Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Confirmed SASSA Grants & Payment Schedule for June 2025

Confirmed SASSA Grants & Payment Schedule for June 2025

23 May 2025

South African Social Security Agency (SASSA) grants provide monthly financial assistance to millions of citizens who rely on this support for daily living costs, including ...

Gross Domestic Product

What is GDP? Gross Domestic Product in South Africa

22 May 2025

Gross Domestic Product (GDP) is a core measure used to assess the economic performance of a country, including South Africa. It reflects the total value ...

South African Social Grants Set for Major Update

South African Social Grants Set for Major Update

22 May 2025

Finance Minister Enoch Godongwana has introduced a revised approach to the Social Relief of Distress (SRD) grant, with a renewed focus on aligning the grant ...

Tax Practitioner

What is a Tax Practitioner in South Africa?

22 May 2025

As the South African Revenue Service (SARS) enhances its ability to detect non-compliance through advanced technology, artificial intelligence, and data analytics, businesses are under growing ...

Unclaimed South African Benefits

How to Claim Your Share of R89 Billion in Unclaimed South African Benefits

21 May 2025

Although the Financial Sector Conduct Authority (FSCA) has not released an updated figure for the estimated R89 billion in unclaimed financial assets, professionals in the ...

What is a UIF Contribution in South Africa?

21 May 2025

A UIF contribution in South Africa is a compulsory payment made by both employers and employees to the Unemployment Insurance Fund. This fund provides short-term ...

No Double Grants in June

No Double Grants in June, Says SASSA

20 May 2025

The South African Social Security Agency (SASSA) has firmly dismissed widespread claims circulating that grant beneficiaries will receive double payments in June, firmly labelling such ...

Affordability Assessment for a Home Loan

What is Affordability Assessment for a Home Loan?

20 May 2025

Buying a home is a significant step for many South Africans, and securing a home loan is often a crucial part of this journey. Before ...

Interest Rate Cut Amid Falling Inflation

South Africa May See Interest Rate Cut Amid Falling Inflation

19 May 2025

With the ongoing decrease in the cost of living, many analysts are now predicting that an interest rate reduction could be on the horizon. This ...

Loan-to-Value for Home Loans

What is Loan-to-Value LTV for Home Loans?

19 May 2025

When applying for a home loan in South Africa, one of the key figures considered by lenders is the loan-to-value (LTV) ratio. This ratio compares ...

Tax Records and Transcripts

How To Get Tax Records and Transcripts

18 May 2025

Getting your tax records and transcripts from the South African Revenue Service (SARS) is a common requirement for many people. Whether you need them for ...

Skuldhulp Review

Skuldhulp Review

18 May 2025

Dealing with debt in South Africa can be overwhelming, especially when monthly payments start to feel unmanageable. Skuldhulp [Skuldhulp.co.za] is a registered debt counselling provider ...

My Financial Help Review

My Financial Help Review

17 May 2025

Managing debt in South Africa can be challenging, especially when dealing with multiple loans, high interest rates, and mounting monthly repayments. Many people are looking ...

SARS Auto-Assessment

What is a SARS Auto-Assessment?

17 May 2025

Each year, the South African Revenue Service (SARS) issues auto-assessments to selected taxpayers as part of its effort to streamline the annual income tax filing ...

Employment Setbacks

South Africa Faces New Employment Setbacks

16 May 2025

South Africa’s upcoming employment figures are expected to reflect unfavourable trends, according to economists who caution that continued economic underperformance and a surge of new ...

Travel Allowance

What is a Travel Allowance? (SARS Guidelines)

16 May 2025

When employees in South Africa use their own vehicles for work-related travel, they may receive a travel allowance from their employer. This allowance is meant ...

Crisis Facing Domestic Workers in South Africa

Crisis Facing Domestic Workers in South Africa

15 May 2025

During the first quarter of 2025, the employment situation for domestic workers in South Africa worsened notably, as recent labour statistics from Statistics South Africa ...

Access Bond in South Africa

What is an Access Bond in South Africa?

