6 September 2025
What Is the Middle Class Income in South Africa?
Defining middle-class income in South Africa is complex, with thresholds ranging from R5 000 to R29 000 per month depending on the source. Persistent unemployment, ...
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Personal Finance
Empower your financial journey with practical tips on saving, investing, budgeting, and managing debt. Learn how to achieve financial freedom and make your money work for you.
13 September 2025
Smart Ways to Spend Your 13th Cheque or Bonus in South Africa
Receiving a 13th cheque or year-end bonus can provide a valuable opportunity to improve your financial position and plan ahead for the year to come. ...
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13 September 2025
What to Do When You Can’t Save Money
Many South Africans face the reality of struggling to save, even when they want to improve their financial situation. Rising living costs, debt repayments, and ...
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28 August 2025
How to Financially Prepare for Load Shedding in South Africa
Load shedding has become a persistent and disruptive feature of everyday life in South Africa, affecting households, businesses, and public infrastructure alike. With electricity demand ...
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15 August 2025
Top Personal Finance Mistakes South Africans Make and How to Avoid Them
Managing money effectively is not always straightforward, and many South Africans unintentionally make decisions that weaken their financial position over time. From carrying high-interest debt ...
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15 August 2025
How to Save Money on a Low Income in South Africa
For many South Africans, managing money on a low income can be challenging, especially with rising everyday costs. However, with the right strategies and consistent ...
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13 September 2025
Top Income Streams of Wealthy South Africans and How to Copy Them
Building wealth in South Africa is not limited to the ultra-rich. While the top 1% of asset holders and earners may have access to more ...
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3 August 2025
How to Increase Your Income Without Getting a New Job
Finding ways to increase your income without taking on a new job has become a practical necessity for many South Africans looking to manage rising ...
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13 July 2025
How to Turn Your Hobby into Income in South Africa
Turning a personal interest into a stream of income is an increasingly practical option for many South Africans seeking financial flexibility. Whether you enjoy baking, ...
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19 July 2025
Average Salaries in South Africa by Profession
Understanding how much people earn in South Africa can help you make better career choices, negotiate pay, or decide where to work. Salaries differ depending ...
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20 July 2025
What is Overspending?
Overspending means spending more money than you can afford, whether on purpose or without realising it. In South Africa, rising living costs, easy access to ...
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10 July 2025
What is Financial Literacy?
Financial literacy is a vital skill for South Africans of all income levels and backgrounds. It involves understanding how to manage money, make informed decisions, ...
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10 July 2025
What Is a Good Monthly Income in South Africa
What qualifies as a good monthly income in South Africa depends on several factors, such as where you live, your household needs, and your type ...
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10 July 2025
What is the Cost of Living in South Africa?
The cost of living in South Africa depends on your location, lifestyle, and income. In 2025, rising prices for housing, groceries, transport, and utilities have ...
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10 July 2025
What is Living Paycheque to Paycheque?
Living paycheque to paycheque is a daily reality for many South Africans. It means depending fully on your next salary to cover basic needs, with ...
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30 June 2025
What is a Sinking Fund?
If you have a major expense coming up, like a car repair or home upgrade, and want to avoid last-minute financial stress, a sinking fund ...
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29 June 2025
What is the 50/30/20 Rule?
Managing your money effectively starts with knowing where your income goes each month. For many South Africans, sticking to a clear budget is the key ...
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10 July 2025
What is Zero-Based Budgeting?
Zero-based budgeting (ZBB) is a financial planning method where every rand must be accounted for from scratch at the start of each budgeting cycle. Rather ...
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29 June 2025
Formal vs. Informal Business in South Africa
In South Africa, many people earn a living by running their own businesses. Some register their businesses officially with the government, while others operate informally ...
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9 July 2025
Franchise Costs in South Africa
If you are considering buying a franchise, a wide range of options are available across different investment brackets. Start-up costs differ not only between franchise ...
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29 June 2025
24-Hour Pharmacies in Durban
Finding a pharmacy that is open at any time of the day or night can be a real help when you need medication outside of ...
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29 June 2025
24-Hour Pharmacies in Cape Town
Access to medication and healthcare products at any time of the day or night can be critical, especially during unexpected health issues or emergencies. In ...
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28 June 2025
24-Hour Pharmacies Johannesburg
We’ve all experienced the urgency of needing medication late at night, searching across various parts of Johannesburg in the early hours to find a pharmacy ...
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10 July 2025
Salary Dates in South Africa
Getting paid on time is one of the most practical concerns for working South Africans. Whether you’re budgeting for rent, debit orders, groceries, or school ...
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29 June 2025
What to Do When You’re Under Debt Review and Need a Loan
Being under debt review or debt counselling indicates that you are struggling to repay your existing financial obligations and have been classified as over-indebted. As ...
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28 June 2025
Drivers Licence Renewal Online
Possessing a valid driver’s licence is highly beneficial for anyone residing in South Africa. Beyond the convenience of being able to drive whenever necessary, it ...
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9 July 2025
Best South African Gift Cards
The South African gift card industry is extensive, with two primary categories: physical gift cards and electronic (E-gift) cards. These cards cater to both personal ...
