Ashton

Arcadia Finance - Marketing

I've been diving into online marketing and content creation, with a focus on personal finance and funding. But I'm not about dull finance content – I aim to create material that not only educates but genuinely helps. My mission? "Beyond information, I'm here to inspire!" Let's explore the world of finance together!

African Bank Loan Review

5 December 2023

Known for its straightforward application process and competitive interest rates, African Bank [Africanbank.co.za] provides personal loans tailored to a wide range of financial needs, from ...

MPOWA Finance Lender Review

5 December 2023

When it comes to selecting a loan in South Africa, the choices can be overwhelming. One prominent name that often surfaces is MPOWA Finance [Mpowafin.co.za]. ...

Mercantile Bank Loan Review

5 December 2023

When faced with the task of selecting a loan, the decision can be quite daunting. Given the multitude of banks and financial institutions providing a ...

Bayport Loan Review

Bayport Lender Review

5 December 2023

Bayport [Bayport.co.za] is one of South Africa’s well-known lenders, offering personal loans that range from small amounts for everyday needs to larger sums for debt ...

Absa Personal Loan Review

5 December 2023

When it comes to managing our finances, finding the right loan can make all the difference. It’s not just about gaining access to funds; it’s ...

RCS Lender Review

27 November 2023

Financial flexibility is not just a luxury; it’s a necessity. Whether you’re planning a family vacation, renovating your home, or facing unforeseen expenses, having access ...

Nedbank Loan Review

Nedbank Loan Review

27 November 2023

Nedbank [Nedbank.co.za] is one of South Africa’s leading banking institutions, with a rich history and a strong presence in the financial landscape. When it comes ...

Old Mutual Lender Review

27 November 2023

When it comes to personal loans, there’s a sea of options available. One name that often pops up in South Africa is Old Mutual [Oldmutual.co.za]. ...

Finchoice Loan Review

Finchoice Lender Review

16 November 2023

FinChoice [Finchoice.co.za] offers a range of financial solutions tailored to meet the needs of individuals seeking quick and convenient loan options. This review aims to ...

FNB Loan Review

14 November 2023

FNB [Fnb.co.za], a well-established financial institution, offers a range of personal loans tailored to meet diverse needs. Whether you are looking to cover unexpected medical ...

Sending and receiving money with Paypal App

PayPal app: Sending and receiving money

12 November 2023

PayPal is a digital payment platform that allows users to send and receive money online. It was founded in 1998 and has grown to become ...

South Africa's Debt Review

Debt Review in South Africa

10 November 2023

Debt Review, often referred to as debt counselling, is a process created to assist individuals who are struggling financially. It’s a way to help people ...

Debt Review Clearance Certificate

What is a Debt Review Clearance Certificate?

10 November 2023

The Debt Review Clearance Certificate, commonly referred to as the DRCC, is a legal document you receive once you’ve successfully completed the debt review process. ...

A Complete Guide to Prescribed Debt

Prescribed Debt: A Complete Guide

10 November 2023

Prescribed debt may sound intricate, but it’s relatively simple when dissected. In South Africa, if you have outstanding debt and fail to repay it within ...

Questions on non-compete agreements

Questions and answers on non-compete agreements

9 November 2023

In the vibrant corporate landscape of South Africa, a subtle yet powerful tool shapes the dynamics between employers and employees. This tool, known as the ...

Non-Compete Agreement

Non-Compete Agreement Template

9 November 2023

Welcome to the bustling world of South African business, where every move you make can potentially pivot the trajectory of your company. In this evolving ...

Best Credit Cards for Travel

Best Credit Cards for Travel

9 November 2023

South Africa, a nation teeming with scenic beauty, wildlife, and diverse cultures, has experienced a noteworthy upsurge in its residents seeking the thrill of both domestic and ...

Cost of private jets

How Much Does a Private Jet Cost?

7 November 2023

Private jets are a luxurious mode of transportation often associated with wealthy individuals and business executives. This type of aircraft provides convenience, flexibility, and privacy ...

New and Used Trucks Financing

Finance for New and Used Trucks in South Africa

7 November 2023

The trucking industry in South Africa plays a pivotal role in the nation’s economy. Given the vast expanse of our country, road transport emerges as ...

Pilot Salary

How much does a Pilot earn?

7 November 2023

Pilots are skilled professionals who play a crucial role in the aviation industry. Their responsibilities range from ensuring the safety of passengers to operating complex ...

High Debt Countries

Countries with the highest debt

5 November 2023

When you think about debt, you probably think about personal or business obligations – home loans, student loans, credit cards or company loans. However, debt ...

What is Mezzanine Debt

Mezzanine Debt: What It Is, How It Works, and Examples

5 November 2023

A realm within the world of corporate finance that often bewilders the unacquainted, mezzanine debt is an intriguing financing strategy used by businesses globally. For ...

Consolidating Debt

Pros and Cons of Consolidating Your Debt

5 November 2023

Navigating the financial landscape in any country can be tricky, and South Africa is no exception. Among the many tools at our disposal to manage ...

What is technical debt

What is technical debt and how to pay it off

5 November 2023

Welcome to this broad guide on technical debt, a concept that’s as important to the tech industry as financial debt is to economics. By understanding ...

How Net Debt Is Calculated

How Net Debt Is Calculated and Why It Matters to a Company

5 November 2023

In the realm of finance and business, understanding different financial metrics is paramount for strategic planning and informed decision-making. A particularly compelling metric in the ...

What Is Sovereign Debt?

What Is Sovereign Debt and What Are Its Unique Features?

5 November 2023

We’ve all heard of debt. It’s a common term in our day-to-day lives. However, when we scale that concept up to the level of an ...

