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Why February Is the Ideal Time to Take Out Your Loan

5 February 2025

Interest rates in South Africa fluctuate throughout the year, influenced by economic conditions, inflation, and decisions made by the South African Reserve Bank (SARB). For ...

Approved SRD Grants & SASSA Payment Dates for February 2025

5 February 2025

The South African Social Security Agency (SASSA) has officially released the payment dates for the Social Relief of Distress (SRD) grant and other social grants ...

Absa Credit Cards Review

4 February 2025

Absa is one of South Africa’s largest banks, offering a range of financial products, including credit cards tailored for different needs. Whether you want a ...

Why Debt Review Isn’t Always the Ideal Solution

4 February 2025

Persistent worries about debt and financial struggles can significantly harm your overall quality of life, health, and mental well-being. The constant stress of managing debt, ...

How Cryptocurrency Is Shaping the Future of Retirement Savings

3 February 2025

Pension funds are crucial investment vehicles designed to manage individuals’ retirement savings. Their primary objective is to promote long-term financial planning, ensuring retirees have a ...

Approved SRD Grants & SASSA Payment Dates for January 2025

3 February 2025

SASSA officially announced the disbursement timeline for the January 2025 Social Relief of Distress (SRD) grants, confirming key payment dates. Beneficiaries who had received approval ...

Where Can I Apply for a South African ID Online?

2 February 2025

Applying for a South African ID is now more convenient than ever with the availability of online services. Instead of spending hours at a Home ...

What Does My Housing Application Status Mean?

1 February 2025

Understanding your housing application status is crucial for navigating the often complex process of securing housing in South Africa. Each status, whether it’s pending, approved, ...

Struggling with February Bills? Practical Solutions Ahead

31 January 2025

Financial education specialist, Salem Nyati, provides practical strategies for South Africans facing the financial strain of February, a month often fraught with economic challenges. Key ...

Property Investment In South Africa

31 January 2025

Falling interest rates and growing demand have created favourable conditions for investing in property. If you’re aiming to purchase your first property, here are some ...

Higher Prices in South Africa – And Experts Predict More to Come

30 January 2025

Inflation experienced a slight increase in December 2024, aligning with market expectations. Despite the uptick, inflation continues to rest at the lowest level within the ...

Best Credit Card for Students in South Africa

30 January 2025

Managing finances as a student can be challenging, especially when unexpected expenses arise. For instance, you might urgently need to purchase an essential textbook only ...

Exploring the 2025 Used Car Market in South Africa

29 January 2025

The used car market has undergone significant transformation in recent years, presenting both challenges and opportunities for sellers. For individuals aiming to sell a well-maintained ...

Oloan Loan Comparison Review

29 January 2025

Oloan [Oloan.co.za] is a South African lender specialising in providing quick and easy access to personal loans through its user-friendly online platform. With a focus ...

Interest Rate South Africa 2025

28 January 2025

Interest rates play a significant role in shaping the financial well-being of individuals, businesses, and the economy as a whole. In South Africa, understanding interest ...

Big Penalties for Mishandling Credit and Debit Cards in South Africa

28 January 2025

Nedbank has issued a reminder to South Africans about the importance of adhering to regulatory requirements governing the use of credit, debit, and virtual cards. ...

Can I Apply for a Loan While Receiving a SASSA Grant?

27 January 2025

Receiving a SASSA grant offers crucial financial assistance to individuals in need, yet it may not always be sufficient to handle unforeseen costs or emergencies. ...

Ways Families Can Tackle Rising Education Costs

27 January 2025

As the academic year begins, households across South Africa face growing financial pressures. The steadily increasing cost of education is placing significant strain on family ...

Suburbs in Johannesburg

25 January 2025

Johannesburg, fondly known as Joburg, offers a wealth of business districts, recreational facilities, and dining options, making it a top choice for property investment in ...

MTN MoMo Qwikloans Review

24 January 2025

When unexpected expenses arise or financial assistance is needed quickly, MTN MoMo Qwikloans [Mtnmomo.co.za] offer a convenient solution for South Africans. Designed to provide immediate ...

South African Banks Under Parliamentary Scrutiny for Lending Practices

23 January 2025

The Portfolio Committee on Trade, Industry, and Competition, together with the Standing Committee on Finance, has announced plans to convene a critical meeting with major ...

Suburbs in Cape Town

23 January 2025

Cape Town has become a sought-after location for property buyers in South Africa due to its scenic beauty and lifestyle appeal. The shift to remote ...

South Africa’s GDP Overshadowed by Elon Musk’s Wealth

22 January 2025

South Africa-born entrepreneur Elon Musk, renowned for his leadership of Tesla and SpaceX, has seen his wealth climb to an astonishing $426 billion (equivalent to ...

Housing Subsidy Status Check Online

22 January 2025

Housing subsidies in South Africa are a vital form of support for citizens needing financial assistance to access affordable housing. If you’ve applied for a ...

Petrol Costs Set to Climb Higher in February 2025

21 January 2025

The latest projections indicate that South African motorists are set to face even more challenging times with steep increases in petrol and diesel prices expected ...

How Much Does It Cost to Build a House in South Africa

21 January 2025

The cost of building a house in South Africa is influenced by various aspects, such as the location of the property, the quality of materials ...

South Africa’s Economy Poised for Recovery After a Decade of Challenges

20 January 2025

South Africa’s economic prospects appear to be improving after more than a decade of sluggish growth. This renewed momentum is supported by a combination of ...

