6 July 2025
What is a Virtual Credit Card?
With online payments on the rise in South Africa, more people are turning to virtual credit cards for safer and more flexible transactions. These digital ...
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Finance
Finance tips, trends, and insights to help you make informed decisions about your money, grow your wealth, and secure your financial future.
6 July 2025
Top 10 Financial Mistakes South Africans Make in Their 20s and 30s
Your twenties and thirties are often filled with major life changes that can either lay the groundwork for financial stability or lead to long-term setbacks ...
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6 July 2025
Saving vs Investing: Which One Makes More Sense in South Africa?
Many South Africans are looking for ways to grow their money, especially with the rising cost of living and changing interest rates. Whether you’re setting ...
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29 June 2025
What is a Secured Credit Card?
Secured credit cards are becoming a useful tool for many South Africans who want to build or repair their credit profile. These types of cards ...
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5 July 2025
How to Build an Emergency Fund in South Africa: Step-by-Step Guide
Building an emergency fund is one of the most reliable ways to improve personal financial security in South Africa. Many South Africans live month-to-month without ...
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28 June 2025
How Much Money Should You Be Saving Each Month in South Africa?
Saving money each month can be challenging for many South Africans, especially with the rising cost of living and high debt levels. However, building a ...
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30 June 2025
What is Credit Card Interest?
Understanding how credit card interest works in South Africa is essential for anyone using or considering a credit card. Interest charges can significantly increase the ...
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21 June 2025
What is a Grace Period on a Credit Card?
Credit cards can be a helpful way to manage monthly spending, but interest charges quickly add up if balances aren’t settled in full. One key ...
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30 June 2025
How To Pay Off Credit Card Debt
Paying off credit card debt is a common financial goal for many South Africans. With interest rates on credit cards often being higher than other ...
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29 June 2025
What is a Credit Limit?
A credit limit might seem like a simple number on your statement, but it holds more power over your financial life than you might think. ...
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28 June 2025
How To Register A Company Online In South Africa
Registering a company online in South Africa has become a far more accessible and streamlined process in recent years, allowing entrepreneurs to establish their businesses ...
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29 June 2025
Tymebank Credit Card Review
TymeBank, one of South Africa’s leading digital banks, offers a credit card designed for affordability, convenience, and rewards. Partnering with RCS, the TymeBank Credit Card ...
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28 June 2025
African Bank Credit Card Review
The African Bank Credit Card is a flexible financial tool designed for South Africans looking for a convenient way to manage everyday spending while enjoying ...
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22 March 2025
RCS Group Credit Card Review
The RCS Group Credit Card is a financial product designed to provide South Africans with flexible spending power and access to a wide network of ...
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15 March 2025
Sanlam Credit Card Review
Sanlam is a well-known financial services provider in South Africa, offering a range of banking and credit solutions. The Sanlam Money Saver Credit Card is ...
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28 June 2025
Credit Card Interest Rate Explained
Credit card providers generate revenue through two primary methods. Firstly, they impose transaction fees on businesses such as retailers, restaurants, and other merchants whenever a ...
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9 July 2025
Nedbank Credit Cards Review
Nedbank is one of South Africa’s leading banks, offering a variety of credit cards tailored to different financial needs. Whether you need a basic credit ...
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9 July 2025
Woolworths Credit Cards Review
Woolworths Financial Services (WFS) offers credit cards designed to provide exclusive shopping benefits, rewards, and flexible repayment options for South African consumers. Whether you frequently ...
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29 June 2025
Standard Bank Credit Cards Review
Standard Bank offers a range of credit cards designed to suit different financial needs, whether for everyday purchases, travel, or business expenses. These credit cards ...
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9 July 2025
How to Cancel a Credit Card
Getting rid of a credit card isn’t as simple as cutting it in half and tossing it aside, despite what films might suggest. The process ...
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5 July 2025
Capitec Credit Card Review
The Capitec Credit Card is a widely used credit solution in South Africa, offering competitive fees, straightforward eligibility criteria, and easy management through Capitec’s banking ...
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28 June 2025
Discovery Credit Card Review
Discovery Bank offers a range of credit cards designed for South African consumers looking for rewards, financial flexibility, and seamless banking integration. With options ranging ...
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28 June 2025
Credit Card Application Requirements
Whether you’re aiming for a short-term goal, such as funding a holiday, or working towards a long-term objective, like purchasing a property, having immediate access ...
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29 June 2025
Best Credit Card For Cashback In South Africa
Maximising your spending power is a priority for many South Africans. Selecting a credit card with strong rewards is one way to achieve this, but ...
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9 July 2025
FNB Credit Cards Review
First National Bank (FNB) offers a range of credit cards designed to suit different financial needs, from everyday transactions to premium banking benefits. Whether you ...
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28 June 2025
Best Credit Card For Bad Credit In South Africa
Getting a credit card with a bad credit rating (bad credit) in South Africa can be difficult, but it is possible. Many banks and financial ...
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29 June 2025
Absa Credit Cards Review
Absa is one of South Africa’s largest banks, offering a range of financial products, including credit cards tailored for different needs. Whether you want a ...
