africa’s Public Sector

The Issue of Falsified Credentials in South Africa’s Public Sector

11 April 2025

The ongoing issue of individuals presenting falsified or misrepresented academic qualifications in South Africa has become a critical concern, revealing deep-rooted flaws in the recruitment ...

Geld Leen

Waar Kan Ek Geld Leen

11 April 2025

Om finansieël ingelig te wees help ons om meer verstandige besluite oor ons geld te neem. Om geld te leen, hetsy van banke, geldskieters of ...

Financial Warning Issued to Struggling South African Businesses

Financial Warning Issued to Struggling South African Businesses

10 April 2025

Companies attempting to misuse South Africa’s business rescue legislation as a strategy to delay paying outstanding debts are facing increased scrutiny from the judiciary. The ...

Huislening

Huislening

10 April 2025

Die aankoop van eiendom is een van die grootste finansiële besluite wat ’n mens in Suid-Afrika kan neem, en vir die meeste mense is ’n ...

How US Tariff Policies Under Trump May Influence South Africa's Economy

How US Tariff Policies Under Trump May Influence South Africa’s Economy

9 April 2025

In a renewed push to prioritise domestic trade under a nationalistic policy agenda, United States President Donald Trump will be imposing additional tariffs on exports ...

24-Hour Pharmacies in Cape Town

24-Hour Pharmacies in Cape Town

9 April 2025

Access to medication and healthcare products at any time of the day or night can be critical, especially during unexpected health issues or emergencies. In ...

Tax System Strain in SA

Experts Warn of Imminent Tax System Strain in South Africa

8 April 2025

The most recent tax data reveals a stark imbalance in South Africa’s revenue system. Of the 14.45 million registered taxpayers, just 3.94% are responsible for ...

Persoonlike Lening

Persoonlike Lening

8 April 2025

’n Persoonlike lening is ’n algemene vorm van finansiëring wat baie Suid-Afrikaners oorweeg wanneer hulle kontant benodig vir onvoorsiene of groter uitgawes. Hierdie tipe lening ...

Month of May Brings Fuel Price Hike Concerns

Month of May Brings Fuel Price Hike Concerns

7 April 2025

After two months of petrol and diesel price reductions in South Africa, the outlook for May has taken a concerning turn. Early indications suggest that ...

24 Hour Pharmacy Johannesburg

24-Hour Pharmacies Johannesburg

7 April 2025

We’ve all experienced the urgency of needing medication late at night, searching across various parts of Johannesburg in the early hours to find a pharmacy ...

Experian Review

Experian Review

6 April 2025

Experian is one of the biggest credit bureaus operating in South Africa, offering services to both individuals and businesses. Many people know Experian as the ...

Loadshedding Stages

Loadshedding Stages Explained: Stage 1 to 8

5 April 2025

Experiencing a power outage after a severe storm is a situation many South Africans are familiar with, often leaving households and businesses without electricity for ...

TransUnion Review

TransUnion Review

4 April 2025

TransUnion is one of South Africa’s main credit bureaus, offering services to both individuals and businesses. Many people use it to check their credit score, ...

AI-Powered Payment Scam

AI-Powered Payment Scams on the Rise in South Africa

4 April 2025

Artificial Intelligence (AI) has rapidly emerged as a powerful tool for modern scammers operating within South Africa’s payments landscape. While AI holds significant promise for ...

sassa gold card

Gold Cards to Remain in Use, Says SASSA

3 April 2025

The South African Social Security Agency (SASSA) has expressed its approval following the recent decision by the South African Reserve Bank (SARB) to allow the ...

Salary Dates in South Africa

Salary Dates in South Africa

3 April 2025

Getting paid on time is one of the most practical concerns for working South Africans. Whether you’re budgeting for rent, debit orders, groceries, or school ...

High Food Prices

High Food Prices Deepen Financial Strain for South Africans

2 April 2025

A 40-year-old resident of Mankweng in Limpopo currently spends between R1,500 and R1,700 on groceries each month, almost double the amount she was paying for ...

Clearscore Review

Clearscore Review

2 April 2025

ClearScore is a free online service that helps South Africans check and understand their credit score. It gives you access to your credit report, score ...

olution to Long SASSA Queues

Could This Be the Solution to Long SASSA Queues in 2025?

1 April 2025

Recipients of grants from the South African Social Security Agency (SASSA) who rely on Postbank have been facing significant challenges with long queues in 2025. ...

Why Borrow in April 2025

All Signs Point to “Borrow” – Why April 2025 Brings Relief in SA

1 April 2025

April 2025 will bring a sense of financial relief to many South Africans. After years of rising living costs, unemployment, and pressure on households, recent ...

VAT Freeze Could Affect Basic Goods

How the VAT Freeze Could Affect Basic Goods in SA

1 April 2025

South Africa’s Minister of Finance has officially retracted the previously proposed 0.5 percentage point increase to the Value-Added Tax (VAT) rate. This decision prompts important ...

Deadline to Switch to Black Cards

Postbank Extends Deadline to Switch to Black Cards

31 March 2025

The South African government has officially extended the deadline for recipients of South African Social Security Agency (SASSA) grants to transition from the older gold ...

Loan From An Online Lender

Declined by Your Bank? Get a Loan from an Online Lender

31 March 2025

Your loan application has just been rejected. What should you do next? Before making any immediate decisions, take a step back and evaluate the situation ...

Register Your Solar System

Planning to Register Your Solar System? Expect Costs Up to R30k

28 March 2025

The Electrical Contractors Association of South Africa has warned that individuals who have installed solar power systems may need to budget up to R30 000 ...