15 May 2025

An access bond is a home loan facility offered by South African banks that allows homeowners to pay extra into their bond account and withdraw ...

Vehicle Recalls Hit 7 Major Car Brands in South Africa

Vehicle Recalls Hit 7 Major Car Brands in South Africa

14 May 2025

The National Consumer Commission (NCC) has issued an urgent recall affecting several vehicle brands and models that were sold in South Africa. This action follows ...

FLISP Subsidy

What is a FLISP Subsidy?

14 May 2025

Buying a home in South Africa can be difficult for low- to middle-income earners, especially when it comes to upfront costs. The First Home Finance ...

Banks Face Scrutiny Over Fees

Major South African Banks Face Scrutiny Over Fees

13 May 2025

Finance Minister Enoch Godongwana has officially confirmed that the Financial Sector Conduct Authority (FSCA) is currently carrying out a formal investigation into how major South ...

What is a Loan Shark

What is a Loan Shark? Legal vs. Illegal Lending in SA

13 May 2025

In South Africa, the need for quick access to cash has left many individuals vulnerable to unlawful lenders known as loan sharks. These lenders operate ...

Loan Admin Fee

What is an Admin Fee on a Loan?

12 May 2025

When applying for a personal loan in South Africa, many people focus mainly on the interest rate and monthly instalment. However, there are other charges ...

Phase Out Traditional Travel Documents

South African Airports Set to Phase Out Traditional Travel Documents

12 May 2025

Airports around the world, including those in South Africa, may soon see a major shift in how passengers travel. A new set of international regulations ...

Credit Limit

What is a Credit Limit?

11 May 2025

A credit limit might seem like a simple number on your statement, but it holds more power over your financial life than you might think. ...

Formal vs. Informal Business in South Africa

Formal vs. Informal Business in South Africa

11 May 2025

In South Africa, many people earn a living by running their own businesses. Some register their businesses officially with the government, while others operate informally ...

Lula Lender Review

10 May 2025

Lula [Lula.co.za], previously known as Lulalend, is a South African financial service provider focused on helping Small and Medium-sized Enterprises (SMEs) access funding and manage ...

Tax Residency Certificate

What is a Tax Residency Certificate?

10 May 2025

Understanding how tax works across countries can be confusing, especially if you earn income from more than one place or are living abroad. One of ...

Banking Scam in South Africa

Warning Issued Over Widespread Banking Scam in South Africa

9 May 2025

The Southern African Fraud Prevention Service (SAFPS) has issued a fresh warning to the South African public regarding a highly deceptive scam currently circulating across ...

What is an IRP5

What is an IRP5?

9 May 2025

When working in South Africa, understanding your tax documents can help you manage your finances better and avoid issues with SARS. One of the main ...

Buying Property in Security Estates

Caution for South Africans Buying Property in Security Estates

8 May 2025

There has been a noticeable increase in demand for homes located within security estates and sectional title developments across South Africa. Industry professionals have cautioned ...

Mortgage Term

What is a Mortgage Term?

8 May 2025

Buying a home is one of the biggest financial steps you’ll ever take, and it often involves getting a home loan, also known as a ...

Fixed vs. Variable for Your South African Home Loan

Fixed vs. Variable Interest Rate for Your Home Loan

7 May 2025

Interest rates play a significant role in shaping the cost and structure of home loans in South Africa. If you’re applying for a new bond ...

Budget 3.0 Ends VAT Deadlock

Budget 3.0 Ends VAT Deadlock, Earning Market Approval

7 May 2025

South Africa’s currency continued to gain ground, trading below the R18.50 mark following confirmation from the National Treasury that it would present a revised version ...

Payment Delays for Certain SASSA Grants

Payment Delays for Certain SASSA Grants in May During Verification Checks

6 May 2025

The South African Social Security Agency (SASSA) has confirmed that there will be a delay in the disbursement of May 2025 social grant payments for ...

Unsecured Loans

What Exactly Is an Unsecured Loan?

6 May 2025

When seeking financial assistance, many South Africans turn to personal loans as a flexible and accessible option. These loans generally fall into two categories: secured ...

