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Author Ashton

Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

How to Improve Your Credit Rating

How to Improve Your Credit Rating in South Africa

25 August 2023

Navigating your financial life can often feel like you are navigating a complex maze. With countless decisions to make and factors to consider, understanding how ...
Factors Affecting Your Credit Rating

What Affects My Credit Rating?

25 August 2023

Particularly, when considered within the context of South Africa, the implications of a good or bad credit rating can significantly influence your financial life. From ...
What is Credit rating

Credit rating: How your creditworthiness is checked

24 August 2023

In today’s fast-paced economic environment, understanding one’s financial standing, specifically a credit rating, is a critical factor that influences various aspects of our lives. A ...
How to determine credit score

How is my credit score determined?

24 August 2023

As we embark on the journey of understanding credit scores, especially within the South African context, it’s imperative that we set the stage by first ...
What is a credit score?

What is a credit score?

24 August 2023

Understanding the role and influence of your credit score is paramount for anyone seeking financial security, and it holds particular significance in the South African ...
Determine your Creditworthiness

What is creditworthiness?

24 August 2023

Welcome to our exploration of creditworthiness, a key aspect that underpins the complex machinery of our financial systems, especially here in South Africa. At its ...
Credit Card Habits that Can Hurt Your Credit Score

Credit Card Habits that Can Hurt Your Credit Score: Mistakes to Avoid

24 August 2023

In the heart of South Africa, credit scores have evolved into an essential part of financial life. They’ve become the cornerstone in determining one’s financial ...
Creditworthiness and Loan Approval

Creditworthiness and Loan Approval: What Lenders Look For

24 August 2023

South Africa, with its thriving and diverse economy, stands as one of Africa’s leading nations in terms of its lending industry. The financial sector has ...
Misconceptions About Credit Scores

10 Common Misconceptions About Credit Scores Debunked

22 August 2023

Welcome to the journey of understanding credit scores! These enigmatic numbers have the potential to shape our financial future in profound ways. But what exactly ...
Credit Score vs. Credit Rating

Credit Score vs. Credit Rating: Understanding the Differences

22 August 2023

Embarking on a financial journey can be a challenging task, particularly in a vibrant and unique economy like South Africa. One of the critical aspects ...
Late Payments' impact on Credit Rating

The Impact of Late Payments on Your Credit Rating

22 August 2023

The world of credit and finance can be a complex labyrinth, with numerous factors influencing your standing. At the heart of this intricacy is your ...
Steps to Improve Your Credit Score

10 Steps to Improve Your Credit Score

20 August 2023

In an increasingly digital age where financial identity is intertwined with numbers, one’s credit score has never been more crucial. Not only does it dictate ...
American Credit Score vs South Africa Credit Scores

American Credit Score vs South African Credit Scores: The difference

20 August 2023

In the vast realm of financial health, credit scores play a pivotal role that cannot be overstated. Let us delve into the heart of two ...
Credit score in South Africa?

Is there such a thing as a credit score in South Africa?

20 August 2023

Credit scores. You’ve most likely heard this term used during conversations about financial health, mortgages, or even employment opportunities. But what exactly is a credit ...
Debt Consolidation's Impact Your Credit Score

How Does Debt Consolidation Impact Your Credit Score?

18 August 2023

Debt consolidation has evolved as an established strategy among individuals burdened with multiple debts. In essence, it is a process that combines various loans or ...
Why loan consolidation won't work

Why loan consolidation doesn’t always work

18 August 2023

In South Africa, many people rely on loans to finance their various financial obligations. These loans may come from different sources such as banks, micro-lenders, ...
Personal Loan Declined

Reasons Why Your Personal Loan Was Declined

18 August 2023

Applying for a personal loan can help you manage important expenses, but approval is never guaranteed. In South Africa, lenders assess applications carefully based on ...
Loan rescheduling

Loan rescheduling in difficult cases

18 August 2023

Loan rescheduling is a familiar term for many in today’s complex and challenging financial world. Importantly, it refers to the process by which a borrower ...
Bank loan calculator

Bank loan calculator

18 August 2023

Navigating the world of bank loans can sometimes feel like wandering through a maze. However, there is one tool that stands out for its simplicity ...
Interest-free installments

Can you rely on 0% interest – Interest-free installments

18 August 2023

Interest-free instalments refer to a type of credit that allows consumers to make purchases without incurring any interest charges. The cost of the purchase is ...
Loans for Hopeless Cases

Loans for Hopeless Cases in South Africa

16 August 2023

When we talk about “Loans for Hopeless Cases”, we’re diving into a realm of finance that can appear gloomy, especially for those grappling with the ...
Why Banks Might Refuse Your Loan

Where Can I Get a Loan When All Banks Refuse?

16 August 2023

Life throws curveballs. It can toss us into stormy seas without warning, and suddenly we find ourselves struggling to stay afloat. Financial woes can be ...
Loan approved, then denied

Loan approved, then denied: What has happened?

16 August 2023

Navigating the unpredictable waters of loan approval can often feel like a daunting task, especially when faced with unexpected twists such as having a loan ...
Loan is Declined

What to Do When Your Loan is Declined in South Africa

15 August 2023

The dynamics of money management and financial planning in today’s economic scenario can be more complex than one can imagine. With the rising cost of ...
Advance Fee Loans

What you Need to Know about Advance Fee Loans

15 August 2023

In the dynamic world of finance, the term “Advance Fee Loans” usually surfaces, carrying with it a blend of attraction and caution. Essentially, these are ...
Loan Fraud

What Is Loan Fraud? Exposing Shady Loan Schemes!

