15 May 2025
What is a Loan Shark? Legal vs. Illegal Lending in SA
In South Africa, the need for quick access to cash has left many individuals vulnerable to unlawful lenders known as loan sharks. These lenders operate ...
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Glossary
Find concise explanations for key terms and phrases with our extensive glossary articles. Perfect for reference and learning.
30 May 2025
What is an Admin Fee on a Loan?
When applying for a personal loan in South Africa, many people focus mainly on the interest rate and monthly instalment. However, there are other charges ...
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18 May 2025
What is a Guarantor?
Acting as a guarantor is a serious financial commitment that carries legal obligations and potential risks. In South Africa, guarantors are often required to help ...
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6 May 2025
What Does Being Blacklisted Mean in South Africa?
Blacklisting occurs when an individual or business is flagged as a high-risk borrower due to poor financial behaviour, such as missed payments or defaults. This ...
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25 April 2025
Poor vs. Good Credit Score: What’s the Difference?
If you are aiming to establish or sustain strong credit health, understanding what qualifies as a “good” credit score can provide valuable guidance. Generally, a ...
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6 May 2025
Simple vs. Compound Interest in South Africa
Understanding how interest is calculated is essential for anyone managing savings, investments, or loans in South Africa. Whether you are growing your money or borrowing, ...
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13 February 2025
Personal Loan Glossary
Many people feel uncertain when it comes to financial terms, and you are not alone. Loan contracts and the language used within them are not ...
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