Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Why Loan Protection Matters

Loan protection

29 August 2023

Loan protection, also commonly known as payment protection insurance (“PPI”), is a form of insurance coverage designed to assist borrowers in the event they are ...

What is a Loan Promise

Loan Promise

29 August 2023

In the realm of financial lending, a loan promise is an assurance made by a lender to a potential borrower, stating that they are provisionally ...

Consequences of not paying a loan back

Can You Go to Court if You Don’t Pay Back a Loan?

29 August 2023

When you take out a loan, you enter into a legally binding agreement to repay the borrowed amount along with any agreed-upon interest. However, life’s ...

Loan in South Africa as a foreigner

Can I apply for a loan in South Africa if I am a foreigner?

29 August 2023

Foreigners who live or work in South Africa may need access to financing for different reasons, such as purchasing property, starting a business, or managing ...

How many private loans can you have

How many private loans can you have at the same time

29 August 2023

Private loans, also known as personal loans, are a type of loan that individuals can apply for to meet their personal financial needs in South ...

Apply for a Wedding Loan

Are Wedding Loans a Good Way to Cover Costs?

27 August 2023

Wedding loans, a growingly popular way of financing, are merely personal loans taken out explicitly to cover wedding expenses. Whether it’s settling the caterer’s bill, ...

Wedding Budget

Wedding Budget Checklist

27 August 2023

Stepping into a new phase of life, your wedding day is one of the most treasured events in a lifetime. As you exchange vows amid ...

Essential Elements in a Wedding Budget

How to Budget For a Wedding

27 August 2023

Planning a wedding is a journey filled with a lot of emotions – exhilaration, love, excitement, and even a little bit of stress. This journey, ...

Tips for a Cheaper Wedding

Tips for a Cheaper Wedding

27 August 2023

In the vibrant heart of South Africa, planning your dream wedding can certainly come with a hefty price tag. From the picturesque landscapes of Cape ...

Private individuals' Credit Report

Credit report – For private individuals

27 August 2023

In an era where data reigns supreme, your financial DNA is encapsulated within a numerical expression, your credit report. Within South Africa’s economic landscape, these ...

getting a loan with low creditworthiness

How to get a loan when you are not creditworthy?

27 August 2023

Securing a loan, particularly in South Africa, can seem daunting if your creditworthiness isn’t up to scratch. It can feel like your financial past is ...

Get a loan without a credit check

Can you get a loan without a credit check?

26 August 2023

The global economic climate has consistently proven its volatility, and South Africa hasn’t been left unscathed. Recent years have seen economic uncertainty driving people to ...

Check Your Credit Score for Free

How to Check Your Credit Score for Free

26 August 2023

Navigating the world of finance and credit can often feel like you are navigating a maze. From credit cards and loans to bonds and more, ...

Check Your Credit Rating

Check if Your Credit Rating is High or Low

25 August 2023

The world of credit ratings might seem like a complex maze. Yet, understanding this concept can provide numerous financial opportunities. Whether you are applying for ...

How to Improve Your Credit Rating

How to Improve Your Credit Rating in South Africa

25 August 2023

Navigating your financial life can often feel like you are navigating a complex maze. With countless decisions to make and factors to consider, understanding how ...

Factors Affecting Your Credit Rating

What Affects My Credit Rating?

25 August 2023

Particularly, when considered within the context of South Africa, the implications of a good or bad credit rating can significantly influence your financial life. From ...

What is Credit rating

Credit rating: How your creditworthiness is checked

24 August 2023

In today’s fast-paced economic environment, understanding one’s financial standing, specifically a credit rating, is a critical factor that influences various aspects of our lives. A ...

How to determine credit score

How is my credit score determined?

24 August 2023

As we embark on the journey of understanding credit scores, especially within the South African context, it’s imperative that we set the stage by first ...

What is a credit score?

What is a credit score?

24 August 2023

Understanding the role and influence of your credit score is paramount for anyone seeking financial security, and it holds particular significance in the South African ...

Determine your Creditworthiness

What is creditworthiness?

24 August 2023

Welcome to our exploration of creditworthiness, a key aspect that underpins the complex machinery of our financial systems, especially here in South Africa. At its ...

Credit Card Habits that Can Hurt Your Credit Score

Credit Card Habits that Can Hurt Your Credit Score: Mistakes to Avoid

24 August 2023

In the heart of South Africa, credit scores have evolved into an essential part of financial life. They’ve become the cornerstone in determining one’s financial ...

Creditworthiness and Loan Approval

Creditworthiness and Loan Approval: What Lenders Look For

24 August 2023

South Africa, with its thriving and diverse economy, stands as one of Africa’s leading nations in terms of its lending industry. The financial sector has ...

Misconceptions About Credit Scores

10 Common Misconceptions About Credit Scores Debunked

22 August 2023

Welcome to the journey of understanding credit scores! These enigmatic numbers have the potential to shape our financial future in profound ways. But what exactly ...

Credit Score vs. Credit Rating

Credit Score vs. Credit Rating: Understanding the Differences

22 August 2023

Embarking on a financial journey can be a challenging task, particularly in a vibrant and unique economy like South Africa. One of the critical aspects ...

Late Payments' impact on Credit Rating

The Impact of Late Payments on Your Credit Rating

22 August 2023

The world of credit and finance can be a complex labyrinth, with numerous factors influencing your standing. At the heart of this intricacy is your ...

Steps to Improve Your Credit Score

10 Steps to Improve Your Credit Score

20 August 2023

In an increasingly digital age where financial identity is intertwined with numbers, one’s credit score has never been more crucial. Not only does it dictate ...

