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Author Oscar

Oscar

Arcadia Finance - Marketing

Navigating the realms of loans, credit cards, and personal finance. You'll find me creating comprehensive guides on these subjects, aimed at shedding light on the often confusing world of financial choices.

A white safety logo man running away to avoid a shark in a suit representing a loan shark

Avoiding Loan Sharks in South Africa: Easy Alternatives

16 May 2023

South Africa has long battled with high levels of poverty and unemployment, which have contributed to the rise of informal money lending. Often these loans ...
A man in a suit holding an orange and a pink piggy bank, weighing them against each other like loans

Which Type Of Loan Is The Cheapest?

15 May 2023

Are you looking for the cheapest loan in South Africa? With so many loan options available, it can be overwhelming to choose the right one ...
The South African Parliament building where the NCR was created photographed from the front in the sunshine

What is the NCR in South Africa?

11 May 2023

The National Credit Regulator (NCR) is a regulatory body that plays a crucial role in promoting responsible lending and borrowing. It also aims to protect ...
A dial pointing at the word bank with a South African flag at the core of the dial

How Are Loan Interest Rates Calculated?

10 May 2023

When taking out a loan, one of the most critical aspects to consider is calculating the loan interest rate. Interest rate is the percentage charged ...
Two pensioners arm wrestling in a park while two other pensioners cheer them on

Old Age Security: Loans for Pensioners in South Africa

8 May 2023

Pensioners in South Africa often find themselves in need of extra financial assistance in retirement, which is where pensioners loans come in. Loans for pensioners ...
A self-employed florist working on a laptop in her shop

Loan Options for the Self-employed in South Africa

5 May 2023

Getting a loan as a self-employed person in South Africa can be a hassle. Unlike regular employees, self-employed workers have inconsistent income, limited documentation, and ...
A woman intently looking at a laptop on a table in front of her

What Is Credit and How to Master Using It?

5 May 2023

Credit is a familiar term, but what does it mean? In plain language, it refers to the ability to borrow money or obtain goods and ...
The word loan built out of scrabble pieces on a white newspaper background

What is a Loan? Answers to Common Questions

4 May 2023

A loan is a financial arrangement in which one party, usually a lender, provides money or assets to another party, typically a borrower, with the ...
A man reporting a loan scam on a phone.

The Guide to Identifying Loan Scams and Protecting Your Finances

28 April 2023

Loan scams refer to fraudulent or misleading practices that target individuals who need a loan. These scams can take money in many forms, such as ...
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ARCADIA FINANCE
Draivi Media Oy
N°5 Sturdee Avenue, Suite 301
2196, Rosebank, Johannesburg
South Africa (mailing address only)
Business ID: FI-24645516

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