15 August 2023

Loan fraud refers to the act of deceiving a lender or financial institution in order to obtain a loan or credit. This can be done ...
Securing a Bank Loan

Securing a Bank Loan in South Africa

14 August 2023

In the realm of finance, bank loans play a vital role in South Africa’s economy, mate. They’re essential for various purposes, like supporting entrepreneurial ambitions ...
Bank Interest Rates

Bank Interest Rates for Loans

14 August 2023

In the complex and sometimes overwhelming world of finances, understanding bank interest rates is crucial for anyone considering borrowing money, regardless of the purpose. But ...
Bank Loans with Bad Credit

Bank Loans with Bad Credit

14 August 2023

In the world of finance, credit is more than just a term; it serves as the gateway to a multitude of financial opportunities, from buying ...
Bank Loan

What does the bank check when you apply for a loan?

13 August 2023

In today’s world, it has become essential to grasp the complexities of the loan application process. This rings particularly true in South Africa, where the ...
Bank Loans

How Do Bank Loans Work?

13 August 2023

In its simplest form, a bank loan is a financial agreement between a bank and its customer. The customer borrows a specific amount of money ...
Types of Loans

5 Different Types of Loans You Should Know

13 August 2023

Loans have become an essential part of modern society. They allow individuals and businesses to make large purchases or investments that they might not be ...
Social Worker Salary

Social Worker Salary South Africa

11 August 2023

Social workers play a critical role in South Africa, supporting vulnerable individuals and communities in need. However, the career path can be demanding and challenging, ...
Graphic Designer Salary

Graphic Designer Salary South Africa

11 August 2023

As the economy of South Africa grows, the demand for creative professionals like graphic designers has increased significantly in recent years. But what are the ...
Security Guard Salary

Security Guard Salary South Africa

11 August 2023

If you are interested in becoming a security guard in South Africa, you may be wondering what kind of salary you can expect. Salaries can ...
Biochemist Salary

Biochemist Salary South Africa

11 August 2023

If you’re considering a career in biochemistry, one of the most important factors to take into account is your earning potential. In South Africa, just ...
Meteorologist Salary

Meteorologist Salary South Africa

11 August 2023

If you’re interested in a career in meteorology, you may be wondering what kind of salary you can expect to earn in South Africa. Meteorologists ...
Crane Operator Salary

Crane Operator Salary South Africa

11 August 2023

If you’re interested in pursuing a career as a crane operator in South Africa, it’s important to have a clear understanding of the role and ...
Archaeologist Salary

Archaeologist Salary South Africa

11 August 2023

Are you interested in pursuing a career in archaeology in South Africa but aren’t sure what kind of salary to expect? Look no further! In ...
Veterinarian Salary

Veterinarian Salary South Africa

11 August 2023

If you have an interest in animal health and welfare, a career as a veterinarian may be a great fit for you. However, it is ...
Personal Trainer Salary

Personal Trainer Salary South Africa

11 August 2023

As the fitness industry continues to grow in South Africa, so does the demand for qualified personal trainers. With the rise in popularity of fitness ...
Firefighter Salary

Firefighter Salary South Africa

11 August 2023

When it comes to emergency services in South Africa, firefighters are an integral part of the team. These courageous individuals put their lives on the ...
Train Driver Salary

Train Driver Salary South Africa

11 August 2023

If you’re looking for a career in the transport industry in South Africa, becoming a train driver may be an attractive option. With demand for ...
Welder Salary

Welder Salary South Africa

11 August 2023

If you are considering a career as a welder in South Africa, you likely want to know about the salary expectations. Welding is a vital ...
Plumber Salary

Plumber Salary South Africa

11 August 2023

If you’re considering a career as a plumber in South Africa, you may be wondering what kind of salary you can expect. The answer to ...
Diplomat Salary

Diplomat Salary South Africa

11 August 2023

Diplomats are important officials who represent their countries overseas. Their role involves negotiating with foreign governments, promoting international trade, and managing diplomatic relations between countries. ...
Receptionist Salary

Receptionist Salary South Africa

11 August 2023

A receptionist is often the first person that visitors and clients interact with in a company. They play a crucial role in maintaining a positive ...
Aircraft Mechanic Salary

Aircraft Mechanic Salary South Africa

11 August 2023

If you’re interested in becoming an aircraft mechanic in South Africa, you’re probably wondering about the salary that comes with the profession. Aircraft mechanics are ...
Construction Worker Salary

Construction Worker Salary South Africa

11 August 2023

If you’re thinking of pursuing a career as a construction worker in South Africa, one of the most pressing questions you may have is how ...
Truck Driver Salary

Truck Driver Salary South Africa

10 August 2023

Truck driving is a critical occupation in South Africa’s economy, carrying goods and products across the country. With the advent of technology and the need ...
Forklift Driver Salary

Forklift Driver Salary South Africa

10 August 2023

Forklift drivers play an essential role in the logistics and warehousing industry in South Africa. They are responsible for moving heavy materials and products using ...
Lecturer Salary

Lecturer Salary South Africa

10 August 2023

Lecturers play a crucial role in higher education in South Africa. These academics guide and mould the minds of future professionals across the country. However, ...
Teacher Salary

Teacher Salary South Africa

10 August 2023

South Africa, like many countries, faces challenges when it comes to attracting and retaining talented teachers. A vital part of ensuring that the country’s children ...
Radiographer Salary

Radiographer Salary South Africa

9 August 2023

Radiography is a crucial field in the healthcare sector and radiographers play a vital role in the diagnosis and treatment of various medical conditions. If ...

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