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Author Ashton

Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

Budget for Monthly Homeownership Costs

How Much Should You Budget for Monthly Homeownership Costs?

31 August 2025

Buying a home is one of the biggest financial commitments South Africans make, and the costs extend well beyond the bond repayment. Alongside monthly instalments ...
Save for Retirement in South Africa

What Happens If You Don’t Save for Retirement in South Africa?

31 August 2025

Planning for retirement is often delayed or overlooked entirely, yet the consequences of not saving can be severe, especially in South Africa where state support ...
What Is a Good ROI on Investment

What Is a Good ROI on Investment in South Africa?

30 August 2025

South African investors have access to a wide range of asset classes, including equities, property, fixed-income products and emerging alternatives such as cryptocurrencies. Each of ...
South Africa Hit With a R50 Billion Eskom Burden

South Africa Hit With a R50 Billion Eskom Burden

29 August 2025

South Africa’s energy regulator has agreed to permit Eskom to increase electricity tariffs at a higher rate than what was originally allowed, following a settlement ...
Loan for December Expenses

Should You Take a Loan for December Expenses? Pros and Cons

29 August 2025

The festive season often brings a sharp rise in household spending, from gifts and special meals to travel and entertainment. For many South Africans, these ...
Buying A Second Property in South Africa

Tips for Buying Your Second Property in South Africa

29 August 2025

Buying a second property in South Africa is a practical way to build wealth, support lifestyle changes, or secure future housing. While the legal process ...
Financially Prepare for Load Shedding

How to Financially Prepare for Load Shedding in South Africa

28 August 2025

Load shedding has become a persistent and disruptive feature of everyday life in South Africa, affecting households, businesses, and public infrastructure alike. With electricity demand ...
New Law Might Prevent You from Selling Your Car in SA

Why a New Law Might Prevent You from Selling Your Car in South Africa

28 August 2025

The introduction of the Administrative Adjudication of Road Traffic Offences (AARTO) Act in South Africa could make it extremely difficult for motorists to sell their ...
Right Time to Retire in South Africa

When is the Right Time to Retire in South Africa?

28 August 2025

Retirement in South Africa is a highly personal decision influenced by health, lifestyle goals, financial readiness, and the specific rules of retirement funds. While there ...
Can Foreigners Own Property in South Africa?

Can Foreigners Own Property in South Africa?

27 August 2025

Foreign nationals can legally buy and own residential and commercial property in South Africa without needing residency or citizenship. While most property types are available, ...
Good News on Passports, Visas, and Smart IDs

South Africans Get Good News on Passports, Visas, and Smart IDs

27 August 2025

The Department of Home Affairs is undergoing a far-reaching transformation, with officials committed to significantly improving the delivery of core services. For many South Africans, ...
Compare Insurance Quotes Online

How to Compare Insurance Quotes Online in South Africa and Avoid Scams

26 August 2025

Comparing insurance quotes online is a common step for South Africans seeking the right cover, but choosing wisely involves more than selecting the lowest price. ...
Domestic workers in South Africa are in serious trouble

The Struggles Confronting South Africa’s Domestic Workers

26 August 2025

The most recent labour statistics released by Statistics South Africa indicate that employment for domestic workers continues to contract, even as many of these workers ...
New Tax Changes Over South Africa’s Private Schools

New Tax Changes Loom Over South Africa’s Private Schools

25 August 2025

Educational institutions across South Africa are bracing for a significant financial adjustment as government prepares to alter the tax treatment of schools. Authorities have confirmed ...
Insurance for Small Business Owners in South Africa and Their Must-Have Policies

Insurance for Small Business Owners in South Africa and Their Must-Have Policies

25 August 2025

Running a small business in South Africa involves a number of financial and operational risks, many of which can be unpredictable or outside your control. ...
Invest If You’re Blacklisted in SA

Can You Invest If You’re Blacklisted in South Africa?

