Finance

Finance tips, trends, and insights to help you make informed decisions about your money, grow your wealth, and secure your financial future.

Virtual Credit Card

6 July 2025

What is a Virtual Credit Card?

With online payments on the rise in South Africa, more people are turning to virtual credit cards for safer and more flexible transactions. These digital ...

Financial Mistakes South Africans Make in Their 20s and 30s

6 July 2025

Top 10 Financial Mistakes South Africans Make in Their 20s and 30s

Your twenties and thirties are often filled with major life changes that can either lay the groundwork for financial stability or lead to long-term setbacks ...

Apply for a loan

Fill in our short application and we will compare over 10 banks and lenders for you. Our service is free of charge and without any commitment from your side

Apply now!
Saving vs Investing

6 July 2025

Saving vs Investing: Which One Makes More Sense in South Africa?

Many South Africans are looking for ways to grow their money, especially with the rising cost of living and changing interest rates. Whether you’re setting ...

Secured Credit Card

29 June 2025

What is a Secured Credit Card?

Secured credit cards are becoming a useful tool for many South Africans who want to build or repair their credit profile. These types of cards ...

Build an Emergency Fund

5 July 2025

How to Build an Emergency Fund in South Africa: Step-by-Step Guide

Building an emergency fund is one of the most reliable ways to improve personal financial security in South Africa. Many South Africans live month-to-month without ...

How Much Should I Save Per Month

28 June 2025

How Much Money Should You Be Saving Each Month in South Africa?

Saving money each month can be challenging for many South Africans, especially with the rising cost of living and high debt levels. However, building a ...

Credit Card Interest

30 June 2025

What is Credit Card Interest?

Understanding how credit card interest works in South Africa is essential for anyone using or considering a credit card. Interest charges can significantly increase the ...

Grace Period on a Credit Card

21 June 2025

What is a Grace Period on a Credit Card?

Credit cards can be a helpful way to manage monthly spending, but interest charges quickly add up if balances aren’t settled in full. One key ...

Pay Off Credit Card Debt

30 June 2025

How To Pay Off Credit Card Debt

Paying off credit card debt is a common financial goal for many South Africans. With interest rates on credit cards often being higher than other ...

Credit Limit

29 June 2025

What is a Credit Limit?

A credit limit might seem like a simple number on your statement, but it holds more power over your financial life than you might think. ...

Register A Company Online

28 June 2025

How To Register A Company Online In South Africa

Registering a company online in South Africa has become a far more accessible and streamlined process in recent years, allowing entrepreneurs to establish their businesses ...

tymebank credit card review

29 June 2025

Tymebank Credit Card Review

TymeBank, one of South Africa’s leading digital banks, offers a credit card designed for affordability, convenience, and rewards. Partnering with RCS, the TymeBank Credit Card ...

AFRICAN BANK credit card review

28 June 2025

African Bank Credit Card Review

The African Bank Credit Card is a flexible financial tool designed for South Africans looking for a convenient way to manage everyday spending while enjoying ...

RCS Group credit card review

22 March 2025

RCS Group Credit Card Review

The RCS Group Credit Card is a financial product designed to provide South Africans with flexible spending power and access to a wide network of ...

SANLAM credit card review

15 March 2025

Sanlam Credit Card Review

Sanlam is a well-known financial services provider in South Africa, offering a range of banking and credit solutions. The Sanlam Money Saver Credit Card is ...

Credit Card Interest Rate

28 June 2025

Credit Card Interest Rate Explained

Credit card providers generate revenue through two primary methods. Firstly, they impose transaction fees on businesses such as retailers, restaurants, and other merchants whenever a ...

Capitec credit card review

9 July 2025

Nedbank Credit Cards Review

Nedbank is one of South Africa’s leading banks, offering a variety of credit cards tailored to different financial needs. Whether you need a basic credit ...

Woolworths credit cards

9 July 2025

Woolworths Credit Cards Review

Woolworths Financial Services (WFS) offers credit cards designed to provide exclusive shopping benefits, rewards, and flexible repayment options for South African consumers. Whether you frequently ...

