Ashton

Most Valuable South African Startups

2 November 2023

Startups play a big role in driving innovation, job creation, and economic growth in South Africa. They contribute to the development of new industries, products, ...

Are Loans for Debt Review Clients Legal?

2 November 2023

Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial ...

Section 129 Letter

2 November 2023

In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a ...

How to cancel Debt Review or Debt Counselling

2 November 2023

South Africa has experienced its fair share of economic challenges over the years. With currency values that tend to fluctuate and employment rates that vary, ...

What happens if you skip a debt review payment?

2 November 2023

Debt review, commonly referred to as debt counselling in South Africa, offers assistance to those grappling with overwhelming debt. Individuals can seek guidance from a ...

What are the advantages and disadvantages of debt counselling?

2 November 2023

Debt can be a big burden for many South Africans. With the cost of living on the rise, more and more people are finding themselves ...

Dreaming of getting out of debt faster? Find out the solution here

1 November 2023

In recent years, the economic landscape in South Africa has grown increasingly intricate resulting in escalating debt levels amongst ordinary citizens. A broad overview reveals ...

What is refinance debt?

1 November 2023

When we speak about refinance debt, we refer to the process where a person or entity obtains a new loan or credit to pay off ...

What is Outstanding debt?

31 October 2023

Outstanding Debt, in its simplest form, is the total amount of debt that remains unpaid by the borrower. This can refer to individuals (like you ...

I’m Blacklisted – Can I Purchase A Vehicle?

31 October 2023

In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can significantly impact ...

Can I Get Car Finance With A Bad Credit Record?

31 October 2023

The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, ...

How vehicle finance with a balloon payment works

31 October 2023

Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it ...

Survive your debts with debt consolidation

30 October 2023

Debt consolidation up to R250 000 – Fill in application and get several loan offers Stop overpaying for your loans Do you have several different ...

How to get rid of credit card debts

30 October 2023

Debt consolidation up to R250 000 – Fill in application and get several loan offers Understanding credit card debt In today’s fast-paced financial world, many ...

Types of debt

29 October 2023

Debt, a term familiar to all, shapes economies, influences personal finances and often dictates life choices. However, its relevance and context go much deeper than ...

What is senior debt?

29 October 2023

Senior debt pertains to the primary layer of a company’s financial obligations. In the event of bankruptcy or liquidation, holders of senior debt are the ...

What is debt purchase?

29 October 2023

In the intricate world of finance, one term that often emerges is debt purchase. But what does it really mean? A debt purchase, in essence, ...

National Credit Act

29 October 2023

The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate ...

Loan Against Property

29 October 2023

A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from a bank ...

What is a Credit Agreement?

29 October 2023

When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, yet they ...

South Africa’s Highest-Paid Athletes 2024

26 October 2023

South Africa has a rich history of sports, with talented athletes who have represented the country on the global stage. Many of these athletes have ...

Most Valuable South African Companies

26 October 2023

South Africa is home to numerous successful and valuable companies that span various industries, including technology, mining, telecommunications, energy, and financial services. This article provides ...

Tips to Teach Your Child to Save Money

26 October 2023

Every parent hopes to witness their child thrive. However, in today’s constantly changing global economy, prosperity extends beyond academic accomplishments. It is deeply rooted in ...

Taking out a loan as a student – What you need to know

26 October 2023

Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need to understand ...

Who is eligible for student financial aid?

26 October 2023

Student financial aid refers to the financial assistance provided to students to help fund their education. This can take the form of scholarships, grants, loans, ...

Surviving Debt: How to Get Out of Debt Fast

26 October 2023

Debts are like shadows – they follow us, at times looming large and dark, other times small and faint, but always there. In recent years, ...

15 Reliable Strategies to Pay Off Debts

24 October 2023

South Africa, often described as the “rainbow nation” due to its multi-ethnic society, is rich in cultural diversity and has a complex economic landscape. Despite ...

How to write off debt?

24 October 2023

In a climate of economic uncertainty, many South Africans grapple with the heavy debt burden. Such financial challenges can seem insurmountable, whether it’s credit card ...

Does a person’s debt go away when they die?

24 October 2023

When life ceases, does the weight of debt follow suit? The question becomes all the more pertinent in the rainbow nation of South Africa, with ...

What is Bridging Finance?

24 October 2023

Bridging finance, simply put, is a short-term financing solution that acts as a bridge between two financial transactions. The idea was to help buyers purchase ...