American Credit Score vs South Africa Credit Scores

American Credit Score vs South African Credit Scores: The difference

20 August 2023

In the vast realm of financial health, credit scores play a pivotal role that cannot be overstated. Let us delve into the heart of two ...

Credit score in South Africa?

Is there such a thing as a credit score in South Africa?

20 August 2023

Credit scores. You’ve most likely heard this term used during conversations about financial health, mortgages, or even employment opportunities. But what exactly is a credit ...

Debt Consolidation's Impact Your Credit Score

How Does Debt Consolidation Impact Your Credit Score?

18 August 2023

Debt consolidation has evolved as an established strategy among individuals burdened with multiple debts. In essence, it is a process that combines various loans or ...

Why loan consolidation won't work

Why loan consolidation doesn’t always work

18 August 2023

In South Africa, many people rely on loans to finance their various financial obligations. These loans may come from different sources such as banks, micro-lenders, ...

Personal Loan Declined

Reasons Why Your Personal Loan Was Declined

18 August 2023

Applying for a personal loan can help you manage important expenses, but approval is never guaranteed. In South Africa, lenders assess applications carefully based on ...

Loan rescheduling

Loan rescheduling in difficult cases

18 August 2023

Loan rescheduling is a familiar term for many in today’s complex and challenging financial world. Importantly, it refers to the process by which a borrower ...

Bank loan calculator

Bank loan calculator

18 August 2023

Navigating the world of bank loans can sometimes feel like wandering through a maze. However, there is one tool that stands out for its simplicity ...

Interest-free installments

Can you rely on 0% interest – Interest-free installments

18 August 2023

Interest-free instalments refer to a type of credit that allows consumers to make purchases without incurring any interest charges. The cost of the purchase is ...

Loans for Hopeless Cases

Loans for Hopeless Cases in South Africa

16 August 2023

When we talk about “Loans for Hopeless Cases”, we’re diving into a realm of finance that can appear gloomy, especially for those grappling with the ...

Why Banks Might Refuse Your Loan

Where Can I Get a Loan When All Banks Refuse?

16 August 2023

Life throws curveballs. It can toss us into stormy seas without warning, and suddenly we find ourselves struggling to stay afloat. Financial woes can be ...

Loan approved, then denied

Loan approved, then denied: What has happened?

16 August 2023

Navigating the unpredictable waters of loan approval can often feel like a daunting task, especially when faced with unexpected twists such as having a loan ...

Loan is Declined

What to Do When Your Loan is Declined in South Africa

15 August 2023

The dynamics of money management and financial planning in today’s economic scenario can be more complex than one can imagine. With the rising cost of ...

Advance Fee Loans

What you Need to Know about Advance Fee Loans

15 August 2023

In the dynamic world of finance, the term “Advance Fee Loans” usually surfaces, carrying with it a blend of attraction and caution. Essentially, these are ...

Loan Fraud

What Is Loan Fraud? Exposing Shady Loan Schemes!

15 August 2023

Loan fraud refers to the act of deceiving a lender or financial institution in order to obtain a loan or credit. This can be done ...

Securing a Bank Loan

Securing a Bank Loan in South Africa

14 August 2023

In the realm of finance, bank loans play a vital role in South Africa’s economy, mate. They’re essential for various purposes, like supporting entrepreneurial ambitions ...

Bank Interest Rates

Bank Interest Rates for Loans

14 August 2023

In the complex and sometimes overwhelming world of finances, understanding bank interest rates is crucial for anyone considering borrowing money, regardless of the purpose. But ...

Bank Loans with Bad Credit

Bank Loans with Bad Credit

14 August 2023

In the world of finance, credit is more than just a term; it serves as the gateway to a multitude of financial opportunities, from buying ...

Bank Loan

What does the bank check when you apply for a loan?

13 August 2023

In today’s world, it has become essential to grasp the complexities of the loan application process. This rings particularly true in South Africa, where the ...

Bank Loans

How Do Bank Loans Work?

13 August 2023

In its simplest form, a bank loan is a financial agreement between a bank and its customer. The customer borrows a specific amount of money ...

Types of Loans

5 Different Types of Loans You Should Know

13 August 2023

Loans have become an essential part of modern society. They allow individuals and businesses to make large purchases or investments that they might not be ...

Social Worker Salary

Social Worker Salary South Africa

11 August 2023

Social workers play a critical role in South Africa, supporting vulnerable individuals and communities in need. However, the career path can be demanding and challenging, ...

Graphic Designer Salary

Graphic Designer Salary South Africa

11 August 2023

As the economy of South Africa grows, the demand for creative professionals like graphic designers has increased significantly in recent years. But what are the ...

Security Guard Salary

Security Guard Salary South Africa

11 August 2023

If you are interested in becoming a security guard in South Africa, you may be wondering what kind of salary you can expect. Salaries can ...

Biochemist Salary

Biochemist Salary South Africa

11 August 2023

If you’re considering a career in biochemistry, one of the most important factors to take into account is your earning potential. In South Africa, just ...

Meteorologist Salary

Meteorologist Salary South Africa

11 August 2023

If you’re interested in a career in meteorology, you may be wondering what kind of salary you can expect to earn in South Africa. Meteorologists ...

Crane Operator Salary

Crane Operator Salary South Africa

11 August 2023

If you’re interested in pursuing a career as a crane operator in South Africa, it’s important to have a clear understanding of the role and ...

Archaeologist Salary

Archaeologist Salary South Africa

11 August 2023

Are you interested in pursuing a career in archaeology in South Africa but aren’t sure what kind of salary to expect? Look no further! In ...

Veterinarian Salary

Veterinarian Salary South Africa

11 August 2023

If you have an interest in animal health and welfare, a career as a veterinarian may be a great fit for you. However, it is ...

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