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28 June 2025
Emotional Spending Habits and How to Break the Cycle
Emotional spending occurs when individuals make purchases based on their emotions rather than genuine financial necessities. While almost everyone engages in emotional spending at some ...
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13 September 2025
How To Overcome Unemployment in South Africa
Joblessness is a widespread issue globally, particularly in South Africa, where many struggle to secure stable employment. The impact goes beyond financial hardship, affecting households ...
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29 June 2025
The Best Budget Apps Available in South Africa
Managing finances can be difficult in today’s challenging economy, particularly when burdened by excessive debt. A practical first step towards financial improvement is creating a ...
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10 July 2025
Emergency Help if You Have No Money or Food
South Africa has allocated substantial resources to social enrichment programmes, aimed at addressing inequality and mitigating the most severe impacts of poverty. These initiatives encompass ...
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5 July 2025
How To Get out of Debt When You are Broke
Few feelings are more helpless than trying to dig your way out of debt when you’re barely making ends meet, and you’re just one car ...
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28 June 2025
Solar Panel Prices
In South Africa, companies across various sectors, including commercial and corporate entities, often contend with inconsistent electricity supply. A viable and long-term solution to this ...
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28 June 2025
Don’t Use a Personal Loan for Hollywoodbets and Betway
Gambling can be an exciting pastime, especially with the rise of platforms like Hollywoodbets and Betway in South Africa. However, the idea of funding this ...
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8 February 2025
How To Ask For Money Politely and Successfully
Requesting financial assistance requires a thoughtful and considerate approach. Such conversations can feel awkward for both parties, so handling the matter with respect and transparency ...
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5 July 2025
Average Salary in South Africa
Salaries in South Africa are influenced by various factors, including the industry, region, level of education, skills, and years of experience. The country’s economic conditions ...
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13 February 2025
Average Grocery Cost Per Month in South Africa
South Africa is a culturally diverse nation with a wide range of experiences, from its three capital cities to its stunning national parks. For expatriates, ...
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13 February 2025
How to Get Money for Free in South Africa?
Many individuals in South Africa are looking for ways to supplement their income or access funds without the burden of repayment. The concept of “free ...
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9 July 2025
Debt Relief in South Africa
Managing debt can feel overwhelming, especially with rising living costs and high interest rates. Many people in South Africa are under financial pressure, but debt ...
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21 June 2025
How Much Savings Are You Allowed To Have?
Saving money is an essential aspect of managing personal finances, yet many individuals in South Africa may be unsure about how their savings can impact ...
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28 June 2025
How Long Does Debt Review Last?
Debt review generally lasts between 36 to 60 months, although the exact duration depends on the total debt owed and the repayment conditions agreed upon. ...
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29 June 2025
Where to Find a Job in South Africa
Nowadays, if you’re considering a job change or seeking your first employment, there’s no need to visit companies in person with a printed CV or ...
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29 June 2025
Can I Leave Debt Review Early?
Withdrawing from debt review can be a complicated process, as it requires following specific legal regulations. If you’re currently under debt review but are considering ...
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8 February 2025
What Counts as Proof of Income?
Proof of income is often essential in various financial and professional situations. With an increase in fraudulent activities, the need for trustworthy documentation has become ...
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28 June 2025
How Can You Get ITC Clearance in South Africa?
ITC clearance is a crucial factor in improving your credit rating. By addressing and settling outstanding issues on your credit record, such as overdue payments, ...
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29 June 2025
Cheap Dinner Ideas in South Africa
Finding meals that are both tasty, nutritious, and affordable can feel like a challenge at times. However, with some planning and creativity in the kitchen, ...
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29 June 2025
What is a Retrenchment Cover?
Losing a job is one of the most difficult experiences a person may face in their working life. As the world deals with the aftermath ...
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8 February 2025
How Much Does a Divorce Cost in South Africa?
Divorce is a major life event that can bring a range of emotional and financial challenges. One of the key concerns for many individuals is ...
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9 July 2025
Grocery List South Africa: Tips and Hacks
Creating a grocery list is a key part of managing your budget, especially with the increasing costs in South Africa. Careful planning and smart shopping ...
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11 July 2025
How to Check if You Are Under Debt Review
Your financial status can sometimes feel like traversing a maze, especially when it comes to understanding the specifics of debt review. Being under debt review ...
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24 May 2025
How to Claim Unemployment Benefits in South Africa
When an employee in South Africa loses their job or becomes temporarily unable to work due to circumstances like illness or pregnancy, they may face ...
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29 June 2025
Financial Planning: Everything You Need to Know
Financial planning is a vital process that assists individuals and families in managing their income, expenses, investments, and savings to reach long-term financial goals. If ...
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12 February 2025
How to Save Money Monthly in South Africa
Saving money each month doesn’t have to be a challenge. With a few simple strategies, you can make small changes that add up to significant ...
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11 July 2025
How to Budget Your Salary
If your monthly net income is around R15,000, how do you plan to cover accommodation, groceries, insurance, medical expenses, debt repayments, and leisure activities without ...
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