What is Subordinated Debt

Subordinated Debt: What It Is, How It Works, Risks

4 November 2023

Subordinated debt is one such term that demands our attention. By drawing back the curtain on this financial instrument, elucidating what subordinated debt is, how ...

Difference between Debt Restructuring and Debt Refinancing

Debt Restructuring vs. Debt Refinancing

4 November 2023

Understanding the different approaches to managing your debt can be as impactful as your business strategy itself. In today’s volatile economic landscape, specifically in South ...

South Africa's Public Debt

Public Debt of South Africa

4 November 2023

Public debt is an integral facet of global economies – a tool often used for financing public expenditures when tax revenues fall short. However, when ...

Valuable South African Startups

Most Valuable South African Startups

2 November 2023

Startups play a big role in driving innovation, job creation, and economic growth in South Africa. They contribute to the development of new industries, products, ...

Loans for Debt Review Clients

Are Loans for Debt Review Clients Legal?

2 November 2023

Debt counseling is a process crafted to assist South Africans grappling with their financial responsibilities. When someone finds it challenging to meet their monthly financial ...

What is a Section 129 Letter?

Section 129 Letter

2 November 2023

In South Africa, when dealing with credit agreements, you may encounter the term “Section 129 letter.” This isn’t just another piece of correspondence; it’s a ...

How to cancel Debt Review

How to cancel Debt Review or Debt Counselling

2 November 2023

South Africa has experienced its fair share of economic challenges over the years. With currency values that tend to fluctuate and employment rates that vary, ...

Skip a debt review payment

What happens if you skip a debt review payment?

2 November 2023

Debt review, commonly referred to as debt counselling in South Africa, offers assistance to those grappling with overwhelming debt. Individuals can seek guidance from a ...

Pros and Cons of debt counselling

What are the advantages and disadvantages of debt counselling?

2 November 2023

Debt can be a big burden for many South Africans. With the cost of living on the rise, more and more people are finding themselves ...

Dreaming of getting out of debt faster?

Dreaming of getting out of debt faster? Find out the solution here

1 November 2023

In recent years, the economic landscape in South Africa has grown increasingly intricate resulting in escalating debt levels amongst ordinary citizens. A broad overview reveals ...

What is Debt Refinancing

What is refinance debt?

1 November 2023

When we speak about refinance debt, we refer to the process where a person or entity obtains a new loan or credit to pay off ...

Outstanding debt

What is Outstanding debt?

31 October 2023

Outstanding Debt, in its simplest form, is the total amount of debt that remains unpaid by the borrower. This can refer to individuals (like you ...

Purchase A Vehicle when Blacklisted

I’m Blacklisted – Can I Purchase A Vehicle?

31 October 2023

In South Africa, being “blacklisted” is a term used to describe individuals who have a negative credit history or unpaid debts, which can significantly impact ...

Car Finance With A Bad Credit Record

Can I Get Car Finance With A Bad Credit Record?

31 October 2023

The car finance industry in South Africa is extensive and diverse. It offers a wide array of options for individuals looking to finance a vehicle, ...

Vehicle finance with a balloon payment

How vehicle finance with a balloon payment works

31 October 2023

Vehicle finance, in its simplest form, is a way for people to buy cars without having to pay the full price upfront. Think of it ...

Survive your debts with debt consolidation

Survive your debts with debt consolidation

30 October 2023

Debt consolidation up to R250 000 – Fill in application and get several loan offers Stop overpaying for your loans Do you have several different ...

How to get rid of credit card debts

How to get rid of credit card debts

30 October 2023

Debt consolidation up to R250 000 – Fill in application and get several loan offers Understanding credit card debt In today’s fast-paced financial world, many ...

Different types of debt

Types of debt

29 October 2023

Debt, a term familiar to all, shapes economies, influences personal finances and often dictates life choices. However, its relevance and context go much deeper than ...

Senior debt

What is senior debt?

29 October 2023

Senior debt pertains to the primary layer of a company’s financial obligations. In the event of bankruptcy or liquidation, holders of senior debt are the ...

Debt purchase

What is debt purchase?

29 October 2023

In the intricate world of finance, one term that often emerges is debt purchase. But what does it really mean? A debt purchase, in essence, ...

National Credit Act (NCA)

National Credit Act

29 October 2023

The National Credit Act (NCA) is a piece of legislation in South Africa that came into effect in 2005. Its primary goal is to regulate ...

Loan Against Property

Loan Against Property

29 October 2023

A Loan Against Property (LAP) is a straightforward financial concept. Essentially, it involves using your property as collateral to secure a loan from a bank ...

Credit Agreement

What is a Credit Agreement?

29 October 2023

When it comes to managing your finances, understanding credit agreements can play a huge role. They can be important tools for financial stability, yet they ...

The Richest Athletes in South Africa

South Africa’s Highest-Paid Athletes 2024

26 October 2023

South Africa has a rich history of sports, with talented athletes who have represented the country on the global stage. Many of these athletes have ...

Valuable South African Companies

Most Valuable South African Companies

26 October 2023

South Africa is home to numerous successful and valuable companies that span various industries, including technology, mining, telecommunications, energy, and financial services. This article provides ...

Teach Your Child to Save Money

Tips to Teach Your Child to Save Money

26 October 2023

Every parent hopes to witness their child thrive. However, in today’s constantly changing global economy, prosperity extends beyond academic accomplishments. It is deeply rooted in ...

Taking out a loan as a student

Taking out a loan as a student – What you need to know

26 October 2023

Taking out a loan is an important financial decision and requires careful consideration. Students who take out loans to finance their education need to understand ...

Student financial aid eligibility

Who is eligible for student financial aid?

26 October 2023

Student financial aid refers to the financial assistance provided to students to help fund their education. This can take the form of scholarships, grants, loans, ...