What is credit insurance?

24 October 2023

Credit insurance is a safety net for businesses and individuals. It’s like having a reliable friend who steps in to help when things get tough ...

What is a Credit Provider?

23 October 2023

In South Africa, the financial landscape is as diverse as it is dynamic. It’s a mix of traditional banking institutions, innovative fintech startups, and a ...

The 4% Rule: A Retirement Withdrawal & Spending Strategy

22 October 2023

The 4% Rule is a financial guideline used to determine the amount of funds to withdraw from a retirement account each year. This rule aims ...

A Beginner’s Guide To Flipping Houses

22 October 2023

House flipping refers to the process of purchasing a property, renovating it, and selling it at a profit. This concept has gained popularity in South ...

How to Create a Budget in 6 Simple Steps

22 October 2023

Have you ever wondered why some people seem to have a natural knack for handling their finances, making their money work for them instead of ...

What Happens to Your Debt When You Die?

11 October 2023

The moment the question, “What happens to your debt when you die?”, pops up, many find themselves in a grey area, wrestling with the intricacies ...

Need help clearing up debt?

11 October 2023

The Republic of South Africa, renowned for its awe-inspiring landscapes and diverse culture, is facing a less picturesque reality – an escalating debt crisis. According ...

Plastic Surgery Loans and Financing Options

10 October 2023

Plastic surgery is a type of surgical procedure that involves altering the appearance of a person’s body through cosmetic or reconstructive surgery. In South Africa, ...

How much does hair removal cost?

10 October 2023

In the evolving landscape of beauty and self-care, few treatments have surged in demand as markedly as hair removal. Once a luxury reserved for affluent ...

Money Management Tips to Improve Your Finances

10 October 2023

Imagine finding a roadmap to a treasure, where every twist and turn directs you toward greater financial stability. Money management, in essence, serves as this ...

What is a joint account?

10 October 2023

South Africa showcases a robust banking system that proudly ranks high among its African counterparts. With a multitude of banking institutions, including the Big Four ...

Secure Login

10 October 2023

In a world where digitalization sets the pace for our daily lives, securing our online credentials is just as vital as locking our homes when ...

How to Finance Home Improvements

5 October 2023

In the grand adventure of homeownership, envisioning changes to your living space can be both exhilarating and daunting. Every home, be it a Victorian townhouse ...

Aircon Prices: How Much Does It Cost to Buy and Operate an Aircon

5 October 2023

As temperatures soar and climate conditions grow more erratic, the demand for effective cooling solutions in residences and workplaces has never been more urgent. Air ...

Cost of House Painting in South Africa

5 October 2023

Step into the vibrant world of house painting, and you’ll soon discover it’s not just about selecting the perfect shade of duck egg blue or ...

How to Switch Banks in South Africa

2 October 2023

In the ever-changing landscape of financial services, many individuals find themselves pondering a crucial question: Is my bank genuinely meeting my requirements? Addressing this concern ...

What is a bank statement?

2 October 2023

Navigating the complexities of personal finance can sometimes feel like unraveling an intricate puzzle. At the center of this puzzle lies the bank statement, a ...

Banking Terms and Conditions

2 October 2023

Welcome to the dynamic and diverse realm of South Africa’s banking sector. Situated at the southernmost tip of the African continent, South Africa’s financial landscape ...

What Happens When Unpaid Bills Go to Debt Collection?

1 October 2023

Managing finances can be a challenging balancing act, especially in today’s economic climate. No matter how well you plan your budget, unexpected expenses can still ...

Residual debt insurance: This is how to protect your loan

1 October 2023

Navigating the financial landscape can sometimes be overwhelming, particularly when complex terms like Residual Debt Insurance (RDI) come into play. This guide aims to simplify ...

How Much Money to Give as a Wedding Gift

1 October 2023

We’ve all been there, receiving a wedding invitation and instantly plunged into the deep end of decision-making. What to wear, how to arrange for travel, ...

What are the PayPal fees for sellers?

1 October 2023

As an online payment platform, PayPal charges various fees for its services, including sellers’ fees. Understanding these fees is important for sellers in South Africa ...

PayPal: Send money to friends and family

1 October 2023

PayPal is a well-known and trusted payment platform that enables users to securely send and receive money over the internet. In South Africa, PayPal is ...

What is a loan repayment calculator?

1 October 2023

When it comes to managing your finances, staying on top of loan repayments is crucial. That is where loan re-payment calculators come in. These helpful ...