Standard Bank credit cards review

29 June 2025

Standard Bank Credit Cards Review

Standard Bank offers a range of credit cards designed to suit different financial needs, whether for everyday purchases, travel, or business expenses. These credit cards ...

Cancel a Credit Card

9 July 2025

How to Cancel a Credit Card

Getting rid of a credit card isn’t as simple as cutting it in half and tossing it aside, despite what films might suggest. The process ...

Capitec credit card review

5 July 2025

Capitec Credit Card Review

The Capitec Credit Card is a widely used credit solution in South Africa, offering competitive fees, straightforward eligibility criteria, and easy management through Capitec’s banking ...

Discovery credit card review

28 June 2025

Discovery Credit Card Review

Discovery Bank offers a range of credit cards designed for South African consumers looking for rewards, financial flexibility, and seamless banking integration. With options ranging ...

Credit Card Application Requirements

28 June 2025

Credit Card Application Requirements

Whether you’re aiming for a short-term goal, such as funding a holiday, or working towards a long-term objective, like purchasing a property, having immediate access ...

Credit Card For Cashback

29 June 2025

Best Credit Card For Cashback In South Africa

Maximising your spending power is a priority for many South Africans. Selecting a credit card with strong rewards is one way to achieve this, but ...

FNB Credit cards

9 July 2025

FNB Credit Cards Review

First National Bank (FNB) offers a range of credit cards designed to suit different financial needs, from everyday transactions to premium banking benefits. Whether you ...

Card For Bad Credit

28 June 2025

Best Credit Card For Bad Credit In South Africa

Getting a credit card with a bad credit rating (bad credit) in South Africa can be difficult, but it is possible. Many banks and financial ...

Absa credit card review

29 June 2025

Absa Credit Cards Review

Absa is one of South Africa’s largest banks, offering a range of financial products, including credit cards tailored for different needs. Whether you want a ...

Credit Card for Students

23 February 2025

Best Credit Card for Students in South Africa

Managing finances as a student can be challenging, especially when unexpected expenses arise. For instance, you might urgently need to purchase an essential textbook only ...

Credit Score Needed for a Credit Card

29 June 2025

What Credit Score is Needed for a Credit Card in South Africa?

Your credit score is influenced by factors such as your payment history, total outstanding debt, recent credit inquiries, the types of credit accounts you hold, ...

Best Credit Cards in South Africa

29 June 2025

Best Credit Cards in South Africa

South Africans are constantly seeking opportunities to maximise the value of their income. One effective method is selecting a credit card that provides excellent rewards. ...

Easiest Credit Card to Get

12 February 2025

Easiest Credit Card to Get in South Africa

Credit cards have become a convenient financial tool for managing day-to-day expenses, building credit, and accessing emergency funds. However, for many South Africans, especially first-time ...

Financial Indicators

12 February 2025

Financial Indicators: What are They and Why They Matter

Financial indicators are measurable metrics used by businesses to monitor and evaluate their financial outcomes and overall performance during a specific timeframe or project. These ...

Top Finance Influencers

9 July 2025

Top Finance Influencers in South Africa

Seeking guidance from personal finance influencers can be an effective way to enhance your understanding of financial matters. However, since these influencers vary significantly in ...

Difference Between Visa And Mastercard

29 June 2025

What is the Difference Between Visa And Mastercard?

Visa and Mastercard are among the most widely recognised payment networks worldwide, providing a variety of services beyond traditional credit and debit cards. Each company ...

Financial Education Books

28 June 2025

Financial Education Books You Can’t Afford to Miss

Interest in finance literature has surged as more individuals look to improve their understanding of personal finance and investing. With a wide array of books ...

Top 14 Must-Watch Finance Movies for Money Enthusiasts

29 June 2025

Top 14 Must-Watch Finance Movies of All Time

Economics and personal finance are topics that engage a broad audience. This is evident in the numerous films that explore these themes, often considered for ...