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23 February 2025
Best Credit Card for Students in South Africa
Managing finances as a student can be challenging, especially when unexpected expenses arise. For instance, you might urgently need to purchase an essential textbook only ...
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29 June 2025
What Credit Score is Needed for a Credit Card in South Africa?
Your credit score is influenced by factors such as your payment history, total outstanding debt, recent credit inquiries, the types of credit accounts you hold, ...
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29 June 2025
Best Credit Cards in South Africa
South Africans are constantly seeking opportunities to maximise the value of their income. One effective method is selecting a credit card that provides excellent rewards. ...
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12 February 2025
Easiest Credit Card to Get in South Africa
Credit cards have become a convenient financial tool for managing day-to-day expenses, building credit, and accessing emergency funds. However, for many South Africans, especially first-time ...
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12 February 2025
Financial Indicators: What are They and Why They Matter
Financial indicators are measurable metrics used by businesses to monitor and evaluate their financial outcomes and overall performance during a specific timeframe or project. These ...
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9 July 2025
Top Finance Influencers in South Africa
Seeking guidance from personal finance influencers can be an effective way to enhance your understanding of financial matters. However, since these influencers vary significantly in ...
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29 June 2025
What is the Difference Between Visa And Mastercard?
Visa and Mastercard are among the most widely recognised payment networks worldwide, providing a variety of services beyond traditional credit and debit cards. Each company ...
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28 June 2025
Financial Education Books You Can’t Afford to Miss
Interest in finance literature has surged as more individuals look to improve their understanding of personal finance and investing. With a wide array of books ...
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29 June 2025
Top 14 Must-Watch Finance Movies of All Time
Economics and personal finance are topics that engage a broad audience. This is evident in the numerous films that explore these themes, often considered for ...
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29 June 2025
The Cost of Travel in South Africa: Budget Breakdown
South Africa is a top choice for adventurous travellers, with Cape Town being a major attraction thanks to its vibrant sunsets, beautiful white beaches, renowned ...
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28 June 2025
Where Can You Pay By Credit Card in South Africa?
Card payments have become widely popular, offering a smooth and easy experience for customers. However, when a card is used, the transaction triggers a detailed ...
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29 June 2025
Business Ideas to Start in South Africa
South Africa offers considerable economic promise due to its abundant natural resources, sizable consumer market, and well-developed infrastructure. Its economy is diverse, covering sectors like ...
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8 February 2025
Government Support to Start a Business
Starting a business is a common aspiration, yet the hurdles of securing funding, understanding regulations, and accessing the right resources can be significant. Fortunately, governments ...
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29 June 2025
What is the Process to Start a Small Business in South Africa
South Africa boasts a vibrant and expanding community of start-ups and entrepreneurs, brimming with potential and opportunity. While starting a business offers significant benefits, the ...
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29 June 2025
How to Start a Business Without Money?
Starting a business without capital might appear daunting, but with resourcefulness, determination, and careful planning, it is possible. There are many ways to make the ...
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19 April 2025
Start a Profitable Business With R1000
Starting a profitable business doesn’t always require a significant investment. With just R1,000, you can unlock various entrepreneurial opportunities that rely on creativity, resourcefulness, and ...
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29 June 2025
How Much Money Do You Need to Live Comfortably in South Africa?
South Africa, celebrated for its rich culture and breathtaking landscapes, offers a wide range of living conditions that can greatly impact the cost of living. ...
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29 June 2025
How Much Does a Financial Advisor Cost in South Africa?
When considering the services of a financial advisor in South Africa, it’s useful to be aware of the costs involved. These fees can differ widely ...
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12 February 2025
How to Use Apple Pay in South Africa?
Apple Pay, a secure payment system from Apple, is changing how people manage transactions globally, including in South Africa. With more South Africans turning to ...
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12 February 2025
How to Report a Scammer?
In a time when digital fraud is becoming more common, knowing how to report a scammer is vital for safeguarding yourself and others. Scammers often ...
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8 February 2025
Voluntary Sequestration in South Africa
If you’re struggling to manage your debt payments and feel overwhelmed, ignoring the issue can have serious consequences with your creditors, potentially leading to legal ...
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8 February 2025
What is Business Rescue?
The concept of “Business Rescue” has emerged as a beacon of hope for struggling companies. This approach, centered on revitalizing and restoring financial stability to ...
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21 February 2025
Blocking a Credit Card
If you lost your credit card or it was stolen by a Totsi, make sure you are blocking a credit card as soon as you ...
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29 June 2025
Credit Card Benefits
Personal finance experts put in significant effort to steer us clear of credit cards, and they’re right to do so. Many of us mishandle them, ...
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6 February 2025
PayPal app: Sending and receiving money
PayPal is a digital payment platform that allows users to send and receive money online. It was founded in 1998 and has grown to become ...
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29 June 2025
Best Credit Cards for Travel
South Africa, a nation teeming with scenic beauty, wildlife, and diverse cultures, has experienced a noteworthy upsurge in its residents seeking the thrill of both domestic and ...
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6 February 2025
Finance for New and Used Trucks in South Africa
The trucking industry in South Africa plays a pivotal role in the nation’s economy. Given the vast expanse of our country, road transport emerges as ...
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