10 November 2023
Debt Review in South Africa
Debt Review, often referred to as debt counselling, is a process created to assist individuals who are struggling financially. It’s a way to help people …
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Personal Finance
10 November 2023
What is a Debt Review Clearance Certificate?
The Debt Review Clearance Certificate, commonly referred to as the DRCC, is a legal document you receive once you’ve successfully completed the debt review process. …
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10 November 2023
Prescribed Debt: A Complete Guide
Prescribed debt may sound intricate, but it’s relatively simple when dissected. In South Africa, if you have outstanding debt and fail to repay it within …
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7 November 2023
How much does a private jet cost?
Private jets are a luxurious mode of transportation often associated with wealthy individuals and business executives. This type of aircraft provides convenience, flexibility, and privacy …
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7 November 2023
How much does a Pilot earn?
Pilots are skilled professionals who play a crucial role in the aviation industry. Their responsibilities range from ensuring the safety of passengers to operating complex …
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5 November 2023
Countries with the highest debt
When you think about debt, you probably think about personal or business obligations – home loans, student loans, credit cards or company loans. However, debt …
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5 November 2023
Mezzanine Debt: What It Is, How It Works, and Examples
A realm within the world of corporate finance that often bewilders the unacquainted, mezzanine debt is an intriguing financing strategy used by businesses globally. For …
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5 November 2023
Pros and Cons of Consolidating Your Debt
Navigating the financial landscape in any country can be tricky, and South Africa is no exception. Among the many tools at our disposal to manage …
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5 November 2023
What is technical debt and how to pay it off
Welcome to this broad guide on technical debt, a concept that’s as important to the tech industry as financial debt is to economics. By understanding …
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5 November 2023
How Net Debt Is Calculated and Why It Matters to a Company
In the realm of finance and business, understanding different financial metrics is paramount for strategic planning and informed decision-making. A particularly compelling metric in the …
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5 November 2023
What Is Sovereign Debt and What Are Its Unique Features?
We’ve all heard of debt. It’s a common term in our day-to-day lives. However, when we scale that concept up to the level of an …
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4 November 2023
Subordinated Debt: What It Is, How It Works, Risks
Subordinated debt is one such term that demands our attention. By drawing back the curtain on this financial instrument, this blog post aims to provide …
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4 November 2023
Debt Restructuring vs. Debt Refinancing
Understanding the different approaches to managing your debt can be as impactful as your business strategy itself. In today’s volatile economic landscape, specifically in South …
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4 November 2023
Public Debt of South Africa
Public debt is an integral facet of global economies – a tool often used for financing public expenditures when tax revenues fall short. However, when …
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2 November 2023
How to cancel Debt Review or Debt Counselling
South Africa has experienced its fair share of economic challenges over the years. With currency values that tend to fluctuate and employment rates that vary, …
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2 November 2023
What happens if you skip a debt review payment?
Debt review, commonly referred to as debt counselling in South Africa, offers assistance to those grappling with overwhelming debt. Individuals can seek guidance from a …
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2 November 2023
What are the advantages and disadvantages of debt counselling?
Debt can be a big burden for many South Africans. With the cost of living on the rise, more and more people are finding themselves …
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1 November 2023
Dreaming of getting out of debt faster? Find out the solution here
In recent years, the economic landscape in South Africa has grown increasingly intricate resulting in escalating debt levels amongst ordinary citizens. A broad overview reveals …
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4 November 2023
What is refinance debt?
When we speak about refinance debt, we refer to the process where a person or entity obtains a new loan or credit to pay off …
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1 November 2023
What is Outstanding debt?
Outstanding Debt, in its simplest form, is the total amount of debt that remains unpaid by the borrower. This can refer to individuals (like you …
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29 October 2023
Types of debt
Debt, a term familiar to all, shapes economies, influences personal finances and often dictates life choices. However, its relevance and context go much deeper than …
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29 October 2023
What is senior debt?
Senior debt pertains to the primary layer of a company’s financial obligations. In the event of bankruptcy or liquidation, holders of senior debt are the …
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29 October 2023
What is debt purchase?
In the intricate world of finance, one term that often emerges is debt purchase. But what does it really mean? A debt purchase, in essence, …
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26 October 2023
Tips to Teach Your Child to Save Money
Every parent hopes to witness their child thrive. However, in today’s constantly changing global economy, prosperity extends beyond academic accomplishments. It is deeply rooted in …
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26 October 2023
Who is eligible for student financial aid?
Student financial aid refers to the financial assistance provided to students to help fund their education. This can take the form of scholarships, grants, loans, …
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26 October 2023
Surviving Debt: How to Get Out of Debt Fast
Debts are like shadows – they follow us, at times looming large and dark, other times small and faint, but always there. In recent years, …
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25 October 2023
15 Reliable Strategies to Pay Off Debts
South Africa, often described as the “rainbow nation” due to its multi-ethnic society, is rich in cultural diversity and has a complex economic landscape. Despite …
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26 October 2023
How to write off debt?
In a climate of economic uncertainty, many South Africans grapple with the heavy debt burden. Such financial challenges can seem insurmountable, whether it’s credit card …
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24 October 2023
Does a person’s debt go away when they die?
