2 November 2023
Are Loans for Debt Review Clients Legal?
Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial …
Read more
Loans
2 November 2023
Section 129 Letter
In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a …
Read more
31 October 2023
I’m Blacklisted – Can I Purchase A Vehicle?
In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can significantly impact …
Read more
2 November 2023
Can I Get Car Finance With A Bad Credit Record?
The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, …
Read more
31 October 2023
How vehicle finance with a balloon payment works
Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it …
Read more
29 October 2023
National Credit Act
The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate …
Read more
29 October 2023
Loan Against Property
A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from a bank …
Read more
29 October 2023
What is a Credit Agreement?
When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, yet they …
Read more
26 October 2023
Taking out a loan as a student – What you need to know
Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need to understand …
Read more
29 October 2023
What is Bridging Finance?
Bridging finance, simply put, is a short-term financing solution that acts as a bridge between two financial transactions. The idea was to help buyers purchase …
Read more
24 October 2023
What is credit insurance?
Credit insurance is a safety net for businesses and individuals. It’s like having a reliable friend who steps in to help when things get tough …
Read more
24 October 2023
What is a Credit Provider?
In South Africa, the financial landscape is as diverse as it is dynamic. It’s a mix of traditional banking institutions, innovative fintech startups, and a …
Read more
22 October 2023
Plastic Surgery Loans and Financing Options
Plastic surgery is a type of surgical procedure that involves altering the appearance of a person’s body through cosmetic or reconstructive surgery. In South Africa, …
Read more
1 October 2023
Exploring the Best Ways to Borrow Money
Borrowing money is a common practice for many individuals and businesses in South Africa. Whether it’s to cover unexpected expenses, start a new business venture, …
Read more
1 October 2023
Don’t Get Tricked: How to Recognise a Scam Message
Scam messages are fraudulent or deceptive messages designed to trick individuals into giving away their personal information, money or other valuable assets. They often pose …
Read more
1 October 2023
Important Things to Consider When Interest Rates Are Raised
For many, the term ‘interest rates’ might appear as a complex financial concept, seemingly reserved for the corridors of banks rather than part of everyday …
Read more
21 September 2023
Spotting the Difference: Loan Scams vs Legitimate Lenders
Loan scams are fraudulent activities perpetrated by individuals or organizations that claim to offer loans. However, their true intention is to steal personal information or …
Read more
1 October 2023
Common Types of Loan Scams and How to Avoid Them
Loan scams are fraudulent activities that take advantage of individuals seeking loans. They are designed to deceive individuals into providing personal information, paying fees, or …
Read more
21 September 2023
Identifying Warning Signs of Personal Loan Scams: How to Protect Yourself
A personal loan scam is a fraudulent scheme where a scammer pretends to be a legitimate lender to deceive borrowers into paying upfront fees, divulging …
Read more
14 September 2023
Find the best quick loan: Tips and tricks
In the vibrant heart of South Africa’s economy, quick loans have carved a distinct role, helping a large number of individuals navigate financial challenges with …
Read more
14 September 2023
Loan Without Online Banking
South Africa, as one of the largest and most developed economies on the African continent, brags of a diverse financial landscape. The country has a …
Read more
13 September 2023
When to Use a Personal Loan to Pay Off Credit Card Debt
Switching your credit card debt for a personal loan might just be a clever choice. How so? Many personal loans offer interest rates that are …
Read more
4 September 2023
Watch Out For Scams: Fraud Targeting Arcadia Finance Customers
Arcadia Finance South Africa has picked up on a surge in scams misusing our name and logo. These scammers prey on folks in need of …
Read more
2 September 2023
Understanding Your Credit Score: A Beginner’s Guide
The world of finance can often seem like a network, but knowing your credit score and understanding how it works can serve as a compass, …
Read more
2 September 2023
How Part Payments and Installments Work
Part payment refers to the practice of paying for a product or service in smaller, regular increments rather than a lump sum. Installments, on the …
Read more
2 September 2023
Is Installment Payment always a profitable payment method?
Installment payments have become a high in demand method of payment in many countries, including South Africa. In this article, we will discuss the definition …
Read more
2 September 2023
How does installment payment work?
Understanding the mechanics of financial systems is crucial in today’s world. One of the most common payment methods you might encounter is the ‘installment payment’. …
Read more
1 October 2023
How to Pay Off a Loan Fast
In the vibrant fabric of South African society, where diverse cultures unite, and life pulsates with rhythm, there is a silent tune that often goes …
Read more
29 August 2023
Loan protection
Loan protection, also commonly known as payment protection insurance (“PPI”), is a form of insurance coverage designed to assist borrowers in the event they are …
Read more
29 August 2023
Loan Promise
In the realm of financial lending, a loan promise is an assurance made by a lender to a potential borrower, stating that they are provisionally …
Read more
29 August 2023
Can you go to court if you don’t pay back a loan?