What Credit Score is Needed for a Credit Card in South Africa?

20 January 2025

Your credit score is influenced by factors such as your payment history, total outstanding debt, recent credit inquiries, the types of credit accounts you hold, ...

2024 Sees New Vehicle Sales Slowdown, Optimism for 2025 Growth

19 January 2025

The South African new vehicle market continues to grapple with the challenges of returning to pre-pandemic sales levels. Data for 2024 reveals a 3.0% year-on-year ...

Best Credit Cards in South Africa

19 January 2025

South Africans are constantly seeking opportunities to maximise the value of their income. One effective method is selecting a credit card that provides excellent rewards. ...

Is Your Tax-Free Savings Account Realising Its Maximum Potential?

18 January 2025

As the tax year-end on 28 February approaches, individuals still have the chance to optimise their tax-free savings and take full advantage of the benefits ...

What is the Minimum Credit Score to Buy a House in South Africa

18 January 2025

When evaluating a home loan application, lenders review various factors, including your income, savings, employment status, age, and credit history. A significant aspect of this ...

How a Weak Rand in 2025 Could Work in Investors’ Favour

17 January 2025

The rand has recently been hovering near a nine-month low, primarily due to the continued strength of the US dollar. This raises questions about whether ...

What is Gap Cover?

17 January 2025

Gap cover is designed to provide extra financial protection for individuals who already have medical aid. It covers the shortfall between the fees charged by ...

Will January Bring Relief? SARB’s Interest Rate Announcement Awaits

16 January 2025

South Africans are eagerly awaiting the Monetary Policy Committee’s (MPC) interest rate decision, to be announced on 30 January 2025 by South African Reserve Bank ...

How Does Rent-to-Own Cars Work?

16 January 2025

Rent-to-own vehicles, also referred to as lease-to-own rent-to-buy, or hire-purchase options, provide a financing solution where individuals can rent a car with the opportunity to ...

Which Bank is Best for Car Finance in South Africa

15 January 2025

Purchasing a vehicle is a significant decision. With an array of car loan options available, it can be challenging to determine the right choice. However, ...

The Best Budget Apps Available in South Africa

14 January 2025

Managing finances can be difficult in today’s challenging economy, particularly when burdened by excessive debt. A practical first step towards financial improvement is creating a ...

Which Bank is Best for Personal Loans in South Africa

13 January 2025

Selecting an appropriate loan provider is crucial for ensuring financial stability, whether your aim is to manage debt, achieve a personal milestone, or expand your ...

How to Survive Januworry: 10 Practical Money-Saving Tips

12 January 2025

The holiday season has come to an end, and with it comes “Januworry,” that dreaded month when finances are under more pressure than ever. After ...

Emergency Help if You Have No Money or Food

11 January 2025

South Africa has allocated substantial resources to social enrichment programmes, aimed at addressing inequality and mitigating the most severe impacts of poverty. These initiatives encompass ...

What Drives Consumer Spending and Debt Decisions in Modern Households? South Africa Q4 2024

10 January 2025

The quarterly Consumer Pulse Study conducted by TransUnion examines the evolving financial habits, perceptions, and behaviours of South African consumers. It sheds light on how ...

Easiest Credit Card to Get in South Africa

10 January 2025

Credit cards have become a convenient financial tool for managing day-to-day expenses, building credit, and accessing emergency funds. However, for many South Africans, especially first-time ...

Africa’s 10 Most Expensive Cities to Live In

9 January 2025

The cost-of-living index provides a critical measure of how much people need to spend on essentials like food, transportation, utilities, and healthcare. When these costs ...

High Yield Savings Account in South Africa

9 January 2025

Saving plays a crucial role in ensuring financial stability and accumulating wealth, but it involves more than merely setting money aside. Instead of leaving your ...

How To Get out of Debt When You are Broke

8 January 2025

Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet, and you’re just one car ...

South Africa’s Economic Future Looks Bright, Says KPMG

8 January 2025

KPMG South Africa has projected that the country’s economy is on track for moderate growth over the coming years, with an anticipated expansion of 1.5% ...

Can You Pay More on Your Personal Loan or Car Payment?

7 January 2025

Making additional contributions towards your personal loan or car repayments each month can offer substantial financial benefits. This approach may help reduce the total interest ...

How Much Loan Do I Qualify for with My Salary?

6 January 2025

When considering a loan, understanding how much you qualify for based on your salary is essential for making informed decisions. If you’re planning to buy ...

How Quickly Can You Get Personal Loan?

5 January 2025

Unexpected circumstances arise in everyone’s life. Perhaps a family emergency required you to borrow money at high interest rates to address urgent needs. However, you ...

EasyPay Lender Review

4 January 2025

When financial needs arise unexpectedly, finding a reliable lender with straightforward terms can make all the difference. EasyPay Loans [Epe-online.co.za] has established itself as a ...

7 Best Strategies to Lower Your Car Payments in South Africa

3 January 2025

In South Africa, where reliable transportation plays a crucial role in accessing job opportunities and essential services, owning a vehicle is frequently regarded as a ...

What to Know When Applying for a Personal Loan

2 January 2025

A personal loan is a practical way to access funds for significant expenses beyond your immediate budget. It can also simplify finances by consolidating multiple ...

How to Secure Funding for Your 2025 Startup

1 January 2025

Small and medium-sized enterprises (SMEs) in South Africa continue to struggle with obtaining the necessary funding to elevate their operations and scale their businesses effectively. ...