17 August 2025

Investing is often seen as a step towards financial growth, but many South Africans wonder if this option is still available to them when they’ve ...
Investment Mistakes

Common Investment Mistakes South Africans Make

16 August 2025

Even with the best intentions, many South African investors make costly errors that can limit the growth of their portfolios or expose them to unnecessary ...
Personal Finance Mistakes

Top Personal Finance Mistakes South Africans Make and How to Avoid Them

15 August 2025

Managing money effectively is not always straightforward, and many South Africans unintentionally make decisions that weaken their financial position over time. From carrying high-interest debt ...
South Africa Poised for Economic Boost

South Africa Poised for Economic Boost in the Coming Month

15 August 2025

South Africa’s economy is believed to have recorded growth for the third consecutive quarter, supported largely by renewed strength in the critical manufacturing and mining ...
Job Losses Expected Across South Africa

Large-Scale Job Losses Expected Across South Africa

14 August 2025

The South African government is currently engaged in urgent and high-stakes crisis negotiations with the local subsidiary of ArcelorMittal South Africa (AMSA) to determine the ...
Save Money on a Low Income

How to Save Money on a Low Income in South Africa

14 August 2025

For many South Africans, managing money on a low income can be challenging, especially with rising everyday costs. However, with the right strategies and consistent ...
Hidden Risks of a Load Shedding-Free South Africa

Hidden Risks of a Load Shedding-Free South Africa

13 August 2025

Eskom is currently depending heavily on burning diesel worth billions of rand in order to prevent the reintroduction of load shedding. While this strategy has ...
Norraco Transact

What Is Norraco Transact?

13 August 2025

Norraco Transact is a student-focused financial platform designed to handle direct NSFAS payments quickly and securely. Developed for South African tertiary students, it offers a ...
US Tariffs Pose Challenges for Farmers

US Tariffs Pose Fresh Challenges for South African Farmers

12 August 2025

South Africa is actively pursuing opportunities to open up fresh markets across Asia and other global regions for its agricultural produce, which has recently been ...
Public Holidays South Africa

Public Holidays in South Africa

12 August 2025

Public holidays in South Africa reflect the country’s history, cultural diversity, and focus on national unity. Governed by the Public Holidays Act (Act No. 36 ...
Warning Issued Over South Africa’s Risk of State Failure

Warning Issued Over South Africa’s Risk of State Failure

11 August 2025

The chief executive of Business Leadership South Africa (BLSA), Busi Mavuso, emphasised that businesses cannot operate effectively in an environment where the state is failing. ...
Check Telkom Number

How To Check Telkom Number

11 August 2025

If you are using a Telkom SIM card or landline in South Africa, there may be times when you need to check your number but ...
Borrow in September

Should You Borrow in September? Here’s When It Makes Sense

9 August 2025

Deciding whether to take out a loan in September depends on more than just interest rates. With South Africa’s borrowing environment showing signs of stability, ...
Grant Application Rejected Here's What You Can Do Next

Grant Application Rejected? Here’s What You Can Do Next

8 August 2025

If your SASSA grant application has been rejected, it can be both frustrating and stressful, especially when you’re depending on that support to meet essential ...
10 Rapidly Growing Jobs in SA

10 Rapidly Growing Job Roles South Africans Are Pursuing in 2025

8 August 2025

A recent report issued by CareerJunction has outlined the ten job categories in South Africa that are experiencing the most rapid growth in 2025. The ...
Mounting Water Service Issues

South Africa Faces Mounting Water Service Issues

7 August 2025

The Department of Cooperative Governance and Traditional Affairs (CoGTA) has taken responsibility for nearly half a billion rand in water service projects that were originally ...
Get a Grant If You’re Blacklisted

Can You Get a Grant If You’re Blacklisted?

7 August 2025

Grants play an important role in helping South Africans meet basic needs, support their families, or fund small businesses. For those with a poor credit ...
SASSA Grants & Payment Schedule for September

Confirmed SASSA Grants & Payment Schedule for September 2025

6 August 2025

South Africans who receive social grants from the South African Social Security Agency (SASSA) can now prepare for the confirmed payment dates for September 2025. ...
Bad news for public holiday lovers in South Africa

South Africans Set to Lose Out on Public Holidays

6 August 2025

South Africans will not be receiving an additional day off work this week, as National Women’s Day falls on a Saturday this year. This results ...
Handle Repairs and Maintenance as a New Homeowner

How to Handle Repairs and Maintenance as a New Homeowner in SA

5 August 2025

Managing property upkeep is one of the most important responsibilities that come with owning a home. Unlike renting, where landlords usually handle repairs, homeowners must ...
South Africa’s Official Petrol Price for August Announced

South Africa’s Official Petrol Price for August Announced

5 August 2025

The Department of Petroleum and Mineral Resources (DPMR) has officially released the revised fuel price adjustments, which are scheduled to take effect from Wednesday, 6 ...
Businesses Told to Weigh the Risks of Returning to Office