Official Petrol Price for May Announced

Official Petrol Price for May Announced

5 May 2025

The Department of Mineral Resources and Energy (DMRE) has released the official adjustments to South Africa’s fuel prices, which will take effect from Wednesday, 7 ...

Loan For Bad Credit

Loan For Bad Credit: Is it Possible?

5 May 2025

Accessing credit in South Africa can be difficult if you have a low credit score, but it’s not impossible. A poor credit rating often limits ...

Rand Is in for a Rough Ride

Brace Yourself: The Rand Is in for a Rough Ride

2 May 2025

South Africa’s currency, the rand, has been making notable gains after recently plummeting to a historic low earlier in the month. However, financial analysts caution ...

Shein South Africa Review

2 May 2025

Shein [za.shein.com] has quickly gained popularity in South Africa, offering a wide range of affordable fashion options for men, women and children. Many South Africans ...

Tossing Your Expired Licence

Think Twice Before Tossing Your Expired Licence in 2025

1 May 2025

South African motorists are being strongly advised by traffic authorities to retain their expired driving licences during 2025 to avoid facing avoidable penalties. This advice ...

Register A Company Online

How To Register A Company Online In South Africa

1 May 2025

Registering a company online in South Africa has become a far more accessible and streamlined process in recent years, allowing entrepreneurs to establish their businesses ...

True Impact of the VAT Hike

The True Impact of the VAT Hike Is Greater Than Expected

30 April 2025

A 0.5 percentage point increase in Value-Added Tax (VAT) has an immediate and noticeable negative effect on South African households, as the prices of goods, ...

Provisional Tax

What is Provisional Tax in South Africa?

30 April 2025

Provisional tax in South Africa is a structured method designed to ensure that taxpayers who do not earn a regular salary still meet their tax ...

Inflation Hits Lowest Point

Inflation Hits Lowest Point in Nearly Five Years

29 April 2025

The rate of inflation in South Africa moderated significantly in March, reaching its slowest pace in almost five years, and slipping below the lower threshold ...

deposit on a Home Loan

What is a Deposit on a Home Loan?

29 April 2025

Even with a 100% home loan approval, setting money aside for a deposit remains beneficial. While some refer to a full home loan as a ...

Arcadia Finance on HelloPeter

Arcadia Finance on HelloPeter – Here’s What You Should Know

29 April 2025

If you’ve been searching for Arcadia Finance HelloPeter, chances are you’re doing your homework before making a financial decision, and that’s always a wise move. ...

Major Change in Interest Rate Forecasts

Major Change in Interest Rate Forecasts for South Africa

28 April 2025

A growing number of economists are now altering their projections for South Africa’s interest rate trajectory, moving towards the expectation of an extended holding pattern. ...

What is a Guarantor

What is a Guarantor?

28 April 2025

Acting as a guarantor is a serious financial commitment that carries legal obligations and potential risks. In South Africa, guarantors are often required to help ...

PAYE (Pay As You Earn)

What is PAYE (Pay As You Earn) in South Africa?

27 April 2025

Pay-As-You-Earn (PAYE) is South Africa’s system for collecting income tax directly from employees’ salaries or wages. Employers deduct the required tax amount each month and ...

Loan Without Documents

27 April 2025

Getting a loan without submitting a lot of documents is something many South Africans are interested in, especially when money is needed urgently. Sometimes, people ...

Pre-Approval for a Home Loan

What is Pre-Approval When it Comes to a Mortgage?

26 April 2025

Are you getting ready to search for your ideal home? An increasing number of South Africans are recognising the value of securing home loan pre-approval, ...

Loan Without a Cosigner

Loan Without a Cosigner

26 April 2025

Finding a loan without a cosigner is an important option for many South Africans who wish to manage their borrowing independently. While cosigners can help ...

What Are Business Grants

What Are Business Grants?

26 April 2025

Business grants offer South African entrepreneurs a valuable opportunity to access funding without the obligation of repayment. Whether used to expand operations, invest in equipment, ...