In today’s world, taking out a loan is an ordinary way for individuals and businesses to meet their financial needs. However, not paying back a …
Read more
1 October 2023
Can I apply for a loan in South Africa if I am a foreigner?
Foreigners who live or work in South Africa may need access to financing for different reasons, such as purchasing property, starting a business, or managing …
Read more
29 August 2023
How many private loans can you have at the same time
Private loans, also known as personal loans, are a type of loan that individuals can apply for to meet their personal financial needs in South …
Read more
29 August 2023
Credit report – For private individuals
In an era where data reigns supreme, your financial DNA is encapsulated within a numerical expression, your credit report. Within South Africa’s economic landscape, these …
Read more
29 August 2023
How to get a loan when you are not creditworthy?
Securing a loan, particularly in South Africa, can seem daunting if your creditworthiness isn’t up to scratch. It can feel like your financial past is …
Read more
14 September 2023
Can you get a loan without a credit check?
The global economic climate has consistently proven its volatility, and South Africa hasn’t been left unscathed. Recent years have seen economic uncertainty driving people to …
Read more
29 August 2023
How to Check Your Credit Score for Free
Navigating the world of finance and credit can often feel like you are navigating a maze. From credit cards and loans to bonds and more, …
Read more
29 August 2023
Check if Your Credit Rating is High or Low
The world of credit ratings might seem like a complex maze. Yet, understanding this concept can provide numerous financial opportunities. Whether you are applying for …
Read more
29 August 2023
How to Improve Your Credit Rating in South Africa
Navigating your financial life can often feel like you are navigating a complex maze. With countless decisions to make and factors to consider, understanding how …
Read more
29 August 2023
What Affects My Credit Rating?
Particularly, when considered within the context of South Africa, the implications of a good or bad credit rating can significantly influence your financial life. From …
Read more
29 August 2023
Credit rating: How your creditworthiness is checked
In today’s fast-paced economic environment, understanding one’s financial standing, specifically a credit rating, is a critical factor that influences various aspects of our lives. A …
Read more
29 August 2023
How is my credit score determined?
As we embark on the journey of understanding credit scores, especially within the South African context, it’s imperative that we set the stage by first …
Read more
29 August 2023
What is a credit score?
Understanding the role and influence of your credit score is paramount for anyone seeking financial security, and it holds particular significance in the South African …
Read more
29 August 2023
What is creditworthiness?
Welcome to our exploration of creditworthiness, a key aspect that underpins the complex machinery of our financial systems, especially here in South Africa. At its …
Read more
29 August 2023
Credit Card Habits that Can Hurt Your Credit Score: Mistakes to Avoid
In the heart of South Africa, credit scores have evolved into an essential part of financial life. They’ve become the cornerstone in determining one’s financial …
Read more
28 August 2023
Creditworthiness and Loan Approval: What Lenders Look For
South Africa, with its thriving and diverse economy, stands as one of Africa’s leading nations in terms of its lending industry. The financial sector has …
Read more
28 August 2023
10 Common Misconceptions About Credit Scores Debunked
Welcome to the journey of understanding credit scores! These enigmatic numbers have the potential to shape our financial future in profound ways. But what exactly …
Read more
2 September 2023
Credit Score vs. Credit Rating: Understanding the Differences
Embarking on a financial journey can be a challenging task, particularly in a vibrant and unique economy like South Africa. One of the critical aspects …
Read more
28 August 2023
The Impact of Late Payments on Your Credit Rating
The world of credit and finance can be a complex labyrinth, with numerous factors influencing your standing. At the heart of this intricacy is your …
Read more
28 August 2023
10 Steps to Improve Your Credit Score
In an increasingly digital age where financial identity is intertwined with numbers, one’s credit score has never been more crucial. Not only does it dictate …
Read more
28 August 2023
American Credit Score vs South Africa Credit Scores: The difference
In the vast realm of financial health, credit scores play a pivotal role that cannot be overstated. Let us delve into the heart of two …
Read more
28 August 2023
Is there such a thing as a credit score in South Africa?
Credit scores. You’ve most likely heard this term used during conversations about financial health, mortgages, or even employment opportunities. But what exactly is a credit …
Read more
28 August 2023
How Does Debt Consolidation Impact Your Credit Score?
Debt consolidation has evolved as an established strategy among individuals burdened with multiple debts. In essence, it is a process that combines various loans or …
Read more
27 August 2023
Why loan consolidation doesn’t always work
In South Africa, many people rely on loans to finance their various financial obligations. These loans may come from different sources such as banks, micro-lenders, …
Read more