Home Loans

Get personalized advice and the latest information on home loans. Compare mortgage rates and lenders to make your home-buying journey easier.

Role of the Deeds Office in SA

3 June 2025

What is the Role of the Deeds Office in SA?

The Deeds Office is a government department that records and manages all property ownership in South Africa. When a property is bought, sold, or transferred, ...

Building Loan vs. Home Loan

27 May 2025

What is a Building Loan vs. Home Loan?

If you’re looking to finance a home in South Africa, you’ll likely need to choose between a home loan and a building loan. A home ...

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26 May 2025

What is a Title Deed? Property Ownership in South Africa

When buying or selling property in South Africa, the title deed is the official document that proves who owns the property. It includes key details ...

Affordability Assessment for a Home Loan

23 May 2025

What is Affordability Assessment for a Home Loan?

Buying a home is a significant step for many South Africans, and securing a home loan is often a crucial part of this journey. Before ...

Loan-to-Value for Home Loans

23 May 2025

What is Loan-to-Value LTV for Home Loans?

When applying for a home loan in South Africa, one of the key figures considered by lenders is the loan-to-value (LTV) ratio. This ratio compares ...

Access Bond in South Africa

18 May 2025

What is an Access Bond in South Africa?

An access bond is a home loan facility offered by South African banks that allows homeowners to pay extra into their bond account and withdraw ...

FLISP Subsidy

25 May 2025

What is a FLISP Subsidy?

Buying a home in South Africa can be difficult for low- to middle-income earners, especially when it comes to upfront costs. The First Home Finance ...

Mortgage Term

18 May 2025

What is a Mortgage Term?

Buying a home is one of the biggest financial steps you’ll ever take, and it often involves getting a home loan, also known as a ...

Fixed vs. Variable for Your South African Home Loan

18 May 2025

Fixed vs. Variable Interest Rate for Your Home Loan

Interest rates play a significant role in shaping the cost and structure of home loans in South Africa. Whether you’re applying for a new bond ...

deposit on a Home Loan

18 May 2025

What is a Deposit on a Home Loan?

Even with a 100% home loan approval, setting money aside for a deposit remains beneficial. While some refer to a full home loan as a ...

Pre-Approval for a Home Loan

23 May 2025

What is Pre-Approval When it Comes to a Mortgage?

Are you getting ready to search for your ideal home? An increasing number of South Africans are recognising the value of securing home loan pre-approval, ...

23 May 2025

What is a Bond Originator?

Finding the right home loan is one of the most important steps when purchasing a property in South Africa, and many buyers choose to work ...

Huislening

11 May 2025

Huislening

Die aankoop van eiendom is een van die grootste finansiële besluite wat ’n mens in Suid-Afrika kan neem, en vir die meeste mense is ’n ...

Paying Off A Mortgage

9 March 2025

Is it Worth Paying Off A Mortgage?

Owning a home is a significant achievement, but the long-term responsibility of a bond can sometimes feel daunting. By contributing even a small additional amount ...

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