Returning to the Office? Businesses Told to Weigh the Risks

4 August 2025

A recent Labour Court ruling has placed renewed emphasis on the necessity of proper consultation when companies instruct staff to return to office-based work. This ...
Top Income Streams of Wealthy South Africans

Top Income Streams of Wealthy South Africans and How to Copy Them

4 August 2025

Building wealth in South Africa is not limited to the ultra-rich. While the top 1% of asset holders and earners may have access to more ...
Government Support for First-Time Homeowners

Government Support Options for First-Time Homeowners in South Africa

3 August 2025

Buying a first home in South Africa can be financially challenging, especially for individuals and families with modest incomes. To help make homeownership more achievable, ...
Increase Income Without Getting a New Job

How to Increase Your Income Without Getting a New Job

2 August 2025

Finding ways to increase your income without taking on a new job has become a practical necessity for many South Africans looking to manage rising ...
Insurance Excess

How Insurance Excess Works in South Africa

1 August 2025

Insurance excess is one of the most important aspects to understand when taking out cover in South Africa. It refers to the portion of any ...
new driving system

New Driving System Rollout Dates Confirmed for 213 South African Municipalities

1 August 2025

The Department of Transport has officially published new commencement dates in the Government Gazette for various parts of the Administrative Adjudication of Road Traffic Offences ...
South Africans Enjoy Better Pay in 2025

South Africans Enjoy Better Pay in 2025

31 July 2025

The most recent edition of BankservAfrica’s Take-home Pay Index indicates that the level of disposable income in South Africa has reached a point of stability ...
Household Contents Insurance

Do You Need Household Contents Insurance in South Africa?

31 July 2025

Household contents insurance provides practical protection for your belongings against theft, fire, and accidental damage. In South Africa, where such risks are common, this cover ...
Ways to Invest for Your Child’s Future

Best Ways to Invest for Your Child’s Future in South Africa

30 July 2025

Planning for your child’s financial future is one of the most practical steps you can take as a parent or guardian in South Africa. With ...
Drop in Petrol Prices

Another Drop in Petrol Prices Brings Relief to South Africans

30 July 2025

According to the latest month-end figures released by the Central Energy Fund (CEF), motorists in South Africa can expect a more substantial reduction in petrol ...
Easiest Loan to Get Approved for

What’s the Easiest Loan to Get Approved for in South Africa?

29 July 2025

Finding a loan that is easy to get approved for can be a major relief, especially when time is limited or financial circumstances are tight. ...
Electricity Price Adjustments

South African Homes Face Significant Electricity Price Adjustments

29 July 2025

The Department of Mineral Resources and Energy is actively examining how electricity prices can be reduced across South Africa. As part of this effort, the ...
Why Most South Africans Struggle with Saving and How to Fix It

Why Most South Africans Struggle with Saving and How to Fix It

28 July 2025

Many South Africans find it difficult to save due to a combination of economic pressure, social obligations, and limited access to financial tools. Low income ...
Most In-Demand Skills in South Africa

Skills South Africa Needs Most to Fill Job Gaps

28 July 2025

South Africa’s Employment and Labour Minister, Nomakhosazana Meth, has recently highlighted the most critical skills currently needed within the country. These areas of demand have ...
Grants for Farming Projects

Grants for Farming Projects in South Africa

26 July 2025

Access to funding is a key factor in the success and sustainability of agricultural businesses in South Africa, particularly for startups and small-scale producers. With ...
Prenup Rule

Marrying Without This Prenup Knowledge in South Africa Is Risky

26 July 2025

Legal professionals in South Africa have issued a warning to couples planning to marry that prenuptial agreements (prenups) might no longer hold the same legal ...
Government Seeks to Fix Budget Flaws Exposed in 2025

Government Seeks to Fix Budget Flaws Exposed in 2025

25 July 2025

South Africa’s National Treasury has announced its intention to significantly restructure the budget-preparation process for the 2026 fiscal year. This move follows a tumultuous 2025 ...
How South Africa’s Interest Rates Affect Your Money

How South Africa’s Interest Rates Affect Your Money

25 July 2025

Interest rates play a central role in how South Africans manage debt, savings, and everyday finances. Whether you’re repaying a bond, using a credit card, ...

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