The Cost of Travel in South Africa

29 June 2025

The Cost of Travel in South Africa: Budget Breakdown

South Africa is a top choice for adventurous travellers, with Cape Town being a major attraction thanks to its vibrant sunsets, beautiful white beaches, renowned ...

Pay By Credit Card in South Africa

28 June 2025

Where Can You Pay By Credit Card in South Africa?

Card payments have become widely popular, offering a smooth and easy experience for customers. However, when a card is used, the transaction triggers a detailed ...

Business Ideas to Start in South Africa

29 June 2025

Business Ideas to Start in South Africa

South Africa offers considerable economic promise due to its abundant natural resources, sizable consumer market, and well-developed infrastructure. Its economy is diverse, covering sectors like ...

Government Support to Start a Business

8 February 2025

Government Support to Start a Business

Starting a business is a common aspiration, yet the hurdles of securing funding, understanding regulations, and accessing the right resources can be significant. Fortunately, governments ...

What is the Process to Start a Small Business in South Africa

29 June 2025

What is the Process to Start a Small Business in South Africa

South Africa boasts a vibrant and expanding community of start-ups and entrepreneurs, brimming with potential and opportunity. While starting a business offers significant benefits, the ...

Start a Business Without Money

29 June 2025

How to Start a Business Without Money?

Starting a business without capital might appear daunting, but with resourcefulness, determination, and careful planning, it is possible. There are many ways to make the ...

Start a Business With R1000

19 April 2025

Start a Profitable Business With R1000

Starting a profitable business doesn’t always require a significant investment. With just R1,000, you can unlock various entrepreneurial opportunities that rely on creativity, resourcefulness, and ...

How Much Money Do You Need to Live Comfortably in South Africa?

29 June 2025

How Much Money Do You Need to Live Comfortably in South Africa?

South Africa, celebrated for its rich culture and breathtaking landscapes, offers a wide range of living conditions that can greatly impact the cost of living. ...

Financial Advisor Cost in South Africa

29 June 2025

How Much Does a Financial Advisor Cost in South Africa?

When considering the services of a financial advisor in South Africa, it’s useful to be aware of the costs involved. These fees can differ widely ...

Apple Pay in South Africa

12 February 2025

How to Use Apple Pay in South Africa?

Apple Pay, a secure payment system from Apple, is changing how people manage transactions globally, including in South Africa. With more South Africans turning to ...

Report a Scammer

12 February 2025

How to Report a Scammer?

In a time when digital fraud is becoming more common, knowing how to report a scammer is vital for safeguarding yourself and others. Scammers often ...

Voluntary Sequestration

8 February 2025

Voluntary Sequestration in South Africa

If you’re struggling to manage your debt payments and feel overwhelmed, ignoring the issue can have serious consequences with your creditors, potentially leading to legal ...

Business Rescue

8 February 2025

What is Business Rescue?

The concept of “Business Rescue” has emerged as a beacon of hope for struggling companies. This approach, centered on revitalizing and restoring financial stability to ...

credit card block

21 February 2025

Blocking a Credit Card

If you lost your credit card or it was stolen by a Totsi, make sure you are blocking a credit card as soon as you ...

Credit Card Benefits

29 June 2025

Credit Card Benefits

Personal finance experts put in significant effort to steer us clear of credit cards, and they’re right to do so. Many of us mishandle them, ...

Sending and receiving money with Paypal App

6 February 2025

PayPal app: Sending and receiving money

PayPal is a digital payment platform that allows users to send and receive money online. It was founded in 1998 and has grown to become ...

Best Credit Cards for Travel

29 June 2025

Best Credit Cards for Travel

South Africa, a nation teeming with scenic beauty, wildlife, and diverse cultures, has experienced a noteworthy upsurge in its residents seeking the thrill of both domestic and ...

New and Used Trucks Financing

6 February 2025

Finance for New and Used Trucks in South Africa

The trucking industry in South Africa plays a pivotal role in the nation’s economy. Given the vast expanse of our country, road transport emerges as ...

Categories