When life ceases, does the weight of debt follow suit? The question becomes all the more pertinent in the rainbow nation of South Africa, with …
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22 October 2023
How to Create a Budget in 6 Simple Steps
Have you ever wondered why some people seem to have a natural knack for handling their finances, making their money work for them instead of …
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22 October 2023
What Happens to Your Debt When You Die?
The moment the question, “What happens to your debt when you die?”, pops up, many find themselves in a grey area, wrestling with the intricacies …
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22 October 2023
Need help clearing up debt?
The Republic of South Africa, renowned for its awe-inspiring landscapes and diverse culture, is facing a less picturesque reality – an escalating debt crisis. According …
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10 October 2023
How much does hair removal cost?
In the evolving landscape of beauty and self-care, few treatments have surged in demand as markedly as hair removal. Once a luxury reserved for affluent …
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22 October 2023
Money Management Tips to Improve Your Finances
Imagine finding a roadmap to a treasure, where every twist and turn directs you toward greater financial stability. Money management, in essence, serves as this …
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6 October 2023
How to Finance Home Improvements
In the grand adventure of homeownership, envisioning changes to your living space can be both exhilarating and daunting. Every home, be it a Victorian townhouse …
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5 October 2023
The cost of installing an air conditioner
Summer’s sizzling heat waves, the globally escalating temperatures, and the sheer comfort of a climate-controlled environment – all factors have converged to make air conditioning …
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22 October 2023
Cost of House Painting in South Africa
Step into the vibrant world of house painting, and you’ll soon discover it’s not just about selecting the perfect shade of duck egg blue or …
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1 October 2023
What Happens When Unpaid Bills Go to Debt Collection?
Managing finances can be a challenging balancing act, especially in today’s economic climate. No matter how well you plan your budget, unexpected expenses can still …
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1 October 2023
Residual debt insurance: This is how to protect your loan
Navigating the financial landscape can sometimes be overwhelming, particularly when complex terms like Residual Debt Insurance (RDI) come into play. This guide aims to simplify …
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1 October 2023
How Much Money to Give as a Wedding Gift
We’ve all been there — receiving a wedding invitation and instantly plunged into the deep end of decision-making. What to wear, how to arrange for travel, …
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1 October 2023
Stellar Gift Ideas for Golden Wedding: Celebrating Love
Welcome to a realm where love knows no bounds, and a half-century of togetherness is celebrated in a golden hue. A Golden Wedding Anniversary denotes …
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1 October 2023
Money Gifts for the Wedding – Funny & Originally Packed
Welcome to the world of weddings, a place where love blossoms, emotions flow, and traditions are the pillars of grand celebrations. Among these traditions, the …
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26 September 2023
Original Wedding Gifts with Personalisation
Weddings are momentous occasions that bring families and friends together, creating lasting memories. The joy of these events is amplified by the tradition of exchanging …
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18 September 2023
Wedding Vendors: Ultimate Wedding Vendor List
In the heart of the Rainbow Nation, South African weddings burst with vibrant colours, rich traditions, and an undeniable spirit of ubuntu, the African philosophy …
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18 September 2023
Wedding cake prices: How much does a wedding cake cost?
Welcome to the enchanting world of wedding cakes! A world filled with tears of joy, swirls of cream, delicate blossoms of sugar, and, of course, …
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18 September 2023
Average Wedding Cost: Wedding Planning Tips
Grasping the concept of average wedding costs opens doors to effective planning, promotes sound budgeting, and mitigates unwelcome surprises in your journey to marital bliss. Think …
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14 September 2023
Police Officer Salary: What do Police Officers Earn?
Police officers, as protectors of law and order, play a pivotal role in maintaining the fabric of society. They are a cornerstone of a secure …
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14 September 2023
Cleaner’s Salary: What do Cleaners Earn?
The cleaning industry is the unsung hero of every well-functioning society – keeping our spaces clean, maintaining the aesthetics of our surroundings and, most importantly, …
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14 September 2023
Electrician Salary: What do Electricians Earn?
As the world becomes increasingly reliant on electrical power, the demand for skilled electricians continues to surge. Within this industry, there lies a fascinating story …
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22 October 2023
Are debts inherited? Parents and/or Spouse?
In the realm of finance and estate planning, a common question that arises is, “Are debts inherited?” When we experience the loss of a loved …
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13 September 2023
When does a debt expire?
Let’s set out on a journey to unravel the intricate web of complexities surrounding the fascinating subject of debt expiration. Debt, a problem that numerous …
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13 September 2023
Are vacations worth the debt?
There’s a sense of pure bliss that engulfs us the instant we secure that ticket or make a reservation at a hotel. It’s a captivating …
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18 September 2023
What is the debt ratio and how is it calculated?
Debt ratio is a key concept in financial analysis that offers valuable insights into the financial well-being of an entity by comparing its total debts …
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13 September 2023
Deduct debt interest: Definition and Types That Qualify
Understanding financial obligations is crucial to thriving in any economic environment. Deducting debt interest represents a critical aspect of this understanding, especially in the context …
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